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Alinma BankSAU:1150 -4.43%76 Net Margin % is 55.81% as of Mar. 2026, which is 20% above its 10-year median of 46.68. GuruFocus rates SAU:1150 with a GF Score™ of 76/100 and a GF Value™ of ﷼28.63 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 1,521 Banks companies, Alinma Bank ranks better than 96.19% on this metric.
Net margin is calculated as Net Income divided by its Revenue. Alinma Bank's Net Income for the
three
months ended in Mar. 2026 was ﷼1,679 Mil. Alinma Bank's Revenue for the
three
months ended in Mar. 2026 was ﷼3,008 Mil. Therefore, Alinma Bank's net margin for the quarter that ended in Mar. 2026 was 55.81%.
The historical rank and industry rank for Alinma Bank's Net Margin % or its related term are showing as below:
SAU:1150'
s Net Margin % Range Over the Past 10 Years
Min: 34.61 Med: 46.68 Max: 54.57
Current: 54.57
SAU:1150's Net Margin % is ranked better than 96.19% of 1521
companies
in the Banks industry
Industry Median: 27.05
vs SAU:1150: 54.57
Alinma Bank (SAU:1150) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Alinma Bank Net Margin % Related Terms
Alinma Bank Net Margin % Historical Data
* Premium members only.
The historical data trend for Alinma Bank's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Alinma Bank's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Alinma Bank Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Alinma Bank's Net Margin % distribution charts can be found below:
* The bar in red indicates where Alinma Bank's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Alinma Bank (SAU:1150) has a Net Margin % of 55.81% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Alinma Bank and its competitors. This is 20% above median its historical median of 46.68. Over the past decade, Alinma Bank's Net Margin % has ranged from 34.61 to 54.57. According to the industry distribution chart, Alinma Bank ranks #58 out of 1521 companies in the Banks industry, placing it in the top 3.8%.
Is Alinma Bank's Net Margin % too high?
Alinma Bank's current Net Margin % of 55.81% is 20% above median its 10-year median of 46.68. Over the past 10 years, this metric has ranged from a low of 34.61 to a high of 54.57. The Banks industry median Net Margin % is 27.05. Alinma Bank's value of 55.81% is 106.3% above this industry median. Based on the distribution chart, Alinma Bank ranks #58 out of 1521 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Alinma Bank has a GF Score™ of 76/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Alinma Bank's Net Margin % compare to PNC?
According to the Banks industry distribution chart, Alinma Bank ranks #58 out of 1521 companies for Net Margin %. This places Alinma Bank in the top 4% of its industry — outperforming the majority of peers. The industry median Net Margin % is 27.05. Alinma Bank's value of 55.81% is 106.3% above this benchmark. Historically, Alinma Bank's own Net Margin % has ranged from 34.61 to 54.57 over the past decade. While the company's 10-year median is 46.68 vs. the industry median of 27.05, Alinma Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 27.05, based on 1,521 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Alinma Bank's current Net Margin % of 55.81% is 106.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Alinma Bank and its competitors. For the Banks industry, the median Net Margin % is 27.05 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Alinma Bank's current Net Margin % is 55.81%, which is 20% above median its own 10-year median of 46.68. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Alinma Bank stock overvalued right now?
Based on GuruFocus' analysis, Alinma Bank (SAU:1150) is currently considered Modestly Undervalued. The stock's GF Value™ is ﷼28.63, compared to a current price of ﷼23.51 — trading 17.9% below its estimated fair value. The current Net Margin % is 55.81%, which is 20% above median its 10-year median of 46.68 and 106.3% above the Banks industry median of 27.05. Alinma Bank's overall GF Score™ is 76/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Alinma Bank (SAU:1150), the current Net Margin % is 55.81% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Alinma Bank (SAU:1150) Overvalued in 2026?
Based on GuruFocus' analysis, Alinma Bank stock appears to be undervalued.
The current stock price of ﷼23.51 is trading 17.9% below its estimated GF Value™ of ﷼28.63.
GuruFocus considers Alinma Bank to be Modestly Undervalued.
Key valuation signals for SAU:1150:
Net Margin %: 55.81% (20% above median its 10-year median of 46.68)
GF Value™: ﷼28.63 vs. price of ﷼23.51 (17.9% below fair value)
Industry Position: 106.3% above the Banks median (#58 of 1521)
No single metric tells the full story. See the SAU:1150 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Alinma Bank provides banking and investment services. The company's reportable segments are: i) Retail Banking: Financing, deposit and other products/services for individuals. ii) Corporate Banking: Financing, deposit and other products and services for corporate, SME and institutional customers. iii) Treasury: Murabahas with banks, investments and treasury services. iv) Investment and brokerage: Asset Management, custodianship, advisory, underwriting and brokerage services. The majority of the company's revenue is generated from the Corporate Banking segment. Geographically, it has a presence in the Kingdom of Saudi Arabia, Europe, Other GCC and Middle East countries, and Other countries.
76GF Score
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Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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