The Company For Cooperative Insurance (SAU:8010) Cyclically Adjusted FCF per Share: ﷼3.73 (As of Mar. 2026)

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SAU:8010 The Company For Cooperative Insurance SAU:8010
91 GF Score
Price ﷼122.60
GF Value ﷼202.16
Valuation Significantly Undervalued
! 1 Warning Sign
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What is The Company For Cooperative Insurance Cyclically Adjusted FCF per Share?

The Company For Cooperative Insurance SAU:8010 -9.99% 91 Cyclically Adjusted FCF per Share is ﷼3.73 as of Mar. 2026. GuruFocus rates SAU:8010 with a GF Score™ of 91/100 and a GF Value™ of ﷼202.16 (Significantly Undervalued). The stock has 1 warning sign investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

The Company For Cooperative Insurance's adjusted free cash flow per share for the three months ended in Mar. 2026 was ﷼1.253. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is ﷼3.73 for the trailing ten years ended in Mar. 2026.

During the past 12 months, The Company For Cooperative Insurance's average Cyclically Adjusted FCF Growth Rate was -12.60% per year. During the past 3 years, the average Cyclically Adjusted FCF Growth Rate was 11.60% per year. During the past 5 years, the average Cyclically Adjusted FCF Growth Rate was 20.60% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted FCF Growth Rate of The Company For Cooperative Insurance was 29.10% per year. The lowest was 11.60% per year. And the median was 28.00% per year.

As of today (2026-07-31), The Company For Cooperative Insurance's current stock price is ﷼122.60. The Company For Cooperative Insurance's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2026 was ﷼3.73. The Company For Cooperative Insurance's Cyclically Adjusted Price-to-FCF of today is 32.87.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of The Company For Cooperative Insurance was 47.50. The lowest was 17.43. And the median was 33.52.


The Company For Cooperative Insurance  (SAU:8010) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

The Company For Cooperative Insurance's Cyclically Adjusted Price-to-FCF of today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/Cyclically Adjusted FCF per Share
=122.60/3.73
=32.87

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of The Company For Cooperative Insurance was 47.50. The lowest was 17.43. And the median was 33.52.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


The Company For Cooperative Insurance Cyclically Adjusted FCF per Share Related Terms


The Company For Cooperative Insurance Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for The Company For Cooperative Insurance's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The Company For Cooperative Insurance Cyclically Adjusted FCF per Share Chart

The Company For Cooperative Insurance Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.26 2.78 3.70 4.74 3.86

The Company For Cooperative Insurance Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.27 4.14 4.18 3.86 3.73

SAU:8010 vs AFL, MET, PRU: Cyclically Adjusted FCF per Share Comparison

For the Insurance - Life subindustry, The Company For Cooperative Insurance's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


The Company For Cooperative Insurance Cyclically Adjusted Price-to-FCF vs Insurance Industry

For the Insurance industry and Financial Services sector, The Company For Cooperative Insurance's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where The Company For Cooperative Insurance's Cyclically Adjusted Price-to-FCF falls into.


SAU:8010
91GF Score
The Company For Cooperative Insurance SAU:8010
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

The Company For Cooperative Insurance Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, The Company For Cooperative Insurance's adjusted Free Cash Flow per Share data for the three months ended in Mar. 2026 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=1.253/330.2130*330.2130
=1.253

Current CPI (Mar. 2026) = 330.2130.

The Company For Cooperative Insurance Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201606 0.681 241.018 0.933
201609 0.487 241.428 0.666
201612 0.698 241.432 0.955
201703 1.564 243.801 2.118
201706 1.774 244.955 2.391
201709 -0.400 246.819 -0.535
201712 2.650 246.524 3.550
201803 -3.014 249.554 -3.988
201806 0.921 251.989 1.207
201809 0.682 252.439 0.892
201812 -1.017 251.233 -1.337
201903 0.356 254.202 0.462
201906 1.714 256.143 2.210
201909 0.676 256.759 0.869
201912 -1.154 256.974 -1.483
202003 -2.497 258.115 -3.194
202006 -0.765 257.797 -0.980
202009 -4.262 260.280 -5.407
202012 -2.897 260.474 -3.673
202103 0.591 264.877 0.737
202106 -0.842 271.696 -1.023
202109 1.657 274.310 1.995
202112 4.559 278.802 5.400
202203 1.500 287.504 1.723
202206 2.727 296.311 3.039
202209 2.005 296.808 2.231
202212 1.178 296.797 1.311
202303 -1.162 301.836 -1.271
202306 3.556 305.109 3.849
202309 5.669 307.789 6.082
202312 1.908 306.746 2.054
202403 2.082 312.332 2.201
202406 1.239 314.175 1.302
202409 6.695 315.301 7.012
202412 5.883 315.605 6.155
202503 -4.101 319.799 -4.235
202506 -0.826 322.561 -0.846
202509 1.611 324.800 1.638
202512 1.026 324.054 1.046
202603 1.253 330.213 1.253

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of ﷼3.73 mean?
The Company For Cooperative Insurance (SAU:8010) has a Cyclically Adjusted FCF per Share of ﷼3.73 as of Mar. 2026. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on The Company For Cooperative Insurance and its competitors.
Is The Company For Cooperative Insurance's Cyclically Adjusted FCF per Share too high?
The Company For Cooperative Insurance's current Cyclically Adjusted FCF per Share is ﷼3.73. Overall, The Company For Cooperative Insurance has a GF Score™ of 91/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does The Company For Cooperative Insurance's Cyclically Adjusted FCF per Share compare to AFL and MET?
The Company For Cooperative Insurance's Cyclically Adjusted FCF per Share of ﷼3.73 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for an Insurance company?
A good Cyclically Adjusted FCF per Share depends on the Insurance industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on The Company For Cooperative Insurance and its competitors. The Company For Cooperative Insurance's current Cyclically Adjusted FCF per Share is ﷼3.73. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Company For Cooperative Insurance stock overvalued right now?
Based on GuruFocus' analysis, The Company For Cooperative Insurance (SAU:8010) is currently considered Significantly Undervalued. The stock's GF Value™ is ﷼202.16, compared to a current price of ﷼122.60 — trading 39.4% below its estimated fair value. The current Cyclically Adjusted FCF per Share is ﷼3.73. The Company For Cooperative Insurance's overall GF Score™ is 91/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For The Company For Cooperative Insurance (SAU:8010), the current Cyclically Adjusted FCF per Share is ﷼3.73 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is The Company For Cooperative Insurance (SAU:8010) Overvalued in 2026?

Based on GuruFocus' analysis, The Company For Cooperative Insurance stock appears to be undervalued. The current stock price of ﷼122.60 is trading 39.4% below its estimated GF Value™ of ﷼202.16. GuruFocus considers The Company For Cooperative Insurance to be Significantly Undervalued.

Key valuation signals for SAU:8010:

  • Cyclically Adjusted FCF per Share: ﷼3.73
  • GF Value™: ﷼202.16 vs. price of ﷼122.60 (39.4% below fair value)
  • GF Score™: 91/100 with 1 warning sign

No single metric tells the full story. See the SAU:8010 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


The Company For Cooperative Insurance Business Description

Address Thumamah Road, P.O. Box 86959, Building No. 6507, Ar Rabi District, Riyadh, SAU, 11632
The Company For Cooperative Insurance is an insurance company. The company provides its customers with various insurance products, including medical, motor, fire, property, engineering, casualty, marine, aviation, Takaful, liability insurance, and many other types of insurance. The purpose of the company is to transact cooperative insurance operations and all related activities, including reinsurance and agency activities. The company is organized into business units based on its products and services and has eight reportable segments as follows: Medical, Medical Umrah, Motor insurance, Property and Casualty, General accidents- Hajj & Umrah insurance, Travel and COVID-19, Protection & Savings, and Inherent Insurance Defects.
91GF Score

Get the complete analysis for SAU:8010

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

﷼122.60
Price
﷼202.16
GF Value