Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
EBIT
by its Interest Expense. The Company For Cooperative Insurance's
EBIT
for the
three
months ended in Mar. 2026 was ﷼335 Mil. The Company For Cooperative Insurance's Interest Expense for the
three
months ended in Mar. 2026 was ﷼-13 Mil.
The Company For Cooperative Insurance's interest coverage for the quarter that ended in Mar. 2026 was 25.96.
The higher the ratio, the stronger the company's financial strength is.
The Company For Cooperative Insurance (SAU:8010) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
The Company For Cooperative Insurance Interest Coverage Related Terms
The Company For Cooperative Insurance Interest Coverage Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
The Company For Cooperative Insurance Interest Coverage Chart
SAU:8010 vs AFL, MET, PRU: Interest Coverage Comparison
For the Insurance - Life subindustry, The Company For Cooperative Insurance's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
The Company For Cooperative Insurance Interest Coverage vs Insurance Industry
For the Insurance industry and Financial Services sector, The Company For Cooperative Insurance's Interest Coverage distribution charts can be found below:
* The bar in red indicates where The Company For Cooperative Insurance's Interest Coverage falls into.
The Company For Cooperative Insurance Interest Coverage Calculation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
The Company For Cooperative Insurance (SAU:8010) has a Interest Coverage of 25.96 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on The Company For Cooperative Insurance and its competitors. This is 69% below median its historical median of 83.78. Over the past decade, The Company For Cooperative Insurance's Interest Coverage has ranged from 22.01 to 10,000.00. According to the industry distribution chart, The Company For Cooperative Insurance ranks #148 out of 351 companies in the Insurance industry, placing it in the top 42.2%.
Is The Company For Cooperative Insurance's Interest Coverage too high?
The Company For Cooperative Insurance's current Interest Coverage of 25.96 is 69% below median its 10-year median of 83.78. Over the past 10 years, this metric has ranged from a low of 22.01 to a high of 10,000.00. The Insurance industry median Interest Coverage is 16.23. The Company For Cooperative Insurance's value of 25.96 is 60% above this industry median. Based on the distribution chart, The Company For Cooperative Insurance ranks #148 out of 351 companies in the Insurance industry, which is above the industry midpoint. Overall, The Company For Cooperative Insurance has a GF Score™ of 89/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does The Company For Cooperative Insurance's Interest Coverage compare to AFL and MET?
According to the Insurance industry distribution chart, The Company For Cooperative Insurance ranks #148 out of 351 companies for Interest Coverage. This puts The Company For Cooperative Insurance in the upper half of its industry. The industry median Interest Coverage is 16.23. The Company For Cooperative Insurance's value of 25.96 is 60% above this benchmark. Historically, The Company For Cooperative Insurance's own Interest Coverage has ranged from 22.01 to 10,000.00 over the past decade. While the company's 10-year median is 83.78 vs. the industry median of 16.23, The Company For Cooperative Insurance has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Insurance company?
The median Interest Coverage among Insurance companies is 16.23, based on 351 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. The Company For Cooperative Insurance's current Interest Coverage of 25.96 is 60% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on The Company For Cooperative Insurance and its competitors. For the Insurance industry, the median Interest Coverage is 16.23 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. The Company For Cooperative Insurance's current Interest Coverage is 25.96, which is 69% below median its own 10-year median of 83.78. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Company For Cooperative Insurance stock overvalued right now?
Based on GuruFocus' analysis, The Company For Cooperative Insurance (SAU:8010) is currently considered Modestly Undervalued. The stock's GF Value™ is ﷼198.05, compared to a current price of ﷼144.50 — trading 27% below its estimated fair value. The current Interest Coverage is 25.96, which is 69% below median its 10-year median of 83.78 and 60% above the Insurance industry median of 16.23. The Company For Cooperative Insurance's overall GF Score™ is 89/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For The Company For Cooperative Insurance (SAU:8010), the current Interest Coverage is 25.96 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is The Company For Cooperative Insurance (SAU:8010) Overvalued in 2026?
Based on GuruFocus' analysis, The Company For Cooperative Insurance stock appears to be undervalued.
The current stock price of ﷼144.50 is trading 27% below its estimated GF Value™ of ﷼198.05.
GuruFocus considers The Company For Cooperative Insurance to be Modestly Undervalued.
Key valuation signals for SAU:8010:
Interest Coverage: 25.96 (69% below median its 10-year median of 83.78)
GF Value™: ﷼198.05 vs. price of ﷼144.50 (27% below fair value)
Industry Position: 60% above the Insurance median (#148 of 351)
No single metric tells the full story. See the SAU:8010 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
The Company For Cooperative Insurance Business Description
The Company For Cooperative Insurance is an insurance company. The company provides its customers with various insurance products, including medical, motor, fire, property, engineering, casualty, marine, aviation, Takaful, liability insurance, and many other types of insurance. The purpose of the company is to transact cooperative insurance operations and all related activities, including reinsurance and agency activities. The company is organized into business units based on its products and services and has eight reportable segments as follows: Medical, Medical Umrah, Motor insurance, Property and Casualty, General accidents- Hajj & Umrah insurance, Travel and COVID-19, Protection & Savings, and Inherent Insurance Defects.
89GF Score
Get the complete analysis for SAU:8010
Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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