TRU (TransUnion) Cyclically Adjusted FCF per Share: $2.64 (As of Mar. 2026)

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TRU TransUnion TRU
90 GF Score
Price $79.85
GF Value $97.08
Valuation Modestly Undervalued
! 5 Warning Signs
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What is TransUnion Cyclically Adjusted FCF per Share?

TransUnion TRU -1.09% 90 Cyclically Adjusted FCF per Share is $2.64 as of Mar. 2026. GuruFocus rates TRU with a GF Score™ of 90/100 and a GF Value™ of $97.08 (Modestly Undervalued). The stock has 5 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

TransUnion's adjusted free cash flow per share for the three months ended in Mar. 2026 was $0.098. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is $2.64 for the trailing ten years ended in Mar. 2026.

During the past 12 months, TransUnion's average Cyclically Adjusted FCF Growth Rate was 11.40% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

As of today (2026-07-17), TransUnion's current stock price is $79.85. TransUnion's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2026 was $2.64. TransUnion's Cyclically Adjusted Price-to-FCF of today is 30.25.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of TransUnion was 47.79. The lowest was 22.13. And the median was 35.86.


TransUnion  (NYSE:TRU) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

TransUnion's Cyclically Adjusted Price-to-FCF of today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/Cyclically Adjusted FCF per Share
=79.85/2.64
=30.25

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of TransUnion was 47.79. The lowest was 22.13. And the median was 35.86.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


TransUnion Cyclically Adjusted FCF per Share Related Terms


TransUnion Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for TransUnion's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

TransUnion Cyclically Adjusted FCF per Share Chart

TransUnion Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 2.01 2.33 2.59

TransUnion Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.37 2.44 2.53 2.59 2.64

TRU vs FDS, MORN, CBOE: Cyclically Adjusted FCF per Share Comparison

For the Financial Data & Stock Exchanges subindustry, TransUnion's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


TransUnion Cyclically Adjusted Price-to-FCF vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, TransUnion's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where TransUnion's Cyclically Adjusted Price-to-FCF falls into.


TRU
90GF Score
TransUnion TRU
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

TransUnion Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, TransUnion's adjusted Free Cash Flow per Share data for the three months ended in Mar. 2026 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.098/330.2130*330.2130
=0.098

Current CPI (Mar. 2026) = 330.2130.

TransUnion Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201606 0.454 241.018 0.622
201609 0.519 241.428 0.710
201612 0.407 241.432 0.557
201703 0.207 243.801 0.280
201706 0.396 244.955 0.534
201709 0.748 246.819 1.001
201712 0.393 246.524 0.526
201803 0.390 249.554 0.516
201806 0.451 251.989 0.591
201809 0.685 252.439 0.896
201812 0.442 251.233 0.581
201903 0.429 254.202 0.557
201906 0.685 256.143 0.883
201909 1.226 256.759 1.577
201912 0.729 256.974 0.937
202003 0.434 258.115 0.555
202006 1.085 257.797 1.390
202009 0.700 260.280 0.888
202012 0.808 260.474 1.024
202103 0.541 264.877 0.674
202106 0.950 271.696 1.155
202109 1.161 274.310 1.398
202112 0.376 278.802 0.445
202203 -0.245 287.504 -0.281
202206 -0.979 296.311 -1.091
202209 0.618 296.808 0.688
202212 0.601 296.797 0.669
202303 0.056 301.836 0.061
202306 0.712 305.109 0.771
202309 0.420 307.789 0.451
202312 0.538 306.746 0.579
202403 -0.043 312.332 -0.045
202406 1.162 314.175 1.221
202409 0.819 315.301 0.858
202412 0.692 315.605 0.724
202503 -0.081 319.799 -0.084
202506 1.087 322.561 1.113
202509 1.219 324.800 1.239
202512 1.144 324.054 1.166
202603 0.098 330.213 0.098

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of $2.64 mean?
TransUnion (TRU) has a Cyclically Adjusted FCF per Share of $2.64 as of Mar. 2026. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on TransUnion and its competitors.
Is TransUnion's Cyclically Adjusted FCF per Share too high?
TransUnion's current Cyclically Adjusted FCF per Share is $2.64. Overall, TransUnion has a GF Score™ of 90/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does TransUnion's Cyclically Adjusted FCF per Share compare to FDS and MORN?
TransUnion's Cyclically Adjusted FCF per Share of $2.64 can be compared against companies in the Capital Markets industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for a Capital Markets company?
A good Cyclically Adjusted FCF per Share depends on the Capital Markets industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on TransUnion and its competitors. TransUnion's current Cyclically Adjusted FCF per Share is $2.64. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is TransUnion stock overvalued right now?
Based on GuruFocus' analysis, TransUnion (TRU) is currently considered Modestly Undervalued. The stock's GF Value™ is $97.08, compared to a current price of $79.85 — trading 17.7% below its estimated fair value. The current Cyclically Adjusted FCF per Share is $2.64. TransUnion's overall GF Score™ is 90/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For TransUnion (TRU), the current Cyclically Adjusted FCF per Share is $2.64 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is TransUnion (TRU) Overvalued in 2026?

Based on GuruFocus' analysis, TransUnion stock appears to be undervalued. The current stock price of $79.85 is trading 17.7% below its estimated GF Value™ of $97.08. GuruFocus considers TransUnion to be Modestly Undervalued.

Key valuation signals for TRU:

  • Cyclically Adjusted FCF per Share: $2.64
  • GF Value™: $97.08 vs. price of $79.85 (17.7% below fair value)
  • GF Score™: 90/100 with 5 warning signs

No single metric tells the full story. See the TRU stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


TransUnion Business Description

Other Exchanges 1TU:Germany
Address 555 West Adams Street, Chicago, IL, USA, 60661
TransUnion, along with Equifax and Experian, is one of the three leading credit bureaus in the United States, providing the consumer information that is the basis for granting credit. The company also provides fraud detection, marketing, and analytical services. TransUnion operates in over 30 countries. About 20%-25% of its revenue comes from international markets.
90GF Score

Get the complete analysis for TRU

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$79.85
Price
$97.08
GF Value