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Alinma BankSAU:1150 -4.43%76 Pretax Margin % is 62.23% as of Mar. 2026, which is 24% above its 10-year median of 50.31. GuruFocus rates SAU:1150 with a GF Score™ of 76/100 and a GF Value™ of ﷼28.63 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 1,521 Banks companies, Alinma Bank ranks better than 92.57% on this metric.
Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. Alinma Bank's Pre-Tax Income for the
three
months ended in Mar. 2026 was ﷼1,871 Mil. Alinma Bank's Revenue for the
three
months ended in Mar. 2026 was ﷼3,008 Mil. Therefore, Alinma Bank's pretax margin for the quarter that ended in Mar. 2026 was 62.23%.
The historical rank and industry rank for Alinma Bank's Pretax Margin % or its related term are showing as below:
SAU:1150'
s Pretax Margin % Range Over the Past 10 Years
Min: 38.77 Med: 50.31 Max: 60.79
Current: 60.79
SAU:1150's Pretax Margin % is ranked better than 92.57% of 1521
companies
in the Banks industry
Industry Median: 34.96
vs SAU:1150: 60.79
Alinma Bank (SAU:1150) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Alinma Bank Pretax Margin % Related Terms
Alinma Bank Pretax Margin % Historical Data
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The historical data trend for Alinma Bank's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Alinma Bank's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Alinma Bank Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Alinma Bank's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Alinma Bank's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Alinma Bank (SAU:1150) has a Pretax Margin % of 62.23% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Alinma Bank and its competitors. This is 24% above median its historical median of 50.31. Over the past decade, Alinma Bank's Pretax Margin % has ranged from 38.77 to 60.79. According to the industry distribution chart, Alinma Bank ranks #113 out of 1521 companies in the Banks industry, placing it in the top 7.4%.
Is Alinma Bank's Pretax Margin % too high?
Alinma Bank's current Pretax Margin % of 62.23% is 24% above median its 10-year median of 50.31. Over the past 10 years, this metric has ranged from a low of 38.77 to a high of 60.79. The Banks industry median Pretax Margin % is 34.96. Alinma Bank's value of 62.23% is 78% above this industry median. Based on the distribution chart, Alinma Bank ranks #113 out of 1521 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Alinma Bank has a GF Score™ of 76/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Alinma Bank's Pretax Margin % compare to PNC?
According to the Banks industry distribution chart, Alinma Bank ranks #113 out of 1521 companies for Pretax Margin %. This places Alinma Bank in the top 7% of its industry — outperforming the majority of peers. The industry median Pretax Margin % is 34.96. Alinma Bank's value of 62.23% is 78% above this benchmark. Historically, Alinma Bank's own Pretax Margin % has ranged from 38.77 to 60.79 over the past decade. While the company's 10-year median is 50.31 vs. the industry median of 34.96, Alinma Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.96, based on 1,521 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Alinma Bank's current Pretax Margin % of 62.23% is 78% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Alinma Bank and its competitors. For the Banks industry, the median Pretax Margin % is 34.96 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Alinma Bank's current Pretax Margin % is 62.23%, which is 24% above median its own 10-year median of 50.31. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Alinma Bank stock overvalued right now?
Based on GuruFocus' analysis, Alinma Bank (SAU:1150) is currently considered Modestly Undervalued. The stock's GF Value™ is ﷼28.63, compared to a current price of ﷼23.51 — trading 17.9% below its estimated fair value. The current Pretax Margin % is 62.23%, which is 24% above median its 10-year median of 50.31 and 78% above the Banks industry median of 34.96. Alinma Bank's overall GF Score™ is 76/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Alinma Bank (SAU:1150), the current Pretax Margin % is 62.23% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Alinma Bank (SAU:1150) Overvalued in 2026?
Based on GuruFocus' analysis, Alinma Bank stock appears to be undervalued.
The current stock price of ﷼23.51 is trading 17.9% below its estimated GF Value™ of ﷼28.63.
GuruFocus considers Alinma Bank to be Modestly Undervalued.
Key valuation signals for SAU:1150:
Pretax Margin %: 62.23% (24% above median its 10-year median of 50.31)
GF Value™: ﷼28.63 vs. price of ﷼23.51 (17.9% below fair value)
Industry Position: 78% above the Banks median (#113 of 1521)
No single metric tells the full story. See the SAU:1150 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Alinma Bank provides banking and investment services. The company's reportable segments are: i) Retail Banking: Financing, deposit and other products/services for individuals. ii) Corporate Banking: Financing, deposit and other products and services for corporate, SME and institutional customers. iii) Treasury: Murabahas with banks, investments and treasury services. iv) Investment and brokerage: Asset Management, custodianship, advisory, underwriting and brokerage services. The majority of the company's revenue is generated from the Corporate Banking segment. Geographically, it has a presence in the Kingdom of Saudi Arabia, Europe, Other GCC and Middle East countries, and Other countries.
76GF Score
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