Alinma Bank (SAU:1150) FCF Margin %: -13.18% (As of Mar. 2026)

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SAU:1150 Alinma Bank SAU:1150
76 GF Score
Price ﷼23.51
GF Value ﷼28.63
Valuation Modestly Undervalued
! 4 Warning Signs
View Full Analysis

What is Alinma Bank FCF Margin %?

Alinma Bank SAU:1150 -4.43% 76 FCF Margin % is -13.18% as of Mar. 2026. GuruFocus rates SAU:1150 with a GF Score™ of 76/100 and a GF Value™ of ﷼28.63 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 1,498 Banks companies, Alinma Bank ranks worse than 84.58% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Alinma Bank's Free Cash Flow for the three months ended in Mar. 2026 was ﷼-396 Mil. Alinma Bank's Revenue for the three months ended in Mar. 2026 was ﷼3,008 Mil. Therefore, Alinma Bank's FCF Margin % for the quarter that ended in Mar. 2026 was -13.18%.

As of today, Alinma Bank's current FCF Yield % is -7.72%.

The historical rank and industry rank for Alinma Bank's FCF Margin % or its related term are showing as below:

SAU:1150' s FCF Margin % Range Over the Past 10 Years
Min: -90.34   Med: 55.93   Max: 155.77
Current: -45.29


During the past 13 years, the highest FCF Margin % of Alinma Bank was 155.77%. The lowest was -90.34%. And the median was 55.93%.

SAU:1150's FCF Margin % is ranked worse than
84.58% of 1498 companies
in the Banks industry
Industry Median: 26.605 vs SAU:1150: -45.29


Alinma Bank FCF Margin % Related Terms


Alinma Bank FCF Margin % Historical Data

* Premium members only.

The historical data trend for Alinma Bank's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Alinma Bank FCF Margin % Chart

Alinma Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -45.61 97.12 80.56 45.18 -29.79

Alinma Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 54.27 47.24 -106.49 -105.20 -13.18

SAU:1150 vs PNC: FCF Margin % Comparison

For the Banks - Regional subindustry, Alinma Bank's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Alinma Bank FCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Alinma Bank's FCF Margin % distribution charts can be found below:

* The bar in red indicates where Alinma Bank's FCF Margin % falls into.


SAU:1150
76GF Score
Alinma Bank SAU:1150
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Alinma Bank FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

Alinma Bank's FCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=-3528.116/11841.459
=-29.79 %

Alinma Bank's FCF Margin for the quarter that ended in Mar. 2026 is calculated as

FCF Margin=Free Cash Flow (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=-396.493/3007.596
=-13.18 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of -13.18% mean?
Alinma Bank (SAU:1150) has a FCF Margin % of -13.18% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Alinma Bank and its competitors. According to the industry distribution chart, Alinma Bank ranks #1267 out of 1498 companies in the Banks industry, placing it in the top 84.6%.
Is Alinma Bank's FCF Margin % too high?
Alinma Bank's current FCF Margin % is -13.18%. Based on the distribution chart, Alinma Bank ranks #1267 out of 1498 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Alinma Bank has a GF Score™ of 76/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Alinma Bank's FCF Margin % compare to PNC?
According to the Banks industry distribution chart, Alinma Bank ranks #1267 out of 1498 companies for FCF Margin %. This places Alinma Bank in the lower half of its industry. The industry median FCF Margin % is 26.61. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.61, based on 1,498 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Alinma Bank and its competitors. For the Banks industry, the median FCF Margin % is 26.61 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Alinma Bank's current FCF Margin % is -13.18%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Alinma Bank stock overvalued right now?
Based on GuruFocus' analysis, Alinma Bank (SAU:1150) is currently considered Modestly Undervalued. The stock's GF Value™ is ﷼28.63, compared to a current price of ﷼23.51 — trading 17.9% below its estimated fair value. The current FCF Margin % is -13.18%. Alinma Bank's overall GF Score™ is 76/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Alinma Bank (SAU:1150), the current FCF Margin % is -13.18% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Alinma Bank (SAU:1150) Overvalued in 2026?

Based on GuruFocus' analysis, Alinma Bank stock appears to be undervalued. The current stock price of ﷼23.51 is trading 17.9% below its estimated GF Value™ of ﷼28.63. GuruFocus considers Alinma Bank to be Modestly Undervalued.

Key valuation signals for SAU:1150:

  • FCF Margin %: -13.18%
  • GF Value™: ﷼28.63 vs. price of ﷼23.51 (17.9% below fair value)
  • GF Score™: 76/100 with 4 warning signs

No single metric tells the full story. See the SAU:1150 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Alinma Bank Business Description

Address King Fahad Road, P.O. Box 66674, Riyadh, SAU, 11586
Alinma Bank provides banking and investment services. The company's reportable segments are: i) Retail Banking: Financing, deposit and other products/services for individuals. ii) Corporate Banking: Financing, deposit and other products and services for corporate, SME and institutional customers. iii) Treasury: Murabahas with banks, investments and treasury services. iv) Investment and brokerage: Asset Management, custodianship, advisory, underwriting and brokerage services. The majority of the company's revenue is generated from the Corporate Banking segment. Geographically, it has a presence in the Kingdom of Saudi Arabia, Europe, Other GCC and Middle East countries, and Other countries.
76GF Score

Get the complete analysis for SAU:1150

FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

﷼23.51
Price
﷼28.63
GF Value