Gulf General Cooperative Insurance Co (SAU:8260) Cyclically Adjusted Book per Share: ﷼10.62 (As of Mar. 2026)

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Director of Data and Quant Analytics at GuruFocus
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SAU:8260 Gulf General Cooperative Insurance Co SAU:8260
64 GF Score
Price ﷼3.87
GF Value ﷼7.91
Valuation Possible Value Trap
! 2 Warning Signs
View Full Analysis

What is Gulf General Cooperative Insurance Co Cyclically Adjusted Book per Share?

Gulf General Cooperative Insurance Co SAU:8260 -0.77% 64 Cyclically Adjusted Book per Share is ﷼10.62 as of Mar. 2026. GuruFocus rates SAU:8260 with a GF Score™ of 64/100 and a GF Value™ of ﷼7.91 (Possible Value Trap). The stock has 2 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Gulf General Cooperative Insurance Co's adjusted book value per share for the three months ended in Mar. 2026 was ﷼5.037. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is ﷼10.62 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Gulf General Cooperative Insurance Co's average Cyclically Adjusted Book Growth Rate was -2.00% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

As of today (2026-07-18), Gulf General Cooperative Insurance Co's current stock price is ﷼3.87. Gulf General Cooperative Insurance Co's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was ﷼10.62. Gulf General Cooperative Insurance Co's Cyclically Adjusted PB Ratio of today is 0.36.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Gulf General Cooperative Insurance Co was 1.51. The lowest was 0.34. And the median was 0.83.


Gulf General Cooperative Insurance Co  (SAU:8260) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Gulf General Cooperative Insurance Co's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=3.87/10.62
=0.36

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Gulf General Cooperative Insurance Co was 1.51. The lowest was 0.34. And the median was 0.83.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Gulf General Cooperative Insurance Co Cyclically Adjusted Book per Share Related Terms


Gulf General Cooperative Insurance Co Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for Gulf General Cooperative Insurance Co's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Gulf General Cooperative Insurance Co Cyclically Adjusted Book per Share Chart

Gulf General Cooperative Insurance Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 10.73 10.81 10.58

Gulf General Cooperative Insurance Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 10.84 10.80 10.76 10.58 10.62

SAU:8260 vs BRK.A, AIG, HIG: Cyclically Adjusted Book per Share Comparison

For the Insurance - Property & Casualty subindustry, Gulf General Cooperative Insurance Co's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Gulf General Cooperative Insurance Co Cyclically Adjusted PB Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Gulf General Cooperative Insurance Co's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Gulf General Cooperative Insurance Co's Cyclically Adjusted PB Ratio falls into.


SAU:8260
64GF Score
Gulf General Cooperative Insurance Co SAU:8260
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Gulf General Cooperative Insurance Co Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Gulf General Cooperative Insurance Co's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book= Book Value per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=5.037/330.2130*330.2130
=5.037

Current CPI (Mar. 2026) = 330.2130.

Gulf General Cooperative Insurance Co Quarterly Data

Book Value per Share CPI Adj_Book
201606 8.690 241.018 11.906
201609 9.015 241.428 12.330
201612 9.899 241.432 13.539
201703 9.408 243.801 12.743
201706 9.886 244.955 13.327
201709 10.052 246.819 13.448
201712 9.568 246.524 12.816
201803 9.587 249.554 12.686
201806 9.236 251.989 12.103
201809 9.026 252.439 11.807
201812 7.746 251.233 10.181
201903 7.795 254.202 10.126
201906 8.005 256.143 10.320
201909 8.031 256.759 10.329
201912 7.689 256.974 9.880
202003 7.458 258.115 9.541
202006 8.301 257.797 10.633
202009 8.292 260.280 10.520
202012 7.910 260.474 10.028
202103 6.728 264.877 8.388
202106 5.770 271.696 7.013
202109 13.325 274.310 16.041
202112 13.202 278.802 15.636
202203 11.723 287.504 13.464
202206 11.131 296.311 12.405
202209 10.584 296.808 11.775
202212 9.788 296.797 10.890
202303 9.992 301.836 10.931
202306 9.759 305.109 10.562
202309 9.809 307.789 10.524
202312 10.013 306.746 10.779
202403 9.822 312.332 10.384
202406 9.566 314.175 10.054
202409 9.506 315.301 9.956
202412 7.464 315.605 7.809
202503 6.754 319.799 6.974
202506 5.785 322.561 5.922
202509 6.391 324.800 6.498
202512 5.504 324.054 5.609
202603 5.037 330.213 5.037

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of ﷼10.62 mean?
Gulf General Cooperative Insurance Co (SAU:8260) has a Cyclically Adjusted Book per Share of ﷼10.62 as of Mar. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Gulf General Cooperative Insurance Co and its competitors.
Is Gulf General Cooperative Insurance Co's Cyclically Adjusted Book per Share too high?
Gulf General Cooperative Insurance Co's current Cyclically Adjusted Book per Share is ﷼10.62. Overall, Gulf General Cooperative Insurance Co has a GF Score™ of 64/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Gulf General Cooperative Insurance Co's Cyclically Adjusted Book per Share compare to BRK.A and AIG?
Gulf General Cooperative Insurance Co's Cyclically Adjusted Book per Share of ﷼10.62 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for an Insurance company?
A good Cyclically Adjusted Book per Share depends on the Insurance industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Gulf General Cooperative Insurance Co and its competitors. Gulf General Cooperative Insurance Co's current Cyclically Adjusted Book per Share is ﷼10.62. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Gulf General Cooperative Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Gulf General Cooperative Insurance Co (SAU:8260) is currently considered Possible Value Trap. The stock's GF Value™ is ﷼7.91, compared to a current price of ﷼3.87 — trading 51.1% below its estimated fair value. The current Cyclically Adjusted Book per Share is ﷼10.62. Gulf General Cooperative Insurance Co's overall GF Score™ is 64/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For Gulf General Cooperative Insurance Co (SAU:8260), the current Cyclically Adjusted Book per Share is ﷼10.62 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Gulf General Cooperative Insurance Co (SAU:8260) Overvalued in 2026?

Based on GuruFocus' analysis, Gulf General Cooperative Insurance Co stock appears to be undervalued. The current stock price of ﷼3.87 is trading 51.1% below its estimated GF Value™ of ﷼7.91. GuruFocus considers Gulf General Cooperative Insurance Co to be Possible Value Trap.

Key valuation signals for SAU:8260:

  • Cyclically Adjusted Book per Share: ﷼10.62
  • GF Value™: ﷼7.91 vs. price of ﷼3.87 (51.1% below fair value)
  • GF Score™: 64/100 with 2 warning signs

No single metric tells the full story. See the SAU:8260 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Gulf General Cooperative Insurance Co Business Description

Address Prince Saud Al Faisal Ibn Abdulaziz Street, Al Mukhmal Tower, Fourth Floor, Building No. 2904, Secondary No. 7462, JEKA2904, Al-Khalidiyah District, Jeddah, SAU, 23422
Gulf General Cooperative Insurance Co provides insurance and related services. Its principal lines of business include the provision of insurance services in the areas of Motor, Medical, Accident and Liability, Marine, Property and Engineering. The company generates key revenue from writing insurance of Motor-Comp and Motor-TPL.
64GF Score

Get the complete analysis for SAU:8260

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

﷼3.87
Price
﷼7.91
GF Value