Gulf General Cooperative Insurance Co (SAU:8260) Cyclically Adjusted FCF per Share: ﷼-2.06 (As of Mar. 2026)

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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Founder & CEO of GuruFocus
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SAU:8260 Gulf General Cooperative Insurance Co SAU:8260
63 GF Score
Price ﷼3.85
GF Value ﷼7.88
Valuation Possible Value Trap
! 2 Warning Signs
View Full Analysis

What is Gulf General Cooperative Insurance Co Cyclically Adjusted FCF per Share?

Gulf General Cooperative Insurance Co SAU:8260 +0.79% 63 Cyclically Adjusted FCF per Share is ﷼-2.06 as of Mar. 2026. GuruFocus rates SAU:8260 with a GF Score™ of 63/100 and a GF Value™ of ﷼7.88 (Possible Value Trap). The stock has 2 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

Gulf General Cooperative Insurance Co's adjusted free cash flow per share for the three months ended in Mar. 2026 was ﷼0.075. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is ﷼-2.06 for the trailing ten years ended in Mar. 2026.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

As of today (2026-08-05), Gulf General Cooperative Insurance Co's current stock price is ﷼3.85. Gulf General Cooperative Insurance Co's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2026 was ﷼-2.06. Gulf General Cooperative Insurance Co's Cyclically Adjusted Price-to-FCF of today is .


Gulf General Cooperative Insurance Co  (SAU:8260) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


Gulf General Cooperative Insurance Co Cyclically Adjusted FCF per Share Related Terms


Gulf General Cooperative Insurance Co Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for Gulf General Cooperative Insurance Co's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Gulf General Cooperative Insurance Co Cyclically Adjusted FCF per Share Chart

Gulf General Cooperative Insurance Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 -0.91 -0.91 -1.47

Gulf General Cooperative Insurance Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -1.15 -1.33 -1.33 -1.47 -2.06

SAU:8260 vs CB, PGR, TRV: Cyclically Adjusted FCF per Share Comparison

For the Insurance - Property & Casualty subindustry, Gulf General Cooperative Insurance Co's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Gulf General Cooperative Insurance Co Cyclically Adjusted Price-to-FCF vs Insurance Industry

For the Insurance industry and Financial Services sector, Gulf General Cooperative Insurance Co's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Gulf General Cooperative Insurance Co's Cyclically Adjusted Price-to-FCF falls into.


SAU:8260
63GF Score
Gulf General Cooperative Insurance Co SAU:8260
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Gulf General Cooperative Insurance Co Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Gulf General Cooperative Insurance Co's adjusted Free Cash Flow per Share data for the three months ended in Mar. 2026 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.075/330.2130*330.2130
=0.075

Current CPI (Mar. 2026) = 330.2130.

Gulf General Cooperative Insurance Co Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201606 -4.328 241.018 -5.930
201609 -0.480 241.428 -0.657
201612 3.479 241.432 4.758
201703 0.019 243.801 0.026
201706 -0.250 244.955 -0.337
201709 -0.629 246.819 -0.842
201712 0.191 246.524 0.256
201803 -0.782 249.554 -1.035
201806 1.809 251.989 2.371
201809 -0.637 252.439 -0.833
201812 -1.545 251.233 -2.031
201903 -0.842 254.202 -1.094
201906 -0.388 256.143 -0.500
201909 0.178 256.759 0.229
201912 -0.369 256.974 -0.474
202003 -0.069 258.115 -0.088
202006 1.017 257.797 1.303
202009 -0.123 260.280 -0.156
202012 -0.327 260.474 -0.415
202103 -0.170 264.877 -0.212
202106 -1.832 271.696 -2.227
202109 -2.009 274.310 -2.418
202112 -1.577 278.802 -1.868
202203 -1.082 287.504 -1.243
202206 -0.628 296.311 -0.700
202209 -0.798 296.808 -0.888
202212 -1.162 296.797 -1.293
202303 0.052 301.836 0.057
202306 -0.477 305.109 -0.516
202309 -0.731 307.789 -0.784
202312 1.706 306.746 1.837
202403 2.115 312.332 2.236
202406 -0.723 314.175 -0.760
202409 -1.075 315.301 -1.126
202412 -0.976 315.605 -1.021
202503 -2.272 319.799 -2.346
202506 -0.600 322.561 -0.614
202509 -0.304 324.800 -0.309
202512 -0.971 324.054 -0.989
202603 0.075 330.213 0.075

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of ﷼-2.06 mean?
Gulf General Cooperative Insurance Co (SAU:8260) has a Cyclically Adjusted FCF per Share of ﷼-2.06 as of Mar. 2026. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Gulf General Cooperative Insurance Co and its competitors.
Is Gulf General Cooperative Insurance Co's Cyclically Adjusted FCF per Share too high?
Gulf General Cooperative Insurance Co's current Cyclically Adjusted FCF per Share is ﷼-2.06. Overall, Gulf General Cooperative Insurance Co has a GF Score™ of 63/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Gulf General Cooperative Insurance Co's Cyclically Adjusted FCF per Share compare to CB and PGR?
Gulf General Cooperative Insurance Co's Cyclically Adjusted FCF per Share of ﷼-2.06 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for an Insurance company?
A good Cyclically Adjusted FCF per Share depends on the Insurance industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Gulf General Cooperative Insurance Co and its competitors. Gulf General Cooperative Insurance Co's current Cyclically Adjusted FCF per Share is ﷼-2.06. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Gulf General Cooperative Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Gulf General Cooperative Insurance Co (SAU:8260) is currently considered Possible Value Trap. The stock's GF Value™ is ﷼7.88, compared to a current price of ﷼3.85 — trading 51.1% below its estimated fair value. The current Cyclically Adjusted FCF per Share is ﷼-2.06. Gulf General Cooperative Insurance Co's overall GF Score™ is 63/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For Gulf General Cooperative Insurance Co (SAU:8260), the current Cyclically Adjusted FCF per Share is ﷼-2.06 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Gulf General Cooperative Insurance Co (SAU:8260) Overvalued in 2026?

Based on GuruFocus' analysis, Gulf General Cooperative Insurance Co stock appears to be undervalued. The current stock price of ﷼3.85 is trading 51.1% below its estimated GF Value™ of ﷼7.88. GuruFocus considers Gulf General Cooperative Insurance Co to be Possible Value Trap.

Key valuation signals for SAU:8260:

  • Cyclically Adjusted FCF per Share: ﷼-2.06
  • GF Value™: ﷼7.88 vs. price of ﷼3.85 (51.1% below fair value)
  • GF Score™: 63/100 with 2 warning signs

No single metric tells the full story. See the SAU:8260 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Gulf General Cooperative Insurance Co Business Description

Address Prince Saud Al Faisal Ibn Abdulaziz Street, Al Mukhmal Tower, Fourth Floor, Building No. 2904, Secondary No. 7462, JEKA2904, Al-Khalidiyah District, Jeddah, SAU, 23422
Gulf General Cooperative Insurance Co provides insurance and related services. Its principal lines of business include the provision of insurance services in the areas of Motor, Medical, Accident and Liability, Marine, Property and Engineering. The company generates key revenue from writing insurance of Motor-Comp and Motor-TPL.
63GF Score

Get the complete analysis for SAU:8260

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

﷼3.85
Price
﷼7.88
GF Value