The Company For Cooperative Insurance (SAU:8010) FCF Margin %: 3.55% (As of Mar. 2026) — 64% Below Median


SAU:8010 The Company For Cooperative Insurance SAU:8010
89 GF Score
Price ﷼149.80
GF Value ﷼197.03
Valuation Modestly Undervalued
! 4 Warning Signs
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What is The Company For Cooperative Insurance FCF Margin %?

The Company For Cooperative Insurance SAU:8010 -1.83% 89 FCF Margin % is 3.55% as of Mar. 2026, which is 64% below its 10-year median of 9.77. GuruFocus rates SAU:8010 with a GF Score™ of 89/100 and a GF Value™ of ﷼197.03 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 505 Insurance companies, The Company For Cooperative Insurance ranks worse than 72.48% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. The Company For Cooperative Insurance's Free Cash Flow for the three months ended in Mar. 2026 was ﷼188 Mil. The Company For Cooperative Insurance's Revenue for the three months ended in Mar. 2026 was ﷼5,294 Mil. Therefore, The Company For Cooperative Insurance's FCF Margin % for the quarter that ended in Mar. 2026 was 3.55%.

As of today, The Company For Cooperative Insurance's current FCF Yield % is 2.05%.

The historical rank and industry rank for The Company For Cooperative Insurance's FCF Margin % or its related term are showing as below:

SAU:8010' s FCF Margin % Range Over the Past 10 Years
Min: -21.19   Med: 9.77   Max: 14.34
Current: 2.27


During the past 13 years, the highest FCF Margin % of The Company For Cooperative Insurance was 14.34%. The lowest was -21.19%. And the median was 9.77%.

SAU:8010's FCF Margin % is ranked worse than
72.48% of 505 companies
in the Insurance industry
Industry Median: 9.6 vs SAU:8010: 2.27


The Company For Cooperative Insurance FCF Margin % Related Terms


The Company For Cooperative Insurance FCF Margin % Historical Data

* Premium members only.

The historical data trend for The Company For Cooperative Insurance's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The Company For Cooperative Insurance FCF Margin % Chart

The Company For Cooperative Insurance Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 10.71 11.13 10.79 14.34 -1.75

The Company For Cooperative Insurance Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -13.02 -2.57 4.99 2.93 3.55

SAU:8010 vs AFL, MET, PRU: FCF Margin % Comparison

For the Insurance - Life subindustry, The Company For Cooperative Insurance's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


The Company For Cooperative Insurance FCF Margin % vs Insurance Industry

For the Insurance industry and Financial Services sector, The Company For Cooperative Insurance's FCF Margin % distribution charts can be found below:

* The bar in red indicates where The Company For Cooperative Insurance's FCF Margin % falls into.


SAU:8010
89GF Score
The Company For Cooperative Insurance SAU:8010
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

The Company For Cooperative Insurance FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

The Company For Cooperative Insurance's FCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=-343.332/19652.772
=-1.75 %

The Company For Cooperative Insurance's FCF Margin for the quarter that ended in Mar. 2026 is calculated as

FCF Margin=Free Cash Flow (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=187.936/5293.691
=3.55 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of 3.55% mean?
The Company For Cooperative Insurance (SAU:8010) has a FCF Margin % of 3.55% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on The Company For Cooperative Insurance and its competitors. This is 64% below median its historical median of 9.77. According to the industry distribution chart, The Company For Cooperative Insurance ranks #366 out of 505 companies in the Insurance industry, placing it in the top 72.5%.
Is The Company For Cooperative Insurance's FCF Margin % too high?
The Company For Cooperative Insurance's current FCF Margin % of 3.55% is 64% below median its 10-year median of 9.77. The Insurance industry median FCF Margin % is 9.60. The Company For Cooperative Insurance's value of 3.55% is 63% below this industry median. Based on the distribution chart, The Company For Cooperative Insurance ranks #366 out of 505 companies in the Insurance industry, which is below the industry midpoint. Overall, The Company For Cooperative Insurance has a GF Score™ of 89/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does The Company For Cooperative Insurance's FCF Margin % compare to AFL and MET?
According to the Insurance industry distribution chart, The Company For Cooperative Insurance ranks #366 out of 505 companies for FCF Margin %. This places The Company For Cooperative Insurance in the lower half of its industry. The industry median FCF Margin % is 9.60. The Company For Cooperative Insurance's value of 3.55% is 63% below this benchmark. While the company's 10-year median is 9.77 vs. the industry median of 9.60, The Company For Cooperative Insurance has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for an Insurance company?
The median FCF Margin % among Insurance companies is 9.60, based on 505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. The Company For Cooperative Insurance's current FCF Margin % of 3.55% is 63% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on The Company For Cooperative Insurance and its competitors. For the Insurance industry, the median FCF Margin % is 9.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. The Company For Cooperative Insurance's current FCF Margin % is 3.55%, which is 64% below median its own 10-year median of 9.77. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Company For Cooperative Insurance stock overvalued right now?
Based on GuruFocus' analysis, The Company For Cooperative Insurance (SAU:8010) is currently considered Modestly Undervalued. The stock's GF Value™ is ﷼197.03, compared to a current price of ﷼149.80 — trading 24% below its estimated fair value. The current FCF Margin % is 3.55%, which is 64% below median its 10-year median of 9.77 and 63% below the Insurance industry median of 9.60. The Company For Cooperative Insurance's overall GF Score™ is 89/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For The Company For Cooperative Insurance (SAU:8010), the current FCF Margin % is 3.55% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is The Company For Cooperative Insurance (SAU:8010) Overvalued in 2026?

Based on GuruFocus' analysis, The Company For Cooperative Insurance stock appears to be undervalued. The current stock price of ﷼149.80 is trading 24% below its estimated GF Value™ of ﷼197.03. GuruFocus considers The Company For Cooperative Insurance to be Modestly Undervalued.

Key valuation signals for SAU:8010:

  • FCF Margin %: 3.55% (64% below median its 10-year median of 9.77)
  • GF Value™: ﷼197.03 vs. price of ﷼149.80 (24% below fair value)
  • GF Score™: 89/100 with 4 warning signs
  • Industry Position: 63% below the Insurance median (#366 of 505)

No single metric tells the full story. See the SAU:8010 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


The Company For Cooperative Insurance Business Description

Address Thumamah Road, P.O. Box 86959, Building No. 6507, Ar Rabi District, Riyadh, SAU, 11632
The Company For Cooperative Insurance is an insurance company. The company provides its customers with various insurance products, including medical, motor, fire, property, engineering, casualty, marine, aviation, Takaful, liability insurance, and many other types of insurance. The purpose of the company is to transact cooperative insurance operations and all related activities, including reinsurance and agency activities. The company is organized into business units based on its products and services and has eight reportable segments as follows: Medical, Medical Umrah, Motor insurance, Property and Casualty, General accidents- Hajj & Umrah insurance, Travel and COVID-19, Protection & Savings, and Inherent Insurance Defects.
89GF Score

Get the complete analysis for SAU:8010

FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

﷼149.80
Price
﷼197.03
GF Value