Global United Insurance (XPAE:GUI) E10: $0.98 (As of Mar. 2026)


XPAE:GUI Global United Insurance XPAE:GUI
45 GF Score
Price $1.51
GF Value $1.69
Valuation Modestly Undervalued
! 3 Warning Signs
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What is Global United Insurance E10?

Global United Insurance XPAE:GUI -4.43% 45 E10 is $0.98 as of Mar. 2026. GuruFocus rates XPAE:GUI with a GF Score™ of 45/100 and a GF Value™ of $1.69 (Modestly Undervalued). The stock has 3 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Global United Insurance's adjusted earnings per share data for the three months ended in Mar. 2026 was $0.027. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is $0.98 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Global United Insurance's average E10 Growth Rate was 180.00% per year. During the past 3 years, the average E10 Growth Rate was 90.00% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Global United Insurance was 90.00% per year. The lowest was 90.00% per year. And the median was 90.00% per year.

As of today (2026-06-24), Global United Insurance's current stock price is $1.51. Global United Insurance's E10 for the quarter that ended in Mar. 2026 was $0.98. Global United Insurance's Shiller PE Ratio of today is 1.54.

During the past 13 years, the highest Shiller PE Ratio of Global United Insurance was 12.78. The lowest was 1.52. And the median was 5.04.


Global United Insurance  (XPAE:GUI) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Global United Insurance's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=1.51/0.98
=1.54

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Global United Insurance was 12.78. The lowest was 1.52. And the median was 5.04.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Global United Insurance E10 Related Terms


Global United Insurance E10 Historical Data

* Premium members only.

The historical data trend for Global United Insurance's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Global United Insurance E10 Chart

Global United Insurance Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.14 0.15 0.34 0.96

Global United Insurance Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.35 0.94 0.97 0.96 0.98

XPAE:GUI vs BRK.A, AIG, HIG: E10 Comparison

For the Insurance - Diversified subindustry, Global United Insurance's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Global United Insurance Shiller PE Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Global United Insurance's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Global United Insurance's Shiller PE Ratio falls into.


XPAE:GUI
45GF Score
Global United Insurance XPAE:GUI
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Global United Insurance E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Global United Insurance's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.027/330.2130*330.2130
=0.027

Current CPI (Mar. 2026) = 330.2130.

Global United Insurance Quarterly Data

per share eps CPI Adj_EPS
201606 0.000 241.018 0.000
201609 0.016 241.428 0.022
201612 -0.001 241.432 -0.001
201703 0.059 243.801 0.080
201706 0.005 244.955 0.007
201709 -0.012 246.819 -0.016
201712 0.141 246.524 0.189
201803 0.070 249.554 0.093
201806 0.000 251.989 0.000
201809 0.148 252.439 0.194
201812 -0.016 251.233 -0.021
201903 0.070 254.202 0.091
201906 0.000 256.143 0.000
201909 -0.010 256.759 -0.013
201912 0.007 256.974 0.009
202003 0.051 258.115 0.065
202006 0.023 257.797 0.029
202009 0.044 260.280 0.056
202012 0.044 260.474 0.056
202103 0.042 264.877 0.052
202106 0.026 271.696 0.032
202109 0.028 274.310 0.034
202112 0.133 278.802 0.158
202203 0.040 287.504 0.046
202206 0.007 296.311 0.008
202209 0.006 296.808 0.007
202212 0.019 296.797 0.021
202303 0.037 301.836 0.040
202306 0.027 305.109 0.029
202309 0.002 307.789 0.002
202312 0.057 306.746 0.061
202403 0.029 312.332 0.031
202406 1.684 314.175 1.770
202409 0.055 315.301 0.058
202412 0.035 315.605 0.037
202503 0.040 319.799 0.041
202506 5.437 322.561 5.566
202509 0.202 324.800 0.205
202512 0.012 324.054 0.012
202603 0.027 330.213 0.027

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of $0.98 mean?
Global United Insurance (XPAE:GUI) has a E10 of $0.98 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Global United Insurance and its competitors.
Is Global United Insurance's E10 too high?
Global United Insurance's current E10 is $0.98. Overall, Global United Insurance has a GF Score™ of 45/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Global United Insurance's E10 compare to BRK.A and AIG?
Global United Insurance's E10 of $0.98 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for an Insurance company?
A good E10 depends on the Insurance industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Global United Insurance and its competitors. Global United Insurance's current E10 is $0.98. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Global United Insurance stock overvalued right now?
Based on GuruFocus' analysis, Global United Insurance (XPAE:GUI) is currently considered Modestly Undervalued. The stock's GF Value™ is $1.69, compared to a current price of $1.51 — trading 10.7% below its estimated fair value. The current E10 is $0.98. Global United Insurance's overall GF Score™ is 45/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Global United Insurance (XPAE:GUI), the current E10 is $0.98 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Global United Insurance (XPAE:GUI) Overvalued in 2026?

Based on GuruFocus' analysis, Global United Insurance stock appears to be undervalued. The current stock price of $1.51 is trading 10.7% below its estimated GF Value™ of $1.69. GuruFocus considers Global United Insurance to be Modestly Undervalued.

Key valuation signals for XPAE:GUI:

  • E10: $0.98
  • GF Value™: $1.69 vs. price of $1.51 (10.7% below fair value)
  • GF Score™: 45/100 with 3 warning signs

No single metric tells the full story. See the XPAE:GUI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Global United Insurance Business Description

Address Al-Bireh, Nablus Street, United Global Insurance Building, Ramallah, PSE
Global United Insurance is engaged in insurance, reinsurance, insurance, and compensation business. It offers personal accident insurance, fire insurance, marine insurance, Life Insurance, Motor insurance, engineering insurance, and Other general insurance, and the majority of the revenue comes from Motor Insurance.
45GF Score

Get the complete analysis for XPAE:GUI

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.51
Price
$1.69
GF Value