TRU (TransUnion) Cyclically Adjusted PS Ratio: (As of Jul. 30, 2026)

Author: Vera Yuan Vera Yuan
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Director of Data and Quant Analytics at GuruFocus
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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

TRU TransUnion TRU
90 GF Score
Price $83.73
GF Value $97.78
Valuation Modestly Undervalued
! 6 Warning Signs
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What is TransUnion Cyclically Adjusted PS Ratio?

Shiller PE for Stocks: The True Measure of Stock Valuation


TransUnion  (NYSE:TRU) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


TransUnion Cyclically Adjusted PS Ratio Related Terms


TransUnion Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for TransUnion's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

TransUnion Cyclically Adjusted PS Ratio Chart

TransUnion Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 4.58 5.65 4.76

TransUnion Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.09 4.73 4.76 3.70 0.00

TRU vs FDS, MORN, OTCM: Cyclically Adjusted PS Ratio Comparison

For the Financial Data & Stock Exchanges subindustry, TransUnion's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


TransUnion Cyclically Adjusted PS Ratio vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, TransUnion's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where TransUnion's Cyclically Adjusted PS Ratio falls into.


TRU
90GF Score
TransUnion TRU
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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TransUnion Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

TransUnion's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, TransUnion's adjusted Revenue per Share data for the three months ended in Jun. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=6.761/333.9520*333.9520
=6.761

Current CPI (Jun. 2026) = 333.9520.

TransUnion Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201609 2.368 241.428 3.276
201612 2.354 241.432 3.256
201703 2.391 243.801 3.275
201706 2.508 244.955 3.419
201709 2.632 246.819 3.561
201712 2.661 246.524 3.605
201803 2.827 249.554 3.783
201806 2.951 251.989 3.911
201809 3.157 252.439 4.176
201812 3.207 251.233 4.263
201903 3.242 254.202 4.259
201906 3.460 256.143 4.511
201909 3.590 256.759 4.669
201912 2.561 256.974 3.328
202003 3.578 258.115 4.629
202006 3.304 257.797 4.280
202009 3.619 260.280 4.643
202012 2.663 260.474 3.414
202103 3.631 264.877 4.578
202106 3.777 271.696 4.642
202109 3.850 274.310 4.687
202112 4.086 278.802 4.894
202203 4.769 287.504 5.539
202206 4.911 296.311 5.535
202209 4.856 296.808 5.464
202212 4.672 296.797 5.257
202303 4.849 301.836 5.365
202306 4.990 305.109 5.462
202309 5.009 307.789 5.435
202312 4.927 306.746 5.364
202403 5.229 312.332 5.591
202406 5.332 314.175 5.668
202409 5.508 315.301 5.834
202412 5.239 315.605 5.544
202503 5.553 319.799 5.799
202506 5.779 322.561 5.983
202509 5.931 324.800 6.098
202512 6.013 324.054 6.197
202603 6.405 330.213 6.478
202606 6.761 333.952 6.761

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Is TransUnion (TRU) Overvalued in 2026?

Based on GuruFocus' analysis, TransUnion stock appears to be undervalued. The current stock price of $83.73 is trading 14.4% below its estimated GF Value™ of $97.78. GuruFocus considers TransUnion to be Modestly Undervalued.

Key valuation signals for TRU:

  • Cyclically Adjusted PS Ratio:
  • GF Value™: $97.78 vs. price of $83.73 (14.4% below fair value)
  • GF Score™: 90/100 with 6 warning signs

No single metric tells the full story. See the TRU stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


TransUnion Business Description

Other Exchanges 1TU:Germany
Address 555 West Adams Street, Chicago, IL, USA, 60661
TransUnion, along with Equifax and Experian, is one of the three leading credit bureaus in the United States, providing the consumer information that is the basis for granting credit. The company also provides fraud detection, marketing, and analytical services. TransUnion operates in over 30 countries. About 20%-25% of its revenue comes from international markets.
90GF Score

Get the complete analysis for TRU

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$83.73
Price
$97.78
GF Value