Temenos AG (XSWX:TEMN) Total Liabilities: CHF1,397.1 Mil (As of Mar. 2026)


XSWX:TEMN Temenos AG XSWX:TEMN
80 GF Score
Price CHF69.60
GF Value CHF71.07
Valuation Fairly Valued
! 2 Warning Signs
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What is Temenos AG Total Liabilities?

Temenos AG XSWX:TEMN -0.36% 80 Total Liabilities is CHF1,397.1 Mil as of Mar. 2026. GuruFocus rates XSWX:TEMN with a GF Score™ of 80/100 and a GF Value™ of CHF71.07 (Fairly Valued). The stock has 2 warning signs investors should review.

Temenos AG's Total Liabilities for the quarter that ended in Mar. 2026 was CHF1,397.1 Mil.

Temenos AG's quarterly Total Liabilities declined from Sep. 2025 (CHF1,444.39 Mil) to Dec. 2025 (CHF1,411.53 Mil) and declined from Dec. 2025 (CHF1,411.53 Mil) to Mar. 2026 (CHF1,397.13 Mil).

Temenos AG's annual Total Liabilities increased from Dec. 2023 (CHF1,422.48 Mil) to Dec. 2024 (CHF1,460.19 Mil) but then declined from Dec. 2024 (CHF1,460.19 Mil) to Dec. 2025 (CHF1,411.53 Mil).

Temenos AG Total Liabilities Historical Data

* Premium members only.

The historical data trend for Temenos AG's Total Liabilities can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Temenos AG Total Liabilities Chart

Temenos AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Liabilities
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1,620.31 1,540.34 1,422.48 1,460.19 1,411.53

Temenos AG Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Total Liabilities Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1,444.46 1,508.39 1,444.39 1,411.53 1,397.13
XSWX:TEMN
80GF Score
Temenos AG XSWX:TEMN
Total Liabilities is just one metric. See GF Score™, valuation, warning signs, and more.
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Temenos AG Total Liabilities Calculation

Total Liabilities are the liabilities that the company has to pay others. It is a part of the balance sheet of a company that shareholders do not own, and would be obligated to pay back if the company liquidated.

Temenos AG's Total Liabilities for the fiscal year that ended in Dec. 2025 is calculated as

Total Liabilities=Total Current Liabilities+Total Noncurrent Liabilities
=Total Current Liabilities+(Long-Term Debt & Capital Lease Obligation+Other Long-Term Liabilities
=677.673+(631.212+87.119
+NonCurrent Deferred Liabilities+PensionAndRetirementBenefit+NonCurrent Deferred Income Tax)
+0+15.527+0)
=1,411.5

Total Liabilities=Total Assets (A: Dec. 2025 )-Total Equity (A: Dec. 2025 )
=1792.43-380.898
=1,411.5

Temenos AG's Total Liabilities for the quarter that ended in Mar. 2026 is calculated as

Total Liabilities=Total Current Liabilities+Total Noncurrent Liabilities
=Total Current Liabilities+(Long-Term Debt & Capital Lease Obligation+Other Long-Term Liabilities
=700.251+(599.445+69.292
+NonCurrent Deferred Liabilities+PensionAndRetirementBenefit+NonCurrent Deferred Income Tax)
+0+15.918+0)
=1,397.1

Total Liabilities=Total Assets (Q: Mar. 2026 )-Total Equity (Q: Mar. 2026 )
=1723.875-326.747
=1,397.1

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Liabilities →
What does a Total Liabilities of CHF1,397.1 Mil mean?
Temenos AG (XSWX:TEMN) has a Total Liabilities of CHF1,397.1 Mil as of Mar. 2026. The total amount of liabilities as recorded on a company's balance sheet. View historical data for Temenos AG and its competitors.
Is Temenos AG's Total Liabilities too high?
Temenos AG's current Total Liabilities is CHF1,397.1 Mil. Overall, Temenos AG has a GF Score™ of 80/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Temenos AG's Total Liabilities compare to UBER and SHOP?
Temenos AG's Total Liabilities of CHF1,397.1 Mil can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Liabilities for a Software company?
A good Total Liabilities depends on the Software industry context. However, Total Liabilities should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Liabilities mean?
A high Total Liabilities can signal that a stock is expensive relative to its fundamentals. The total amount of liabilities as recorded on a company's balance sheet. View historical data for Temenos AG and its competitors. Temenos AG's current Total Liabilities is CHF1,397.1 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Temenos AG stock overvalued right now?
Based on GuruFocus' analysis, Temenos AG (XSWX:TEMN) is currently considered Fairly Valued. The stock's GF Value™ is CHF71.07, compared to a current price of CHF69.60 — trading 2.1% below its estimated fair value. The current Total Liabilities is CHF1,397.1 Mil. Temenos AG's overall GF Score™ is 80/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Liabilities calculated?
Total Liabilities is calculated from a company's financial statements. For Temenos AG (XSWX:TEMN), the current Total Liabilities is CHF1,397.1 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Temenos AG (XSWX:TEMN) Overvalued in 2026?

Based on GuruFocus' analysis, Temenos AG stock appears to be undervalued. The current stock price of CHF69.60 is trading 2.1% below its estimated GF Value™ of CHF71.07. GuruFocus considers Temenos AG to be Fairly Valued.

Key valuation signals for XSWX:TEMN:

  • Total Liabilities: CHF1,397.1 Mil
  • GF Value™: CHF71.07 vs. price of CHF69.60 (2.1% below fair value)
  • GF Score™: 80/100 with 2 warning signs

No single metric tells the full story. See the XSWX:TEMN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Temenos AG Business Description

Address Esplanade de Pont-Rouge 9C, Geneva, CHE, 1212
Temenos is a Swiss company that provides banking software to financial institutions around the world. Its main product is core banking software that helps banks manage accounts, customer information, transaction processing, loans, security, and financial reporting. Besides core banking software, Temenos offers products for digital banking, payments, wealth management, compliance, and analytics to help banks improve customer experience and meet regulatory requirements.
80GF Score

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Total Liabilities is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CHF69.60
Price
CHF71.07
GF Value