Global United Insurance (XPAE:GUI) Cyclically Adjusted FCF per Share: $0.00 (As of Mar. 2026)


XPAE:GUI Global United Insurance XPAE:GUI
45 GF Score
Price $1.58
GF Value $1.69
Valuation Fairly Valued
! 3 Warning Signs
View Full Analysis

What is Global United Insurance Cyclically Adjusted FCF per Share?

Global United Insurance XPAE:GUI +4.64% 45 Cyclically Adjusted FCF per Share is $0.00 as of Mar. 2026. GuruFocus rates XPAE:GUI with a GF Score™ of 45/100 and a GF Value™ of $1.69 (Fairly Valued). The stock has 3 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

Global United Insurance's adjusted free cash flow per share for the three months ended in Mar. 2026 was $-0.131. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is $0.00 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Global United Insurance's average Cyclically Adjusted FCF Growth Rate was -100.00% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

As of today (2026-06-30), Global United Insurance's current stock price is $1.58. Global United Insurance's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2026 was $0.00. Global United Insurance's Cyclically Adjusted Price-to-FCF of today is .

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Global United Insurance was 473.29. The lowest was 28.89. And the median was 41.16.


Global United Insurance  (XPAE:GUI) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Global United Insurance was 473.29. The lowest was 28.89. And the median was 41.16.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


Global United Insurance Cyclically Adjusted FCF per Share Related Terms


Global United Insurance Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for Global United Insurance's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Global United Insurance Cyclically Adjusted FCF per Share Chart

Global United Insurance Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 -0.01 0.00 0.05 0.03

Global United Insurance Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.05 0.05 0.05 0.03 0.00

XPAE:GUI vs BRK.A, AIG, HIG: Cyclically Adjusted FCF per Share Comparison

For the Insurance - Diversified subindustry, Global United Insurance's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Global United Insurance Cyclically Adjusted Price-to-FCF vs Insurance Industry

For the Insurance industry and Financial Services sector, Global United Insurance's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Global United Insurance's Cyclically Adjusted Price-to-FCF falls into.


XPAE:GUI
45GF Score
Global United Insurance XPAE:GUI
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Global United Insurance Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Global United Insurance's adjusted Free Cash Flow per Share data for the three months ended in Mar. 2026 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=-0.131/330.2130*330.2130
=-0.131

Current CPI (Mar. 2026) = 330.2130.

Global United Insurance Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201606 -0.242 241.018 -0.332
201609 0.113 241.428 0.155
201612 0.048 241.432 0.066
201703 -0.187 243.801 -0.253
201706 0.142 244.955 0.191
201709 0.124 246.819 0.166
201712 0.129 246.524 0.173
201803 -0.095 249.554 -0.126
201806 0.055 251.989 0.072
201809 0.384 252.439 0.502
201812 -0.081 251.233 -0.106
201903 -0.087 254.202 -0.113
201906 -0.067 256.143 -0.086
201909 -0.013 256.759 -0.017
201912 0.047 256.974 0.060
202003 -0.123 258.115 -0.157
202006 0.098 257.797 0.126
202009 0.070 260.280 0.089
202012 -0.507 260.474 -0.643
202103 -0.071 264.877 -0.089
202106 0.089 271.696 0.108
202109 0.163 274.310 0.196
202112 0.130 278.802 0.154
202203 -0.151 287.504 -0.173
202206 0.183 296.311 0.204
202209 -0.018 296.808 -0.020
202212 -0.011 296.797 -0.012
202303 -0.006 301.836 -0.007
202306 0.044 305.109 0.048
202309 0.013 307.789 0.014
202312 0.062 306.746 0.067
202403 -0.154 312.332 -0.163
202406 0.059 314.175 0.062
202409 -0.010 315.301 -0.010
202412 0.252 315.605 0.264
202503 -0.070 319.799 -0.072
202506 0.002 322.561 0.002
202509 0.013 324.800 0.013
202512 -0.185 324.054 -0.189
202603 -0.131 330.213 -0.131

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of $0.00 mean?
Global United Insurance (XPAE:GUI) has a Cyclically Adjusted FCF per Share of $0.00 as of Mar. 2026. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Global United Insurance and its competitors.
Is Global United Insurance's Cyclically Adjusted FCF per Share too high?
Global United Insurance's current Cyclically Adjusted FCF per Share is $0.00. Overall, Global United Insurance has a GF Score™ of 45/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Global United Insurance's Cyclically Adjusted FCF per Share compare to BRK.A and AIG?
Global United Insurance's Cyclically Adjusted FCF per Share of $0.00 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for an Insurance company?
A good Cyclically Adjusted FCF per Share depends on the Insurance industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Global United Insurance and its competitors. Global United Insurance's current Cyclically Adjusted FCF per Share is $0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Global United Insurance stock overvalued right now?
Based on GuruFocus' analysis, Global United Insurance (XPAE:GUI) is currently considered Fairly Valued. The stock's GF Value™ is $1.69, compared to a current price of $1.58 — trading 6.5% below its estimated fair value. The current Cyclically Adjusted FCF per Share is $0.00. Global United Insurance's overall GF Score™ is 45/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For Global United Insurance (XPAE:GUI), the current Cyclically Adjusted FCF per Share is $0.00 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Global United Insurance (XPAE:GUI) Overvalued in 2026?

Based on GuruFocus' analysis, Global United Insurance stock appears to be undervalued. The current stock price of $1.58 is trading 6.5% below its estimated GF Value™ of $1.69. GuruFocus considers Global United Insurance to be Fairly Valued.

Key valuation signals for XPAE:GUI:

  • Cyclically Adjusted FCF per Share: $0.00
  • GF Value™: $1.69 vs. price of $1.58 (6.5% below fair value)
  • GF Score™: 45/100 with 3 warning signs

No single metric tells the full story. See the XPAE:GUI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Global United Insurance Business Description

Address Al-Bireh, Nablus Street, United Global Insurance Building, Ramallah, PSE
Global United Insurance is engaged in insurance, reinsurance, insurance, and compensation business. It offers personal accident insurance, fire insurance, marine insurance, Life Insurance, Motor insurance, engineering insurance, and Other general insurance, and the majority of the revenue comes from Motor Insurance.
45GF Score

Get the complete analysis for XPAE:GUI

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.58
Price
$1.69
GF Value