Alinma Bank (SAU:1150) ROC %: % (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

SAU:1150 Alinma Bank SAU:1150
76 GF Score
Price ﷼23.51
GF Value ﷼28.63
Valuation Modestly Undervalued
! 4 Warning Signs
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What is Alinma Bank ROC %?

Alinma Bank SAU:1150 -4.43% 76 ROC % is % as of Mar. 2026. GuruFocus rates SAU:1150 with a GF Score™ of 76/100 and a GF Value™ of ﷼28.63 (Modestly Undervalued). The stock has 4 warning signs investors should review.

ROC %does not apply to banks.

SAU:1150
76GF Score
Alinma Bank SAU:1150
ROC % is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about ROC % →
What does a ROC % of % mean?
Alinma Bank (SAU:1150) has a ROC % of % as of Mar. 2026. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Alinma Bank and its competitors.
Is Alinma Bank's ROC % too high?
Alinma Bank's current ROC % is %. Overall, Alinma Bank has a GF Score™ of 76/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Alinma Bank's ROC % compare to PNC?
Alinma Bank's ROC % of % can be compared against companies in the Banks industry. The industry median ROC % is 1.85. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC % for a Banks company?
The median ROC % among Banks companies is 1.85, based on 47 companies in the industry. Companies in the top quartile (top 25%) have a ROC % significantly above this median, while those in the bottom quartile fall well below. However, ROC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC % mean?
A high ROC % can signal that a stock is expensive relative to its fundamentals. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Alinma Bank and its competitors. For the Banks industry, the median ROC % is 1.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Alinma Bank's current ROC % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Alinma Bank stock overvalued right now?
Based on GuruFocus' analysis, Alinma Bank (SAU:1150) is currently considered Modestly Undervalued. The stock's GF Value™ is ﷼28.63, compared to a current price of ﷼23.51 — trading 17.9% below its estimated fair value. The current ROC % is %. Alinma Bank's overall GF Score™ is 76/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC % calculated?
ROC % is calculated from a company's financial statements. For Alinma Bank (SAU:1150), the current ROC % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Alinma Bank (SAU:1150) Overvalued in 2026?

Based on GuruFocus' analysis, Alinma Bank stock appears to be undervalued. The current stock price of ﷼23.51 is trading 17.9% below its estimated GF Value™ of ﷼28.63. GuruFocus considers Alinma Bank to be Modestly Undervalued.

Key valuation signals for SAU:1150:

  • ROC %: %
  • GF Value™: ﷼28.63 vs. price of ﷼23.51 (17.9% below fair value)
  • GF Score™: 76/100 with 4 warning signs

No single metric tells the full story. See the SAU:1150 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Alinma Bank Business Description

Address King Fahad Road, P.O. Box 66674, Riyadh, SAU, 11586
Alinma Bank provides banking and investment services. The company's reportable segments are: i) Retail Banking: Financing, deposit and other products/services for individuals. ii) Corporate Banking: Financing, deposit and other products and services for corporate, SME and institutional customers. iii) Treasury: Murabahas with banks, investments and treasury services. iv) Investment and brokerage: Asset Management, custodianship, advisory, underwriting and brokerage services. The majority of the company's revenue is generated from the Corporate Banking segment. Geographically, it has a presence in the Kingdom of Saudi Arabia, Europe, Other GCC and Middle East countries, and Other countries.
76GF Score

Get the complete analysis for SAU:1150

ROC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

﷼23.51
Price
﷼28.63
GF Value