Alinma Bank (SAU:1150) OCF Margin %: -7.20% (As of Mar. 2026)

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SAU:1150 Alinma Bank SAU:1150
76 GF Score
Price ﷼23.51
GF Value ﷼28.63
Valuation Modestly Undervalued
! 4 Warning Signs
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What is Alinma Bank OCF Margin %?

Alinma Bank SAU:1150 -4.43% 76 OCF Margin % is -7.20% as of Mar. 2026. GuruFocus rates SAU:1150 with a GF Score™ of 76/100 and a GF Value™ of ﷼28.63 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 1,494 Banks companies, Alinma Bank ranks worse than 83.87% on this metric.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. Alinma Bank's Cash Flow from Operations for the three months ended in Mar. 2026 was ﷼-217 Mil. Alinma Bank's Revenue for the three months ended in Mar. 2026 was ﷼3,008 Mil. Therefore, Alinma Bank's OCF Margin % for the quarter that ended in Mar. 2026 was -7.20%.

As of today, Alinma Bank's current OCF Yield % is -5.70%.

The historical rank and industry rank for Alinma Bank's OCF Margin % or its related term are showing as below:

SAU:1150' s OCF Margin % Range Over the Past 10 Years
Min: -82.51   Med: 61.61   Max: 164.3
Current: -34.39


During the past 13 years, the highest OCF Margin % of Alinma Bank was 164.30%. The lowest was -82.51%. And the median was 61.61%.

SAU:1150's OCF Margin % is ranked worse than
83.87% of 1494 companies
in the Banks industry
Industry Median: 29.53 vs SAU:1150: -34.39


Alinma Bank OCF Margin % Related Terms


Alinma Bank OCF Margin % Historical Data

* Premium members only.

The historical data trend for Alinma Bank's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Alinma Bank OCF Margin % Chart

Alinma Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -42.74 102.95 86.31 52.39 -18.25

Alinma Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 62.63 53.68 -94.83 -86.11 -7.20

SAU:1150 vs PNC: OCF Margin % Comparison

For the Banks - Regional subindustry, Alinma Bank's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Alinma Bank OCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Alinma Bank's OCF Margin % distribution charts can be found below:

* The bar in red indicates where Alinma Bank's OCF Margin % falls into.


SAU:1150
76GF Score
Alinma Bank SAU:1150
OCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Alinma Bank OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

Alinma Bank's OCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=-2160.493/11841.459
=-18.25 %

Alinma Bank's OCF Margin for the quarter that ended in Mar. 2026 is calculated as

OCF Margin=Cash Flow from Operations (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=-216.585/3007.596
=-7.20 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of -7.20% mean?
Alinma Bank (SAU:1150) has a OCF Margin % of -7.20% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Alinma Bank and its competitors. According to the industry distribution chart, Alinma Bank ranks #1253 out of 1494 companies in the Banks industry, placing it in the top 83.9%.
Is Alinma Bank's OCF Margin % too high?
Alinma Bank's current OCF Margin % is -7.20%. Based on the distribution chart, Alinma Bank ranks #1253 out of 1494 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Alinma Bank has a GF Score™ of 76/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Alinma Bank's OCF Margin % compare to PNC?
According to the Banks industry distribution chart, Alinma Bank ranks #1253 out of 1494 companies for OCF Margin %. This places Alinma Bank in the lower half of its industry. The industry median OCF Margin % is 29.53. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.53, based on 1,494 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Alinma Bank and its competitors. For the Banks industry, the median OCF Margin % is 29.53 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Alinma Bank's current OCF Margin % is -7.20%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Alinma Bank stock overvalued right now?
Based on GuruFocus' analysis, Alinma Bank (SAU:1150) is currently considered Modestly Undervalued. The stock's GF Value™ is ﷼28.63, compared to a current price of ﷼23.51 — trading 17.9% below its estimated fair value. The current OCF Margin % is -7.20%. Alinma Bank's overall GF Score™ is 76/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Alinma Bank (SAU:1150), the current OCF Margin % is -7.20% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Alinma Bank (SAU:1150) Overvalued in 2026?

Based on GuruFocus' analysis, Alinma Bank stock appears to be undervalued. The current stock price of ﷼23.51 is trading 17.9% below its estimated GF Value™ of ﷼28.63. GuruFocus considers Alinma Bank to be Modestly Undervalued.

Key valuation signals for SAU:1150:

  • OCF Margin %: -7.20%
  • GF Value™: ﷼28.63 vs. price of ﷼23.51 (17.9% below fair value)
  • GF Score™: 76/100 with 4 warning signs

No single metric tells the full story. See the SAU:1150 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Alinma Bank Business Description

Address King Fahad Road, P.O. Box 66674, Riyadh, SAU, 11586
Alinma Bank provides banking and investment services. The company's reportable segments are: i) Retail Banking: Financing, deposit and other products/services for individuals. ii) Corporate Banking: Financing, deposit and other products and services for corporate, SME and institutional customers. iii) Treasury: Murabahas with banks, investments and treasury services. iv) Investment and brokerage: Asset Management, custodianship, advisory, underwriting and brokerage services. The majority of the company's revenue is generated from the Corporate Banking segment. Geographically, it has a presence in the Kingdom of Saudi Arabia, Europe, Other GCC and Middle East countries, and Other countries.
76GF Score

Get the complete analysis for SAU:1150

OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

﷼23.51
Price
﷼28.63
GF Value