Gulf General Cooperative Insurance Co (SAU:8260) ROIC %: 0.00% (As of Mar. 2026)


SAU:8260 Gulf General Cooperative Insurance Co SAU:8260
59 GF Score
Price ﷼4.18
GF Value ﷼7.93
Valuation Possible Value Trap
! 2 Warning Signs
View Full Analysis

What is Gulf General Cooperative Insurance Co ROIC %?

Gulf General Cooperative Insurance Co SAU:8260 +2.70% 59 ROIC % is 0.00% as of Mar. 2026. GuruFocus rates SAU:8260 with a GF Score™ of 59/100 and a GF Value™ of ﷼7.93 (Possible Value Trap). The stock has 2 warning signs investors should review.

ROIC % measures how well a company generates cash flow relative to the capital it has invested in its business. It is also called ROC %. Gulf General Cooperative Insurance Co's annualized return on invested capital (ROIC %) for the quarter that ended in Mar. 2026 was 0.00%.

As of today (2026-07-06), Gulf General Cooperative Insurance Co's WACC % is 11.05%. Gulf General Cooperative Insurance Co's ROIC % is 0.00% (calculated using TTM income statement data). Gulf General Cooperative Insurance Co earns returns that do not match up to its cost of capital. It will destroy value as it grows.


Gulf General Cooperative Insurance Co  (SAU:8260) ROIC % Explanation

ROIC % measures how well a company generates cash flow relative to the capital it has invested in its business. It is also called ROC %. The reason book values of debt and equity are used is because the book values are the capital the company received when issuing the debt or receiving the equity investments.

There are four key components to this definition. The first is the use of operating income or EBIT rather than net income in the numerator. The second is the tax adjustment to this operating income or EBIT, computed as a hypothetical tax based on an effective or marginal tax rate. The third is the use of book values for invested capital, rather than market values. The final is the timing difference; the capital invested is from the end of the prior year whereas the operating income or EBIT is the current year's number.

Why is ROIC % important?

Because it costs money to raise capital. A firm that generates higher returns on investment than it costs the company to raise the capital needed for that investment is earning excess returns. A firm that expects to continue generating positive excess returns on new investments in the future will see its value increase as growth increases, whereas a firm that earns returns that do not match up to its cost of capital will destroy value as it grows.

As of today, Gulf General Cooperative Insurance Co's WACC % is 11.05%. Gulf General Cooperative Insurance Co's ROIC % is 0.00% (calculated using TTM income statement data). Gulf General Cooperative Insurance Co earns returns that do not match up to its cost of capital. It will destroy value as it grows.


Be Aware

Like ROE % and ROA %, ROIC % is calculated with only 12 months of data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.


Gulf General Cooperative Insurance Co ROIC % Related Terms


Gulf General Cooperative Insurance Co ROIC % Historical Data

* Premium members only.

The historical data trend for Gulf General Cooperative Insurance Co's ROIC % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Gulf General Cooperative Insurance Co ROIC % Chart

Gulf General Cooperative Insurance Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROIC %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

Gulf General Cooperative Insurance Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROIC % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

SAU:8260 vs BRK.A, AIG, HIG: ROIC % Comparison

For the Insurance - Property & Casualty subindustry, Gulf General Cooperative Insurance Co's ROIC %, along with its competitors' market caps and ROIC % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Gulf General Cooperative Insurance Co ROIC % vs Insurance Industry

For the Insurance industry and Financial Services sector, Gulf General Cooperative Insurance Co's ROIC % distribution charts can be found below:

* The bar in red indicates where Gulf General Cooperative Insurance Co's ROIC % falls into.


SAU:8260
59GF Score
Gulf General Cooperative Insurance Co SAU:8260
ROIC % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Gulf General Cooperative Insurance Co ROIC % Calculation

Gulf General Cooperative Insurance Co's annualized Return on Invested Capital (ROIC %) for the fiscal year that ended in Dec. 2025 is calculated as:

ROIC % (A: Dec. 2025 )
=NOPAT/Average Invested Capital
=EBIT * ( 1 - Tax Rate % )/( (Invested Capital (A: Dec. 2024 ) + Invested Capital (A: Dec. 2025 ))/ count )
=0 * ( 1 - 0% )/( (436.5788 + 346.24825)/ 2 )
=0/391.413525
=0.00 %

where

Invested Capital(A: Dec. 2024 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Balance Sheet Cash And Cash Equivalents - 5% * Revenue )
=433.186 - 9.316 - ( 6.559 - 5% * 385.356 )
=436.5788

Invested Capital(A: Dec. 2025 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Balance Sheet Cash And Cash Equivalents - 5% * Revenue )
=349.043 - 9.526 - ( 8.179 - 5% * 298.205 )
=346.24825

Gulf General Cooperative Insurance Co's annualized Return on Invested Capital (ROIC %) for the quarter that ended in Mar. 2026 is calculated as:

ROIC % (Q: Mar. 2026 )
=NOPAT/Average Invested Capital
=EBIT * ( 1 - Tax Rate % )/( (Invested Capital (Q: Dec. 2025 ) + Invested Capital (Q: Mar. 2026 ))/ count )
=0 * ( 1 - 0% )/( (334.36955 + 340.5978)/ 2 )
=0/337.483675
=0.00 %

where

Invested Capital(Q: Dec. 2025 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Balance Sheet Cash And Cash Equivalents - 5% * Revenue )
=349.043 - 9.526 - ( 8.179 - 5% * 60.631 )
=334.36955

Invested Capital(Q: Mar. 2026 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Balance Sheet Cash And Cash Equivalents - 5% * Revenue )
=354.976 - 5.496 - ( 12.743 - 5% * 77.216 )
=340.5978

Note: The EBIT data used here is four times the quarterly (Mar. 2026) data. The tax rate is limited to between 0% and 100%.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about ROIC % →
What does a ROIC % of 0.00% mean?
Gulf General Cooperative Insurance Co (SAU:8260) has a ROIC % of 0.00% as of Mar. 2026. Return on invested capital is the ratio of current-period net income to average two-period invested capital. View historical data on Gulf General Cooperative Insurance Co and its competitors.
Is Gulf General Cooperative Insurance Co's ROIC % too high?
Gulf General Cooperative Insurance Co's current ROIC % is 0.00%. Overall, Gulf General Cooperative Insurance Co has a GF Score™ of 59/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Gulf General Cooperative Insurance Co's ROIC % compare to BRK.A and AIG?
Gulf General Cooperative Insurance Co's ROIC % of 0.00% can be compared against companies in the Insurance industry. The industry median ROIC % is 3.37. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROIC % for an Insurance company?
The median ROIC % among Insurance companies is 3.37, based on 371 companies in the industry. Companies in the top quartile (top 25%) have a ROIC % significantly above this median, while those in the bottom quartile fall well below. However, ROIC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROIC % mean?
A high ROIC % can signal that a stock is expensive relative to its fundamentals. Return on invested capital is the ratio of current-period net income to average two-period invested capital. View historical data on Gulf General Cooperative Insurance Co and its competitors. For the Insurance industry, the median ROIC % is 3.37 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Gulf General Cooperative Insurance Co's current ROIC % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Gulf General Cooperative Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Gulf General Cooperative Insurance Co (SAU:8260) is currently considered Possible Value Trap. The stock's GF Value™ is ﷼7.93, compared to a current price of ﷼4.18 — trading 47.3% below its estimated fair value. The current ROIC % is 0.00%. Gulf General Cooperative Insurance Co's overall GF Score™ is 59/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROIC % calculated?
ROIC % is calculated from a company's financial statements. For Gulf General Cooperative Insurance Co (SAU:8260), the current ROIC % is 0.00% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Gulf General Cooperative Insurance Co (SAU:8260) Overvalued in 2026?

Based on GuruFocus' analysis, Gulf General Cooperative Insurance Co stock appears to be undervalued. The current stock price of ﷼4.18 is trading 47.3% below its estimated GF Value™ of ﷼7.93. GuruFocus considers Gulf General Cooperative Insurance Co to be Possible Value Trap.

Key valuation signals for SAU:8260:

  • ROIC %: 0.00%
  • GF Value™: ﷼7.93 vs. price of ﷼4.18 (47.3% below fair value)
  • GF Score™: 59/100 with 2 warning signs

No single metric tells the full story. See the SAU:8260 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Gulf General Cooperative Insurance Co Business Description

Address Prince Saud Al Faisal Ibn Abdulaziz Street, Al Mukhmal Tower, Fourth Floor, Building No. 2904, Secondary No. 7462, JEKA2904, Al-Khalidiyah District, Jeddah, SAU, 23422
Gulf General Cooperative Insurance Co provides insurance and related services. Its principal lines of business include the provision of insurance services in the areas of Motor, Medical, Accident and Liability, Marine, Property and Engineering. The company generates key revenue from writing insurance of Motor-Comp and Motor-TPL.
59GF Score

Get the complete analysis for SAU:8260

ROIC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

﷼4.18
Price
﷼7.93
GF Value