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Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments.
The Company For Cooperative Insurance's 10-Year RORE % for the quarter that ended in Jun. 2026 was 2.20%.
The Company For Cooperative Insurance (SAU:8010) 10-Year RORE % Explanation
Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.
There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 10-year period is chosen.
Be Aware
Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.
The Company For Cooperative Insurance 10-Year RORE % Related Terms
The Company For Cooperative Insurance 10-Year RORE % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
The Company For Cooperative Insurance 10-Year RORE % Chart
SAU:8010 vs AFL, MET, PRU: 10-Year RORE % Comparison
For the Insurance - Life subindustry, The Company For Cooperative Insurance's 10-Year RORE %, along with its competitors' market caps and 10-Year RORE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
The Company For Cooperative Insurance 10-Year RORE % vs Insurance Industry
For the Insurance industry and Financial Services sector, The Company For Cooperative Insurance's 10-Year RORE % distribution charts can be found below:
* The bar in red indicates where The Company For Cooperative Insurance's 10-Year RORE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of 10-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Jun. 2026 and 10-year before.
The Company For Cooperative Insurance (SAU:8010) has a 10-Year RORE % of 2.20 as of Jun. 2026. 10-Year RORE % shows how much a company earns by reinvesting its retained earnings in 10-year. View historical data on The Company For Cooperative Insurance and its competitors. According to the industry distribution chart, The Company For Cooperative Insurance ranks #259 out of 385 companies in the Insurance industry, placing it in the top 67.3%.
Is The Company For Cooperative Insurance's 10-Year RORE % too high?
The Company For Cooperative Insurance's current 10-Year RORE % is 2.20. The Insurance industry median 10-Year RORE % is 12.94. The Company For Cooperative Insurance's value of 2.20 is 83% below this industry median. Based on the distribution chart, The Company For Cooperative Insurance ranks #259 out of 385 companies in the Insurance industry, which is below the industry midpoint. Overall, The Company For Cooperative Insurance has a GF Score™ of 87/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does The Company For Cooperative Insurance's 10-Year RORE % compare to AFL and MET?
According to the Insurance industry distribution chart, The Company For Cooperative Insurance ranks #259 out of 385 companies for 10-Year RORE %. This places The Company For Cooperative Insurance in the lower half of its industry. The industry median 10-Year RORE % is 12.94. The Company For Cooperative Insurance's value of 2.20 is 83% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 10-Year RORE % for an Insurance company?
The median 10-Year RORE % among Insurance companies is 12.94, based on 385 companies in the industry. Companies in the top quartile (top 25%) have a 10-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 10-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. The Company For Cooperative Insurance's current 10-Year RORE % of 2.20 is 83% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 10-Year RORE % mean?
A high 10-Year RORE % can signal that a stock is expensive relative to its fundamentals. 10-Year RORE % shows how much a company earns by reinvesting its retained earnings in 10-year. View historical data on The Company For Cooperative Insurance and its competitors. For the Insurance industry, the median 10-Year RORE % is 12.94 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. The Company For Cooperative Insurance's current 10-Year RORE % is 2.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Company For Cooperative Insurance stock overvalued right now?
Based on GuruFocus' analysis, The Company For Cooperative Insurance (SAU:8010) is currently considered Modestly Undervalued. The stock's GF Value™ is ﷼188.95, compared to a current price of ﷼140.10 — trading 25.9% below its estimated fair value. The current 10-Year RORE % is 2.20 and 83% below the Insurance industry median of 12.94. The Company For Cooperative Insurance's overall GF Score™ is 87/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 10-Year RORE % calculated?
10-Year RORE % is calculated from a company's financial statements. For The Company For Cooperative Insurance (SAU:8010), the current 10-Year RORE % is 2.20 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is The Company For Cooperative Insurance (SAU:8010) Overvalued in 2026?
Based on GuruFocus' analysis, The Company For Cooperative Insurance stock appears to be undervalued.
The current stock price of ﷼140.10 is trading 25.9% below its estimated GF Value™ of ﷼188.95.
GuruFocus considers The Company For Cooperative Insurance to be Modestly Undervalued.
Key valuation signals for SAU:8010:
10-Year RORE %: 2.20
GF Value™: ﷼188.95 vs. price of ﷼140.10 (25.9% below fair value)
Industry Position: 83% below the Insurance median (#259 of 385)
No single metric tells the full story. See the SAU:8010 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
The Company For Cooperative Insurance is an insurance company. The company provides its customers with various insurance products, including medical, motor, fire, property, engineering, casualty, marine, aviation, Takaful, liability insurance, and many other types of insurance. The purpose of the company is to transact cooperative insurance operations and all related activities, including reinsurance and agency activities. The company is organized into business units based on its products and services and has eight reportable segments as follows: Medical, Medical Umrah, Motor insurance, Property and Casualty, General accidents- Hajj & Umrah insurance, Travel and COVID-19, Protection & Savings, and Inherent Insurance Defects.
87GF Score
Get the complete analysis for SAU:8010
10-Year RORE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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