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SAU:8260's PB Ratio is ranked better than 81.65% of 496
companies
in the Insurance industry
Industry Median: 1.395
vs SAU:8260: 0.73
During the past 12 months, Gulf General Cooperative Insurance Co's average Book Value Per Share Growth Rate was -25.40% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was -17.50% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was -9.50% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was -2.00% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Gulf General Cooperative Insurance Co was 19.50% per year. The lowest was -17.50% per year. And the median was 1.30% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Gulf General Cooperative Insurance Co PB Ratio Related Terms
Gulf General Cooperative Insurance Co PB Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Gulf General Cooperative Insurance Co PB Ratio Chart
For the Insurance - Property & Casualty subindustry, Gulf General Cooperative Insurance Co's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Gulf General Cooperative Insurance Co PB Ratio vs Insurance Industry
Gulf General Cooperative Insurance Co PB Ratio Calculation
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Gulf General Cooperative Insurance Co (SAU:8260) has a PB Ratio of 0.76 as of Aug. 05, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Gulf General Cooperative Insurance Co and its competitors. This is 48% below median its historical median of 1.45. Over the past decade, Gulf General Cooperative Insurance Co's PB Ratio has ranged from 0.63 to 5.75. According to the industry distribution chart, Gulf General Cooperative Insurance Co ranks #91 out of 496 companies in the Insurance industry, placing it in the top 18.3%.
Is Gulf General Cooperative Insurance Co's PB Ratio too high?
Gulf General Cooperative Insurance Co's current PB Ratio of 0.76 is 48% below median its 10-year median of 1.45. Over the past 10 years, this metric has ranged from a low of 0.63 to a high of 5.75. The Insurance industry median PB Ratio is 1.40. Gulf General Cooperative Insurance Co's value of 0.76 is 45.5% below this industry median. Based on the distribution chart, Gulf General Cooperative Insurance Co ranks #91 out of 496 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Gulf General Cooperative Insurance Co has a GF Score™ of 63/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Gulf General Cooperative Insurance Co's PB Ratio compare to CB and PGR?
According to the Insurance industry distribution chart, Gulf General Cooperative Insurance Co ranks #91 out of 496 companies for PB Ratio. This places Gulf General Cooperative Insurance Co in the top 18% of its industry — outperforming the majority of peers. The industry median PB Ratio is 1.40. Gulf General Cooperative Insurance Co's value of 0.76 is 45.5% below this benchmark. Historically, Gulf General Cooperative Insurance Co's own PB Ratio has ranged from 0.63 to 5.75 over the past decade. While the company's 10-year median is 1.45 vs. the industry median of 1.40, Gulf General Cooperative Insurance Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for an Insurance company?
The median PB Ratio among Insurance companies is 1.40, based on 496 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Gulf General Cooperative Insurance Co's current PB Ratio of 0.76 is 45.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Gulf General Cooperative Insurance Co and its competitors. For the Insurance industry, the median PB Ratio is 1.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Gulf General Cooperative Insurance Co's current PB Ratio is 0.76, which is 48% below median its own 10-year median of 1.45. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Gulf General Cooperative Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Gulf General Cooperative Insurance Co (SAU:8260) is currently considered Possible Value Trap. The stock's GF Value™ is ﷼7.88, compared to a current price of ﷼3.82 — trading 51.5% below its estimated fair value. The current PB Ratio is 0.76, which is 48% below median its 10-year median of 1.45 and 45.5% below the Insurance industry median of 1.40. Gulf General Cooperative Insurance Co's overall GF Score™ is 63/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Gulf General Cooperative Insurance Co (SAU:8260), the current PB Ratio is 0.76 as of Aug. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Gulf General Cooperative Insurance Co (SAU:8260) Overvalued in 2026?
Based on GuruFocus' analysis, Gulf General Cooperative Insurance Co stock appears to be undervalued.
The current stock price of ﷼3.82 is trading 51.5% below its estimated GF Value™ of ﷼7.88.
GuruFocus considers Gulf General Cooperative Insurance Co to be Possible Value Trap.
Key valuation signals for SAU:8260:
PB Ratio: 0.76 (48% below median its 10-year median of 1.45)
GF Value™: ﷼7.88 vs. price of ﷼3.82 (51.5% below fair value)
Industry Position: 45.5% below the Insurance median (#91 of 496)
No single metric tells the full story. See the SAU:8260 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
AddressPrince Saud Al Faisal Ibn Abdulaziz Street, Al Mukhmal Tower, Fourth Floor, Building No. 2904, Secondary No. 7462, JEKA2904, Al-Khalidiyah District, Jeddah, SAU, 23422
Gulf General Cooperative Insurance Co provides insurance and related services. Its principal lines of business include the provision of insurance services in the areas of Motor, Medical, Accident and Liability, Marine, Property and Engineering. The company generates key revenue from writing insurance of Motor-Comp and Motor-TPL.
63GF Score
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