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Temenos AGXSWX:TEMN +0.20%81 EV-to-OCF is 18.10 as of Aug. 18, 2026, which is 19% below its 10-year median of 22.33. GuruFocus rates XSWX:TEMN with a GF Score™ of 81/100 and a GF Value™ of CHF70.34 (Fairly Valued). The stock has 4 warning signs investors should review. Among 2,878 Software companies, Temenos AG ranks worse than 74.53% on this metric.
EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, Temenos AG's Enterprise Value is CHF5,641.9 Mil.
Temenos AG's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 was CHF311.6 Mil. Therefore, Temenos AG's EV-to-OCF for today is 18.10.
The historical rank and industry rank for Temenos AG's EV-to-OCF or its related term are showing as below:
XSWX:TEMN'
s EV-to-OCF Range Over the Past 10 Years
Min: 12 Med: 22.33 Max: 42.82
Current: 18.07
During the past 13 years, the highest EV-to-OCF of Temenos AG was 42.82. The lowest was 12.00. And the median was 22.33.
XSWX:TEMN's EV-to-OCF is ranked worse than 74.53% of 2878
companies
in the Software industry
Industry Median: 7.08
vs XSWX:TEMN: 18.07
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Temenos AG's share price for today is CHF74.75.
Temenos AG's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was CHF2.267.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Temenos AG EV-to-OCF Related Terms
Temenos AG EV-to-OCF Historical Data
* Premium members only.
The historical data trend for Temenos AG's EV-to-OCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Software - Application subindustry, Temenos AG's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Temenos AG EV-to-OCF vs Software Industry
For the Software industry and Technology sector, Temenos AG's EV-to-OCF distribution charts can be found below:
* The bar in red indicates where Temenos AG's EV-to-OCF falls into.
Temenos AG's current Enterprise Value is CHF5,641.9 Mil.
Temenos AG's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was CHF311.6 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Temenos AG (XSWX:TEMN) has a EV-to-OCF of 18.10 as of Aug. 18, 2026. This is 19% below median its historical median of 22.33. Over the past decade, Temenos AG's EV-to-OCF has ranged from 12.00 to 42.82. According to the industry distribution chart, Temenos AG ranks #2145 out of 2878 companies in the Software industry, placing it in the top 74.5%.
Is Temenos AG's EV-to-OCF too high?
Temenos AG's current EV-to-OCF of 18.10 is 19% below median its 10-year median of 22.33. Over the past 10 years, this metric has ranged from a low of 12.00 to a high of 42.82. The Software industry median EV-to-OCF is 7.08. Temenos AG's value of 18.10 is 155.6% above this industry median. Based on the distribution chart, Temenos AG ranks #2145 out of 2878 companies in the Software industry, which is below the industry midpoint. Overall, Temenos AG has a GF Score™ of 81/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Temenos AG's EV-to-OCF compare to QH and SHOP?
According to the Software industry distribution chart, Temenos AG ranks #2145 out of 2878 companies for EV-to-OCF. This places Temenos AG in the lower half of its industry. The industry median EV-to-OCF is 7.08. Temenos AG's value of 18.10 is 155.6% above this benchmark. Historically, Temenos AG's own EV-to-OCF has ranged from 12.00 to 42.82 over the past decade. While the company's 10-year median is 22.33 vs. the industry median of 7.08, Temenos AG has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for a Software company?
The median EV-to-OCF among Software companies is 7.08, based on 2,878 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Temenos AG's current EV-to-OCF of 18.10 is 155.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Software industry, the median EV-to-OCF is 7.08 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Temenos AG's current EV-to-OCF is 18.10, which is 19% below median its own 10-year median of 22.33. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Temenos AG stock overvalued right now?
Based on GuruFocus' analysis, Temenos AG (XSWX:TEMN) is currently considered Fairly Valued. The stock's GF Value™ is CHF70.34, compared to a current price of CHF74.75 — trading 6.3% above its estimated fair value. The current EV-to-OCF is 18.10, which is 19% below median its 10-year median of 22.33 and 155.6% above the Software industry median of 7.08. Temenos AG's overall GF Score™ is 81/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For Temenos AG (XSWX:TEMN), the current EV-to-OCF is 18.10 as of Aug. 18, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Temenos AG (XSWX:TEMN) Overvalued in 2026?
Based on GuruFocus' analysis, Temenos AG stock appears to be overvalued.
The current stock price of CHF74.75 is trading 6.3% above its estimated GF Value™ of CHF70.34.
GuruFocus considers Temenos AG to be Fairly Valued.
Key valuation signals for XSWX:TEMN:
EV-to-OCF: 18.10 (19% below median its 10-year median of 22.33)
GF Value™: CHF70.34 vs. price of CHF74.75 (6.3% above fair value)
Industry Position: 155.6% above the Software median (#2145 of 2878)
No single metric tells the full story. See the XSWX:TEMN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Temenos is a Swiss company that provides banking software to financial institutions around the world. Its main product is core banking software that helps banks manage accounts, customer information, transaction processing, loans, security, and financial reporting. Besides core banking software, Temenos offers products for digital banking, payments, wealth management, compliance, and analytics to help banks improve customer experience and meet regulatory requirements.
81GF Score
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