TRU (TransUnion) E10: $2.54 (As of Mar. 2026)


TRU TransUnion TRU
89 GF Score
Price $68.11
GF Value $96.37
Valuation Significantly Undervalued
! 5 Warning Signs
View Full Analysis

What is TransUnion E10?

TransUnion TRU +1.66% 89 E10 is $2.54 as of Mar. 2026. GuruFocus rates TRU with a GF Score™ of 89/100 and a GF Value™ of $96.37 (Significantly Undervalued). The stock has 5 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

TransUnion's adjusted earnings per share data for the three months ended in Mar. 2026 was $2.040. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is $2.54 for the trailing ten years ended in Mar. 2026.

During the past 12 months, TransUnion's average E10 Growth Rate was 19.80% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

As of today (2026-06-26), TransUnion's current stock price is $68.11. TransUnion's E10 for the quarter that ended in Mar. 2026 was $2.54. TransUnion's Shiller PE Ratio of today is 26.81.

During the past 13 years, the highest Shiller PE Ratio of TransUnion was 54.76. The lowest was 24.36. And the median was 39.55.


TransUnion  (NYSE:TRU) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

TransUnion's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=68.11/2.54
=26.81

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of TransUnion was 54.76. The lowest was 24.36. And the median was 39.55.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


TransUnion E10 Related Terms


TransUnion E10 Historical Data

* Premium members only.

The historical data trend for TransUnion's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

TransUnion E10 Chart

TransUnion Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 1.80 2.01 2.30

TransUnion Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.12 2.20 2.26 2.30 2.54

TRU vs FDS, MORN, OTCM: E10 Comparison

For the Financial Data & Stock Exchanges subindustry, TransUnion's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


TransUnion Shiller PE Ratio vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, TransUnion's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where TransUnion's Shiller PE Ratio falls into.


TRU
89GF Score
TransUnion TRU
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

TransUnion E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, TransUnion's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=2.04/330.2130*330.2130
=2.040

Current CPI (Mar. 2026) = 330.2130.

TransUnion Quarterly Data

per share eps CPI Adj_EPS
201606 0.090 241.018 0.123
201609 0.220 241.428 0.301
201612 0.270 241.432 0.369
201703 0.330 243.801 0.447
201706 0.340 244.955 0.458
201709 0.360 246.819 0.482
201712 1.290 246.524 1.728
201803 0.380 249.554 0.503
201806 0.290 251.989 0.380
201809 0.240 252.439 0.314
201812 0.530 251.233 0.697
201903 0.370 254.202 0.481
201906 0.530 256.143 0.683
201909 0.480 256.759 0.617
201912 0.430 256.974 0.553
202003 0.370 258.115 0.473
202006 0.360 257.797 0.461
202009 0.530 260.280 0.672
202012 0.530 260.474 0.672
202103 0.660 264.877 0.823
202106 0.660 271.696 0.802
202109 0.590 274.310 0.710
202112 5.270 278.802 6.242
202203 0.250 287.504 0.287
202206 0.490 296.311 0.546
202209 0.410 296.808 0.456
202212 0.240 296.797 0.267
202303 0.270 301.836 0.295
202306 0.280 305.109 0.303
202309 -1.650 307.789 -1.770
202312 0.030 306.746 0.032
202403 0.330 312.332 0.349
202406 0.440 314.175 0.462
202409 0.350 315.301 0.367
202412 0.340 315.605 0.356
202503 0.750 319.799 0.774
202506 0.560 322.561 0.573
202509 0.490 324.800 0.498
202512 0.520 324.054 0.530
202603 2.040 330.213 2.040

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of $2.54 mean?
TransUnion (TRU) has a E10 of $2.54 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on TransUnion and its competitors.
Is TransUnion's E10 too high?
TransUnion's current E10 is $2.54. Overall, TransUnion has a GF Score™ of 89/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does TransUnion's E10 compare to FDS and MORN?
TransUnion's E10 of $2.54 can be compared against companies in the Capital Markets industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Capital Markets company?
A good E10 depends on the Capital Markets industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on TransUnion and its competitors. TransUnion's current E10 is $2.54. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is TransUnion stock overvalued right now?
Based on GuruFocus' analysis, TransUnion (TRU) is currently considered Significantly Undervalued. The stock's GF Value™ is $96.37, compared to a current price of $68.11 — trading 29.3% below its estimated fair value. The current E10 is $2.54. TransUnion's overall GF Score™ is 89/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For TransUnion (TRU), the current E10 is $2.54 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is TransUnion (TRU) Overvalued in 2026?

Based on GuruFocus' analysis, TransUnion stock appears to be undervalued. The current stock price of $68.11 is trading 29.3% below its estimated GF Value™ of $96.37. GuruFocus considers TransUnion to be Significantly Undervalued.

Key valuation signals for TRU:

  • E10: $2.54
  • GF Value™: $96.37 vs. price of $68.11 (29.3% below fair value)
  • GF Score™: 89/100 with 5 warning signs

No single metric tells the full story. See the TRU stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


TransUnion Business Description

Other Exchanges 1TU:Germany
Address 555 West Adams Street, Chicago, IL, USA, 60661
TransUnion, along with Equifax and Experian, is one of the three leading credit bureaus in the United States, providing the consumer information that is the basis for granting credit. The company also provides fraud detection, marketing, and analytical services. TransUnion operates in over 30 countries. About 20%-25% of its revenue comes from international markets.
89GF Score

Get the complete analysis for TRU

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$68.11
Price
$96.37
GF Value