Temenos AG (XSWX:TEMN) Cyclically Adjusted FCF per Share: CHF3.57 (As of Mar. 2026)

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XSWX:TEMN Temenos AG XSWX:TEMN
79 GF Score
Price CHF69.20
GF Value CHF71.45
Valuation Fairly Valued
! 2 Warning Signs
View Full Analysis

What is Temenos AG Cyclically Adjusted FCF per Share?

Temenos AG XSWX:TEMN -1.42% 79 Cyclically Adjusted FCF per Share is CHF3.57 as of Mar. 2026. GuruFocus rates XSWX:TEMN with a GF Score™ of 79/100 and a GF Value™ of CHF71.45 (Fairly Valued). The stock has 2 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

Temenos AG's adjusted free cash flow per share for the three months ended in Mar. 2026 was CHF0.724. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is CHF3.57 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Temenos AG's average Cyclically Adjusted FCF Growth Rate was 2.60% per year. During the past 3 years, the average Cyclically Adjusted FCF Growth Rate was 5.00% per year. During the past 5 years, the average Cyclically Adjusted FCF Growth Rate was 9.40% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted FCF Growth Rate of Temenos AG was 14.40% per year. The lowest was -8.70% per year. And the median was 1.90% per year.

As of today (2026-07-15), Temenos AG's current stock price is CHF69.20. Temenos AG's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2026 was CHF3.57. Temenos AG's Cyclically Adjusted Price-to-FCF of today is 19.38.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Temenos AG was 79.12. The lowest was 16.27. And the median was 34.23.


Temenos AG  (XSWX:TEMN) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

Temenos AG's Cyclically Adjusted Price-to-FCF of today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/Cyclically Adjusted FCF per Share
=69.20/3.57
=19.38

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Temenos AG was 79.12. The lowest was 16.27. And the median was 34.23.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


Temenos AG Cyclically Adjusted FCF per Share Related Terms


Temenos AG Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for Temenos AG's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Temenos AG Cyclically Adjusted FCF per Share Chart

Temenos AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.72 3.01 3.20 3.38 3.48

Temenos AG Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.48 3.55 3.54 3.48 3.57

XSWX:TEMN vs UBER, SHOP, CRM: Cyclically Adjusted FCF per Share Comparison

For the Software - Application subindustry, Temenos AG's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Temenos AG Cyclically Adjusted Price-to-FCF vs Software Industry

For the Software industry and Technology sector, Temenos AG's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Temenos AG's Cyclically Adjusted Price-to-FCF falls into.


XSWX:TEMN
79GF Score
Temenos AG XSWX:TEMN
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Temenos AG Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Temenos AG's adjusted Free Cash Flow per Share data for the three months ended in Mar. 2026 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.724/108.0600*108.0600
=0.724

Current CPI (Mar. 2026) = 108.0600.

Temenos AG Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201606 0.310 100.088 0.335
201609 0.291 99.604 0.316
201612 1.890 99.380 2.055
201703 0.310 100.040 0.335
201706 0.333 100.285 0.359
201709 0.275 100.254 0.296
201712 2.035 100.213 2.194
201803 0.516 100.836 0.553
201806 0.431 101.435 0.459
201809 0.424 101.246 0.453
201812 2.345 100.906 2.511
201903 0.428 101.571 0.455
201906 0.744 102.044 0.788
201909 0.404 101.396 0.431
201912 2.058 101.063 2.200
202003 0.453 101.048 0.484
202006 0.940 100.743 1.008
202009 0.423 100.585 0.454
202012 1.908 100.241 2.057
202103 0.589 100.800 0.631
202106 1.049 101.352 1.118
202109 0.513 101.533 0.546
202112 2.384 101.776 2.531
202203 0.413 103.205 0.432
202206 0.670 104.783 0.691
202209 0.065 104.835 0.067
202212 1.352 104.666 1.396
202303 0.492 106.245 0.500
202306 0.777 106.576 0.788
202309 0.341 106.570 0.346
202312 1.341 106.461 1.361
202403 0.591 107.355 0.595
202406 0.882 107.991 0.883
202409 0.257 107.468 0.258
202412 1.770 107.128 1.785
202503 0.666 107.722 0.668
202506 0.638 108.075 0.638
202509 0.430 107.710 0.431
202512 1.528 107.200 1.540
202603 0.724 108.060 0.724

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of CHF3.57 mean?
Temenos AG (XSWX:TEMN) has a Cyclically Adjusted FCF per Share of CHF3.57 as of Mar. 2026. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Temenos AG and its competitors.
Is Temenos AG's Cyclically Adjusted FCF per Share too high?
Temenos AG's current Cyclically Adjusted FCF per Share is CHF3.57. Overall, Temenos AG has a GF Score™ of 79/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Temenos AG's Cyclically Adjusted FCF per Share compare to UBER and SHOP?
Temenos AG's Cyclically Adjusted FCF per Share of CHF3.57 can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for a Software company?
A good Cyclically Adjusted FCF per Share depends on the Software industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Temenos AG and its competitors. Temenos AG's current Cyclically Adjusted FCF per Share is CHF3.57. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Temenos AG stock overvalued right now?
Based on GuruFocus' analysis, Temenos AG (XSWX:TEMN) is currently considered Fairly Valued. The stock's GF Value™ is CHF71.45, compared to a current price of CHF69.20 — trading 3.1% below its estimated fair value. The current Cyclically Adjusted FCF per Share is CHF3.57. Temenos AG's overall GF Score™ is 79/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For Temenos AG (XSWX:TEMN), the current Cyclically Adjusted FCF per Share is CHF3.57 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Temenos AG (XSWX:TEMN) Overvalued in 2026?

Based on GuruFocus' analysis, Temenos AG stock appears to be undervalued. The current stock price of CHF69.20 is trading 3.1% below its estimated GF Value™ of CHF71.45. GuruFocus considers Temenos AG to be Fairly Valued.

Key valuation signals for XSWX:TEMN:

  • Cyclically Adjusted FCF per Share: CHF3.57
  • GF Value™: CHF71.45 vs. price of CHF69.20 (3.1% below fair value)
  • GF Score™: 79/100 with 2 warning signs

No single metric tells the full story. See the XSWX:TEMN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Temenos AG Business Description

Address Esplanade de Pont-Rouge 9C, Geneva, CHE, 1212
Temenos is a Swiss company that provides banking software to financial institutions around the world. Its main product is core banking software that helps banks manage accounts, customer information, transaction processing, loans, security, and financial reporting. Besides core banking software, Temenos offers products for digital banking, payments, wealth management, compliance, and analytics to help banks improve customer experience and meet regulatory requirements.
79GF Score

Get the complete analysis for XSWX:TEMN

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CHF69.20
Price
CHF71.45
GF Value