The Company For Cooperative Insurance (SAU:8010) Cyclically Adjusted Book per Share: ﷼25.44 (As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

SAU:8010 The Company For Cooperative Insurance SAU:8010
89 GF Score
Price ﷼139.00
GF Value ﷼194.31
Valuation Modestly Undervalued
! 2 Warning Signs
View Full Analysis

What is The Company For Cooperative Insurance Cyclically Adjusted Book per Share?

The Company For Cooperative Insurance SAU:8010 -0.29% 89 Cyclically Adjusted Book per Share is ﷼25.44 as of Jun. 2026. GuruFocus rates SAU:8010 with a GF Score™ of 89/100 and a GF Value™ of ﷼194.31 (Modestly Undervalued). The stock has 2 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

The Company For Cooperative Insurance's adjusted book value per share for the three months ended in Jun. 2026 was ﷼37.829. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is ﷼25.44 for the trailing ten years ended in Jun. 2026.

During the past 12 months, The Company For Cooperative Insurance's average Cyclically Adjusted Book Growth Rate was 10.10% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was 7.90% per year. During the past 5 years, the average Cyclically Adjusted Book Growth Rate was 8.40% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of The Company For Cooperative Insurance was 8.80% per year. The lowest was 7.80% per year. And the median was 7.90% per year.

As of today (2026-08-28), The Company For Cooperative Insurance's current stock price is ﷼139.00. The Company For Cooperative Insurance's Cyclically Adjusted Book per Share for the quarter that ended in Jun. 2026 was ﷼25.44. The Company For Cooperative Insurance's Cyclically Adjusted PB Ratio of today is 5.46.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of The Company For Cooperative Insurance was 8.35. The lowest was 2.50. And the median was 5.13.


The Company For Cooperative Insurance  (SAU:8010) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

The Company For Cooperative Insurance's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=139.00/25.44
=5.46

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of The Company For Cooperative Insurance was 8.35. The lowest was 2.50. And the median was 5.13.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


The Company For Cooperative Insurance Cyclically Adjusted Book per Share Related Terms


The Company For Cooperative Insurance Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for The Company For Cooperative Insurance's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The Company For Cooperative Insurance Cyclically Adjusted Book per Share Chart

The Company For Cooperative Insurance Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 17.53 19.05 20.25 21.93 23.91

The Company For Cooperative Insurance Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 23.10 23.60 23.91 24.79 25.44

SAU:8010 vs AFL, MET, PRU: Cyclically Adjusted Book per Share Comparison

For the Insurance - Life subindustry, The Company For Cooperative Insurance's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


The Company For Cooperative Insurance Cyclically Adjusted PB Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, The Company For Cooperative Insurance's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where The Company For Cooperative Insurance's Cyclically Adjusted PB Ratio falls into.


SAU:8010
89GF Score
The Company For Cooperative Insurance SAU:8010
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

The Company For Cooperative Insurance Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, The Company For Cooperative Insurance's adjusted Book Value per Share data for the three months ended in Jun. 2026 was:

Adj_Book= Book Value per Share /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=37.829/333.9520*333.9520
=37.829

Current CPI (Jun. 2026) = 333.9520.

The Company For Cooperative Insurance Quarterly Data

Book Value per Share CPI Adj_Book
201609 18.204 241.428 25.180
201612 19.517 241.432 26.996
201703 17.625 243.801 24.142
201706 19.043 244.955 25.962
201709 19.999 246.819 27.059
201712 14.176 246.524 19.203
201803 15.229 249.554 20.379
201806 14.742 251.989 19.537
201809 14.414 252.439 19.068
201812 12.055 251.233 16.024
201903 13.474 254.202 17.701
201906 14.327 256.143 18.679
201909 15.531 256.759 20.200
201912 16.665 256.974 21.657
202003 16.951 258.115 21.931
202006 16.586 257.797 21.486
202009 18.023 260.280 23.124
202012 18.729 260.474 24.012
202103 19.160 264.877 24.157
202106 20.268 271.696 24.912
202109 20.145 274.310 24.525
202112 19.575 278.802 23.447
202203 19.957 287.504 23.181
202206 20.698 296.311 23.327
202209 21.530 296.808 24.224
202212 20.884 296.797 23.498
202303 21.521 301.836 23.811
202306 22.320 305.109 24.430
202309 23.690 307.789 25.704
202312 24.145 306.746 26.286
202403 25.458 312.332 27.220
202406 27.410 314.175 29.135
202409 28.695 315.301 30.392
202412 29.906 315.605 31.645
202503 31.671 319.799 33.073
202506 33.145 322.561 34.315
202509 34.338 324.800 35.306
202512 35.764 324.054 36.856
202603 37.689 330.213 38.116
202606 37.829 333.952 37.829

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of ﷼25.44 mean?
The Company For Cooperative Insurance (SAU:8010) has a Cyclically Adjusted Book per Share of ﷼25.44 as of Jun. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on The Company For Cooperative Insurance and its competitors.
Is The Company For Cooperative Insurance's Cyclically Adjusted Book per Share too high?
The Company For Cooperative Insurance's current Cyclically Adjusted Book per Share is ﷼25.44. Overall, The Company For Cooperative Insurance has a GF Score™ of 89/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does The Company For Cooperative Insurance's Cyclically Adjusted Book per Share compare to AFL and MET?
The Company For Cooperative Insurance's Cyclically Adjusted Book per Share of ﷼25.44 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for an Insurance company?
A good Cyclically Adjusted Book per Share depends on the Insurance industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on The Company For Cooperative Insurance and its competitors. The Company For Cooperative Insurance's current Cyclically Adjusted Book per Share is ﷼25.44. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Company For Cooperative Insurance stock overvalued right now?
Based on GuruFocus' analysis, The Company For Cooperative Insurance (SAU:8010) is currently considered Modestly Undervalued. The stock's GF Value™ is ﷼194.31, compared to a current price of ﷼139.00 — trading 28.5% below its estimated fair value. The current Cyclically Adjusted Book per Share is ﷼25.44. The Company For Cooperative Insurance's overall GF Score™ is 89/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For The Company For Cooperative Insurance (SAU:8010), the current Cyclically Adjusted Book per Share is ﷼25.44 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is The Company For Cooperative Insurance (SAU:8010) Overvalued in 2026?

Based on GuruFocus' analysis, The Company For Cooperative Insurance stock appears to be undervalued. The current stock price of ﷼139.00 is trading 28.5% below its estimated GF Value™ of ﷼194.31. GuruFocus considers The Company For Cooperative Insurance to be Modestly Undervalued.

Key valuation signals for SAU:8010:

  • Cyclically Adjusted Book per Share: ﷼25.44
  • GF Value™: ﷼194.31 vs. price of ﷼139.00 (28.5% below fair value)
  • GF Score™: 89/100 with 2 warning signs

No single metric tells the full story. See the SAU:8010 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


The Company For Cooperative Insurance Business Description

Address Thumamah Road, P.O. Box 86959, Building No. 6507, Ar Rabi District, Riyadh, SAU, 11632
The Company For Cooperative Insurance is an insurance company. The company provides its customers with various insurance products, including medical, motor, fire, property, engineering, casualty, marine, aviation, Takaful, liability insurance, and many other types of insurance. The purpose of the company is to transact cooperative insurance operations and all related activities, including reinsurance and agency activities. The company is organized into business units based on its products and services and has eight reportable segments as follows: Medical, Medical Umrah, Motor insurance, Property and Casualty, General accidents- Hajj & Umrah insurance, Travel and COVID-19, Protection & Savings, and Inherent Insurance Defects.
89GF Score

Get the complete analysis for SAU:8010

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

﷼139.00
Price
﷼194.31
GF Value