Temenos AG (XSWX:TEMN) Interest Expense: CHF-12.9 Mil (TTM As of Mar. 2026)


XSWX:TEMN Temenos AG XSWX:TEMN
80 GF Score
Price CHF69.85
GF Value CHF70.78
Valuation Fairly Valued
! 2 Warning Signs
View Full Analysis

What is Temenos AG Interest Expense?

Temenos AG XSWX:TEMN +1.23% 80 Interest Expense is CHF-12.9 Mil as of Mar. 2026. GuruFocus rates XSWX:TEMN with a GF Score™ of 80/100 and a GF Value™ of CHF70.78 (Fairly Valued). The stock has 2 warning signs investors should review.

Interest Expense is the amount reported by a company or individual as an expense for borrowed money. Temenos AG's interest expense for the three months ended in Mar. 2026 was CHF -2.5 Mil. Its interest expense for the trailing twelve months (TTM) ended in Mar. 2026 was CHF-12.9 Mil.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income(EBIT) by its Interest Expense. Temenos AG's Operating Income for the three months ended in Mar. 2026 was CHF 44.6 Mil. Temenos AG's Interest Expense for the three months ended in Mar. 2026 was CHF -2.5 Mil. Temenos AG's Interest Coverage for the quarter that ended in Mar. 2026 was 17.78. The higher the ratio, the stronger the company's financial strength is. Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Temenos AG  (XSWX:TEMN) Interest Expense Explanation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense. The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Temenos AG's Interest Expense for the three months ended in Mar. 2026 was CHF-2.5 Mil. Its Operating Income for the three months ended in Mar. 2026 was CHF44.6 Mil. And its Long-Term Debt & Capital Lease Obligation for the three months ended in Mar. 2026 was CHF599.4 Mil.

Temenos AG's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*44.584/-2.508
=17.78

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's financial strength is.

Temenos AG Interest Expense Historical Data

* Premium members only.

The historical data trend for Temenos AG's Interest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Temenos AG Interest Expense Chart

Temenos AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only -19.81 -20.30 -21.90 -17.97 -11.55

Temenos AG Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -1.55 -11.44 -1.04 2.09 -2.51
XSWX:TEMN
80GF Score
Temenos AG XSWX:TEMN
Interest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Temenos AG Interest Expense Calculation

Interest Expense is the amount reported by a company or individual as an expense for borrowed money.

Interest Expense for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was CHF-12.9 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Interest Expense →
What does a Interest Expense of CHF-12.9 Mil mean?
Temenos AG (XSWX:TEMN) has a Interest Expense of CHF-12.9 Mil as of Mar. 2026. Interest Expense is the amount a company pays on its long-term debt. View historical data on Temenos AG and its competitors.
Is Temenos AG's Interest Expense too high?
Temenos AG's current Interest Expense is CHF-12.9 Mil. Overall, Temenos AG has a GF Score™ of 80/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Temenos AG's Interest Expense compare to UBER and SHOP?
Temenos AG's Interest Expense of CHF-12.9 Mil can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Expense for a Software company?
A good Interest Expense depends on the Software industry context. However, Interest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Expense mean?
A high Interest Expense can signal that a stock is expensive relative to its fundamentals. Interest Expense is the amount a company pays on its long-term debt. View historical data on Temenos AG and its competitors. Temenos AG's current Interest Expense is CHF-12.9 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Temenos AG stock overvalued right now?
Based on GuruFocus' analysis, Temenos AG (XSWX:TEMN) is currently considered Fairly Valued. The stock's GF Value™ is CHF70.78, compared to a current price of CHF69.85 — trading 1.3% below its estimated fair value. The current Interest Expense is CHF-12.9 Mil. Temenos AG's overall GF Score™ is 80/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Expense calculated?
Interest Expense is calculated from a company's financial statements. For Temenos AG (XSWX:TEMN), the current Interest Expense is CHF-12.9 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Temenos AG (XSWX:TEMN) Overvalued in 2026?

Based on GuruFocus' analysis, Temenos AG stock appears to be undervalued. The current stock price of CHF69.85 is trading 1.3% below its estimated GF Value™ of CHF70.78. GuruFocus considers Temenos AG to be Fairly Valued.

Key valuation signals for XSWX:TEMN:

  • Interest Expense: CHF-12.9 Mil
  • GF Value™: CHF70.78 vs. price of CHF69.85 (1.3% below fair value)
  • GF Score™: 80/100 with 2 warning signs

No single metric tells the full story. See the XSWX:TEMN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Temenos AG Business Description

Address Esplanade de Pont-Rouge 9C, Geneva, CHE, 1212
Temenos is a Swiss company that provides banking software to financial institutions around the world. Its main product is core banking software that helps banks manage accounts, customer information, transaction processing, loans, security, and financial reporting. Besides core banking software, Temenos offers products for digital banking, payments, wealth management, compliance, and analytics to help banks improve customer experience and meet regulatory requirements.
80GF Score

Get the complete analysis for XSWX:TEMN

Interest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CHF69.85
Price
CHF70.78
GF Value