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Some businesses have very light assets, such as software companies or insurance agencies. The Price-to-Book Ratio does not work well for these companies. Some companies even have negative equity, so the Price-to-Book Ratio cannot be applied to them.
Global United Insurance Price-to-Tangible-Book Related Terms
Global United Insurance Price-to-Tangible-Book Historical Data
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The historical data trend for Global United Insurance's Price-to-Tangible-Book can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Global United Insurance Price-to-Tangible-Book Chart
XPAE:GUI vs BRK.A, AIG, HIG: Price-to-Tangible-Book Comparison
For the Insurance - Diversified subindustry, Global United Insurance's Price-to-Tangible-Book, along with its competitors' market caps and Price-to-Tangible-Book data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Global United Insurance Price-to-Tangible-Book vs Insurance Industry
For the Insurance industry and Financial Services sector, Global United Insurance's Price-to-Tangible-Book distribution charts can be found below:
* The bar in red indicates where Global United Insurance's Price-to-Tangible-Book falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called PB Ratio. The difference between Price-to-Tangible-Book Ratio and PB Ratio is that book value other than intangibles are used in the calculation.
Global United Insurance (XPAE:GUI) has a Price-to-Tangible-Book of 0.80 as of Sep. 03, 2026. Price-to-tangible-book ratio is the ratio of share price to a company's tangible book value per share. View historical data on Global United Insurance and its competitors. According to the industry distribution chart, Global United Insurance ranks #94 out of 468 companies in the Insurance industry, placing it in the top 20.1%.
Is Global United Insurance's Price-to-Tangible-Book too high?
Global United Insurance's current Price-to-Tangible-Book is 0.80. The Insurance industry median Price-to-Tangible-Book is 1.52. Global United Insurance's value of 0.80 is 47.4% below this industry median. Based on the distribution chart, Global United Insurance ranks #94 out of 468 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Global United Insurance has a GF Score™ of 60/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Global United Insurance's Price-to-Tangible-Book compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Global United Insurance ranks #94 out of 468 companies for Price-to-Tangible-Book. This places Global United Insurance in the top 20% of its industry — outperforming the majority of peers. The industry median Price-to-Tangible-Book is 1.52. Global United Insurance's value of 0.80 is 47.4% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Price-to-Tangible-Book for an Insurance company?
The median Price-to-Tangible-Book among Insurance companies is 1.52, based on 468 companies in the industry. Companies in the top quartile (top 25%) have a Price-to-Tangible-Book significantly above this median, while those in the bottom quartile fall well below. However, Price-to-Tangible-Book should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Global United Insurance's current Price-to-Tangible-Book of 0.80 is 47.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Price-to-Tangible-Book mean?
A high Price-to-Tangible-Book can signal that a stock is expensive relative to its fundamentals. Price-to-tangible-book ratio is the ratio of share price to a company's tangible book value per share. View historical data on Global United Insurance and its competitors. For the Insurance industry, the median Price-to-Tangible-Book is 1.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Global United Insurance's current Price-to-Tangible-Book is 0.80. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Global United Insurance stock overvalued right now?
Based on GuruFocus' analysis, Global United Insurance (XPAE:GUI) is currently considered Modestly Undervalued. The stock's GF Value™ is $1.68, compared to a current price of $1.40 — trading 16.7% below its estimated fair value. The current Price-to-Tangible-Book is 0.80 and 47.4% below the Insurance industry median of 1.52. Global United Insurance's overall GF Score™ is 60/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Price-to-Tangible-Book calculated?
Price-to-Tangible-Book is calculated from a company's financial statements. For Global United Insurance (XPAE:GUI), the current Price-to-Tangible-Book is 0.80 as of Sep. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Global United Insurance (XPAE:GUI) Overvalued in 2026?
Based on GuruFocus' analysis, Global United Insurance stock appears to be undervalued.
The current stock price of $1.40 is trading 16.7% below its estimated GF Value™ of $1.68.
GuruFocus considers Global United Insurance to be Modestly Undervalued.
Key valuation signals for XPAE:GUI:
Price-to-Tangible-Book: 0.80
GF Value™: $1.68 vs. price of $1.40 (16.7% below fair value)
Industry Position: 47.4% below the Insurance median (#94 of 468)
No single metric tells the full story. See the XPAE:GUI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Global United Insurance is engaged in insurance, reinsurance, insurance, and compensation business. It offers personal accident insurance, fire insurance, marine insurance, Life Insurance, Motor insurance, engineering insurance, and Other general insurance, and the majority of the revenue comes from Motor Insurance.
60GF Score
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