Global United Insurance (XPAE:GUI) Financial Strength: 0 (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XPAE:GUI Global United Insurance XPAE:GUI
46 GF Score
Price $1.57
GF Value $1.69
Valuation Fairly Valued
! 3 Warning Signs
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What is Global United Insurance Financial Strength?

Global United Insurance has the Financial Strength Rank of 0.

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is rated on a scale of 1 to 10 and is based on these factors:

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.
2. Debt to revenue ratio. The lower, the better.
3. Altman Z-Score.
4. Other debt related ratios.

A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

GuruFocus does not calculate Global United Insurance's interest coverage with the available data. Global United Insurance's debt to revenue ratio for the quarter that ended in Mar. 2026 was 0.15. Altman Z-Score does not apply to banks and insurance companies.

Global United Insurance  (XPAE:GUI) Financial Strength Explanation

The rank is rated on a scale of 1 to 10. A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

Global United Insurance has the Financial Strength Rank of 0.

Global United Insurance Financial Strength Related Terms

XPAE:GUI
46GF Score
Global United Insurance XPAE:GUI
Financial Strength is just one metric. See GF Score™, valuation, warning signs, and more.
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Global United Insurance Financial Strength Calculation

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is based on these factors

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

Global United Insurance's Interest Expense for the months ended in Mar. 2026 was $0.00 Mil. Its Operating Income for the months ended in Mar. 2026 was $0.00 Mil. And its Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was $6.13 Mil.

Global United Insurance's Interest Coverage for the quarter that ended in Mar. 2026 is

GuruFocus does not calculate Global United Insurance's interest coverage with the available data.

The higher the ratio, the stronger the company's financial strength is.

2. Debt to revenue ratio. The lower, the better.

Global United Insurance's Debt to Revenue Ratio for the quarter that ended in Mar. 2026 is

Debt to Revenue Ratio=Total Debt (Q: Mar. 2026 ) / Revenue
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Revenue
=(2.77 + 6.125) / 61.328
=0.15

3. Altman Z-Score.

Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

The zones of discrimination were as such:

When Z-Score is less than 1.81, it is in Distress Zones.
When Z-Score is greater than 2.99, it is in Safe Zones.
When Z-Score is between 1.81 and 2.99, it is in Grey Zones.

Altman Z-Score does not apply to banks and insurance companies.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Is Global United Insurance (XPAE:GUI) Overvalued in 2026?

Based on GuruFocus' analysis, Global United Insurance stock appears to be undervalued. The current stock price of $1.57 is trading 7.1% below its estimated GF Value™ of $1.69. GuruFocus considers Global United Insurance to be Fairly Valued.

Key valuation signals for XPAE:GUI:

  • Financial Strength: 0
  • GF Value™: $1.69 vs. price of $1.57 (7.1% below fair value)
  • GF Score™: 46/100 with 3 warning signs

No single metric tells the full story. See the XPAE:GUI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Global United Insurance Business Description

Address Al-Bireh, Nablus Street, United Global Insurance Building, Ramallah, PSE
Global United Insurance is engaged in insurance, reinsurance, insurance, and compensation business. It offers personal accident insurance, fire insurance, marine insurance, Life Insurance, Motor insurance, engineering insurance, and Other general insurance, and the majority of the revenue comes from Motor Insurance.
46GF Score

Get the complete analysis for XPAE:GUI

Financial Strength is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.57
Price
$1.69
GF Value