Global United Insurance (XPAE:GUI) Debt-to-EBITDA : N/A (As of Mar. 2026)


XPAE:GUI Global United Insurance XPAE:GUI
43 GF Score
Price $1.65
GF Value $1.69
Valuation Fairly Valued
! 3 Warning Signs
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What is Global United Insurance Debt-to-EBITDA?

Debt-to-EBITDA measures a company's ability to pay off its debt.

Global United Insurance's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was $2.77 Mil. Global United Insurance's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was $6.13 Mil. Global United Insurance's annualized EBITDA for the quarter that ended in Mar. 2026 was $0.00 Mil.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Global United Insurance's Debt-to-EBITDA or its related term are showing as below:

During the past 13 years, the highest Debt-to-EBITDA Ratio of Global United Insurance was 1.66. The lowest was 0.08. And the median was 0.64.

XPAE:GUI's Debt-to-EBITDA is not ranked *
in the Insurance industry.
Industry Median: 1.17
* Ranked among companies with meaningful Debt-to-EBITDA only.

Global United Insurance  (XPAE:GUI) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Global United Insurance Debt-to-EBITDA Related Terms


Global United Insurance Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Global United Insurance's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Global United Insurance Debt-to-EBITDA Chart

Global United Insurance Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.64 0.51 N/A N/A N/A

Global United Insurance Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only N/A N/A N/A N/A N/A

XPAE:GUI vs BRK.A, AIG, HIG: Debt-to-EBITDA Comparison

For the Insurance - Diversified subindustry, Global United Insurance's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Global United Insurance Debt-to-EBITDA vs Insurance Industry

For the Insurance industry and Financial Services sector, Global United Insurance's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Global United Insurance's Debt-to-EBITDA falls into.


XPAE:GUI
43GF Score
Global United Insurance XPAE:GUI
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Global United Insurance Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Global United Insurance's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(7.268 + 0.47) / N/A
=N/A

Global United Insurance's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(2.77 + 6.125) / 0
=N/A

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.

Is Global United Insurance (XPAE:GUI) Overvalued in 2026?

Based on GuruFocus' analysis, Global United Insurance stock appears to be undervalued. The current stock price of $1.65 is trading 2.4% below its estimated GF Value™ of $1.69. GuruFocus considers Global United Insurance to be Fairly Valued.

Key valuation signals for XPAE:GUI:

  • Debt-to-EBITDA: N/A
  • GF Value™: $1.69 vs. price of $1.65 (2.4% below fair value)
  • GF Score™: 43/100 with 3 warning signs

No single metric tells the full story. See the XPAE:GUI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Global United Insurance Business Description

Address Al-Bireh, Nablus Street, United Global Insurance Building, Ramallah, PSE
Global United Insurance is engaged in insurance, reinsurance, insurance, and compensation business. It offers personal accident insurance, fire insurance, marine insurance, Life Insurance, Motor insurance, engineering insurance, and Other general insurance, and the majority of the revenue comes from Motor Insurance.
43GF Score

Get the complete analysis for XPAE:GUI

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.65
Price
$1.69
GF Value