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Global United Insurance (XPAE:GUI) Cyclically Adjusted Book per Share : $1.88 (As of Dec. 2024)


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What is Global United Insurance Cyclically Adjusted Book per Share?

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Global United Insurance's adjusted book value per share for the three months ended in Dec. 2024 was $1.978. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is $1.88 for the trailing ten years ended in Dec. 2024.

During the past 12 months, Global United Insurance's average Cyclically Adjusted Book Growth Rate was 5.00% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

As of today (2025-05-27), Global United Insurance's current stock price is $1.71. Global United Insurance's Cyclically Adjusted Book per Share for the quarter that ended in Dec. 2024 was $1.88. Global United Insurance's Cyclically Adjusted PB Ratio of today is 0.91.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Global United Insurance was 1.35. The lowest was 0.90. And the median was 1.20.


Global United Insurance Cyclically Adjusted Book per Share Historical Data

The historical data trend for Global United Insurance's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Global United Insurance Cyclically Adjusted Book per Share Chart

Global United Insurance Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only - - 1.68 1.79 1.88

Global United Insurance Quarterly Data
Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.79 1.83 1.84 1.86 1.88

Competitive Comparison of Global United Insurance's Cyclically Adjusted Book per Share

For the Insurance - Diversified subindustry, Global United Insurance's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Global United Insurance's Cyclically Adjusted PB Ratio Distribution in the Insurance Industry

For the Insurance industry and Financial Services sector, Global United Insurance's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Global United Insurance's Cyclically Adjusted PB Ratio falls into.


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Global United Insurance Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Global United Insurance's adjusted Book Value per Share data for the three months ended in Dec. 2024 was:

Adj_Book= Book Value per Share /CPI of Dec. 2024 (Change)*Current CPI (Dec. 2024)
=1.978/133.1571*133.1571
=1.978

Current CPI (Dec. 2024) = 133.1571.

Global United Insurance Quarterly Data

Book Value per Share CPI Adj_Book
201503 0.975 99.621 1.303
201506 0.946 100.684 1.251
201509 0.956 100.392 1.268
201512 1.221 99.792 1.629
201603 1.257 100.470 1.666
201606 1.225 101.688 1.604
201609 1.246 101.861 1.629
201612 1.244 101.863 1.626
201703 1.329 102.862 1.720
201706 1.261 103.349 1.625
201709 1.246 104.136 1.593
201712 1.494 104.011 1.913
201803 1.582 105.290 2.001
201806 1.475 106.317 1.847
201809 1.660 106.507 2.075
201812 1.662 105.998 2.088
201903 1.752 107.251 2.175
201906 1.645 108.070 2.027
201909 1.632 108.329 2.006
201912 1.652 108.420 2.029
202003 1.724 108.902 2.108
202006 1.750 108.767 2.142
202009 1.806 109.815 2.190
202012 1.869 109.897 2.265
202103 1.711 111.754 2.039
202106 1.656 114.631 1.924
202109 1.690 115.734 1.944
202112 1.864 117.630 2.110
202203 1.834 121.301 2.013
202206 1.859 125.017 1.980
202209 1.885 125.227 2.004
202212 1.860 125.222 1.978
202303 1.906 127.348 1.993
202306 1.849 128.729 1.913
202309 1.853 129.860 1.900
202312 1.924 129.419 1.980
202403 1.957 131.776 1.978
202406 1.915 132.554 1.924
202409 1.922 133.029 1.924
202412 1.978 133.157 1.978

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.


Global United Insurance  (XPAE:GUI) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Global United Insurance's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=1.71/1.88
=0.91

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Global United Insurance was 1.35. The lowest was 0.90. And the median was 1.20.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Global United Insurance Cyclically Adjusted Book per Share Related Terms

Thank you for viewing the detailed overview of Global United Insurance's Cyclically Adjusted Book per Share provided by GuruFocus.com. Please click on the following links to see related term pages.


Global United Insurance Business Description

Traded in Other Exchanges
N/A
Address
Al-Bireh, Nablus Street, United International Insurance Building, Ramallah, PSE
Global United Insurance is engaged in insurance, reinsurance, insurance, and compensation business. It offers personal accident insurance, fire insurance, marine insurance, Life Insurance, Motor insurance, engineering insurance, and Other general insurance, and the majority of the revenue comes from Motor Insurance.

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