Gulf General Cooperative Insurance Co (SAU:8260) ROE % Adjusted to Book Value: -47.93% (As of Mar. 2026)


SAU:8260 Gulf General Cooperative Insurance Co SAU:8260
61 GF Score
Price ﷼3.89
GF Value ﷼7.92
Valuation Possible Value Trap
! 2 Warning Signs
View Full Analysis

What is Gulf General Cooperative Insurance Co ROE % Adjusted to Book Value?

Gulf General Cooperative Insurance Co SAU:8260 +1.04% 61 ROE % Adjusted to Book Value is -47.93% as of Mar. 2026. GuruFocus rates SAU:8260 with a GF Score™ of 61/100 and a GF Value™ of ﷼7.92 (Possible Value Trap). The stock has 2 warning signs investors should review.

Gulf General Cooperative Insurance Co's ROE % for the quarter that ended in Mar. 2026 was -35.47%. Gulf General Cooperative Insurance Co's PB Ratio for the quarter that ended in Mar. 2026 was 0.74. Gulf General Cooperative Insurance Co's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was -47.93%.


Gulf General Cooperative Insurance Co ROE % Adjusted to Book Value Related Terms


Gulf General Cooperative Insurance Co ROE % Adjusted to Book Value Historical Data

* Premium members only.

The historical data trend for Gulf General Cooperative Insurance Co's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Gulf General Cooperative Insurance Co ROE % Adjusted to Book Value Chart

Gulf General Cooperative Insurance Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only -19.40 -26.52 0.91 -25.86 -87.24

Gulf General Cooperative Insurance Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -33.04 -58.90 -87.11 -113.06 -47.93

SAU:8260 vs BRK.A, AIG, HIG: ROE % Adjusted to Book Value Comparison

For the Insurance - Property & Casualty subindustry, Gulf General Cooperative Insurance Co's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Gulf General Cooperative Insurance Co ROE % Adjusted to Book Value vs Insurance Industry

For the Insurance industry and Financial Services sector, Gulf General Cooperative Insurance Co's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Gulf General Cooperative Insurance Co's ROE % Adjusted to Book Value falls into.


SAU:8260
61GF Score
Gulf General Cooperative Insurance Co SAU:8260
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Gulf General Cooperative Insurance Co ROE % Adjusted to Book Value Calculation

Gulf General Cooperative Insurance Co's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=-61.94% / 0.71
=-87.24%

Gulf General Cooperative Insurance Co's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=-35.47% / 0.74
=-47.93%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of -47.93% mean?
Gulf General Cooperative Insurance Co (SAU:8260) has a ROE % Adjusted to Book Value of -47.93% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Gulf General Cooperative Insurance Co and its competitors.
Is Gulf General Cooperative Insurance Co's ROE % Adjusted to Book Value too high?
Gulf General Cooperative Insurance Co's current ROE % Adjusted to Book Value is -47.93%. Overall, Gulf General Cooperative Insurance Co has a GF Score™ of 61/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Gulf General Cooperative Insurance Co's ROE % Adjusted to Book Value compare to BRK.A and AIG?
Gulf General Cooperative Insurance Co's ROE % Adjusted to Book Value of -47.93% can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for an Insurance company?
A good ROE % Adjusted to Book Value depends on the Insurance industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Gulf General Cooperative Insurance Co and its competitors. Gulf General Cooperative Insurance Co's current ROE % Adjusted to Book Value is -47.93%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Gulf General Cooperative Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Gulf General Cooperative Insurance Co (SAU:8260) is currently considered Possible Value Trap. The stock's GF Value™ is ﷼7.92, compared to a current price of ﷼3.89 — trading 50.9% below its estimated fair value. The current ROE % Adjusted to Book Value is -47.93%. Gulf General Cooperative Insurance Co's overall GF Score™ is 61/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Gulf General Cooperative Insurance Co (SAU:8260), the current ROE % Adjusted to Book Value is -47.93% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Gulf General Cooperative Insurance Co (SAU:8260) Overvalued in 2026?

Based on GuruFocus' analysis, Gulf General Cooperative Insurance Co stock appears to be undervalued. The current stock price of ﷼3.89 is trading 50.9% below its estimated GF Value™ of ﷼7.92. GuruFocus considers Gulf General Cooperative Insurance Co to be Possible Value Trap.

Key valuation signals for SAU:8260:

  • ROE % Adjusted to Book Value: -47.93%
  • GF Value™: ﷼7.92 vs. price of ﷼3.89 (50.9% below fair value)
  • GF Score™: 61/100 with 2 warning signs

No single metric tells the full story. See the SAU:8260 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Gulf General Cooperative Insurance Co Business Description

Address Prince Saud Al Faisal Ibn Abdulaziz Street, Al Mukhmal Tower, Fourth Floor, Building No. 2904, Secondary No. 7462, JEKA2904, Al-Khalidiyah District, Jeddah, SAU, 23422
Gulf General Cooperative Insurance Co provides insurance and related services. Its principal lines of business include the provision of insurance services in the areas of Motor, Medical, Accident and Liability, Marine, Property and Engineering. The company generates key revenue from writing insurance of Motor-Comp and Motor-TPL.
61GF Score

Get the complete analysis for SAU:8260

ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

﷼3.89
Price
﷼7.92
GF Value