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Temenos AGXSWX:TEMN +0.75%81 3-Year EBITDA Growth Rate is 10.80% as of Jun. 2026, which is 10% below its 10-year median of 12.05. GuruFocus rates XSWX:TEMN with a GF Score™ of 81/100 and a GF Value™ of CHF70.17 (Fairly Valued). The stock has 4 warning signs investors should review. Among 2,067 Software companies, Temenos AG ranks worse than 52.73% on this metric.
During the past 12 months, Temenos AG's average EBITDA Per Share Growth Rate was -29.20% per year.
During the past 3 years, the average EBITDA Per Share Growth Rate was 10.80% per year.
During the past 5 years, the average EBITDA Per Share Growth Rate was 1.40% per year.
During the past 10 years, the average EBITDA Per Share Growth Rate was 5.00% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.
During the past 13 years, the highest 3-Year average EBITDA Per Share Growth Rate of Temenos AG was 32.90% per year. The lowest was -13.70% per year. And the median was 12.05% per year.
Temenos AG (XSWX:TEMN) 3-Year EBITDA Growth Rate Explanation
EBITDA per Share is the amount of Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) per outstanding share of the company's stock.
Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) is what the company earns before it expenses interest, taxes, depreciation and amortization.
Temenos AG 3-Year EBITDA Growth Rate Related Terms
XSWX:TEMN vs QH, SHOP, UBER: 3-Year EBITDA Growth Rate Comparison
For the Software - Application subindustry, Temenos AG's 3-Year EBITDA Growth Rate, along with its competitors' market caps and 3-Year EBITDA Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Temenos AG 3-Year EBITDA Growth Rate vs Software Industry
For the Software industry and Technology sector, Temenos AG's 3-Year EBITDA Growth Rate distribution charts can be found below:
* The bar in red indicates where Temenos AG's 3-Year EBITDA Growth Rate falls into.
This is the 3-year average growth rate of EBITDA per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.
What does a 3-Year EBITDA Growth Rate of 10.80% mean?
Temenos AG (XSWX:TEMN) has a 3-Year EBITDA Growth Rate of 10.80% as of Jun. 2026. 3-Year EBITDA Growth Rate is the 3-year average growth rate of EBITDA per share. View historical data for Temenos AG and its competitors. This is 10% below median its historical median of 12.05. According to the industry distribution chart, Temenos AG ranks #1090 out of 2067 companies in the Software industry, placing it in the top 52.7%.
Is Temenos AG's 3-Year EBITDA Growth Rate too high?
Temenos AG's current 3-Year EBITDA Growth Rate of 10.80% is 10% below median its 10-year median of 12.05. The Software industry median 3-Year EBITDA Growth Rate is 12.30. Temenos AG's value of 10.80% is 12.2% below this industry median. Based on the distribution chart, Temenos AG ranks #1090 out of 2067 companies in the Software industry, which is below the industry midpoint. Overall, Temenos AG has a GF Score™ of 81/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Temenos AG's 3-Year EBITDA Growth Rate compare to QH and SHOP?
According to the Software industry distribution chart, Temenos AG ranks #1090 out of 2067 companies for 3-Year EBITDA Growth Rate. This places Temenos AG in the lower half of its industry. The industry median 3-Year EBITDA Growth Rate is 12.30. Temenos AG's value of 10.80% is 12.2% below this benchmark. While the company's 10-year median is 12.05 vs. the industry median of 12.30, Temenos AG has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EBITDA Growth Rate for a Software company?
The median 3-Year EBITDA Growth Rate among Software companies is 12.30, based on 2,067 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EBITDA Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EBITDA Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Temenos AG's current 3-Year EBITDA Growth Rate of 10.80% is 12.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EBITDA Growth Rate mean?
A high 3-Year EBITDA Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EBITDA Growth Rate is the 3-year average growth rate of EBITDA per share. View historical data for Temenos AG and its competitors. For the Software industry, the median 3-Year EBITDA Growth Rate is 12.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Temenos AG's current 3-Year EBITDA Growth Rate is 10.80%, which is 10% below median its own 10-year median of 12.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Temenos AG stock overvalued right now?
Based on GuruFocus' analysis, Temenos AG (XSWX:TEMN) is currently considered Fairly Valued. The stock's GF Value™ is CHF70.17, compared to a current price of CHF73.65 — trading 5% above its estimated fair value. The current 3-Year EBITDA Growth Rate is 10.80%, which is 10% below median its 10-year median of 12.05 and 12.2% below the Software industry median of 12.30. Temenos AG's overall GF Score™ is 81/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EBITDA Growth Rate calculated?
3-Year EBITDA Growth Rate is calculated from a company's financial statements. For Temenos AG (XSWX:TEMN), the current 3-Year EBITDA Growth Rate is 10.80% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Temenos AG (XSWX:TEMN) Overvalued in 2026?
Based on GuruFocus' analysis, Temenos AG stock appears to be overvalued.
The current stock price of CHF73.65 is trading 5% above its estimated GF Value™ of CHF70.17.
GuruFocus considers Temenos AG to be Fairly Valued.
Key valuation signals for XSWX:TEMN:
3-Year EBITDA Growth Rate: 10.80% (10% below median its 10-year median of 12.05)
GF Value™: CHF70.17 vs. price of CHF73.65 (5% above fair value)
Industry Position: 12.2% below the Software median (#1090 of 2067)
No single metric tells the full story. See the XSWX:TEMN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Temenos is a Swiss company that provides banking software to financial institutions around the world. Its main product is core banking software that helps banks manage accounts, customer information, transaction processing, loans, security, and financial reporting. Besides core banking software, Temenos offers products for digital banking, payments, wealth management, compliance, and analytics to help banks improve customer experience and meet regulatory requirements.
81GF Score
Get the complete analysis for XSWX:TEMN
3-Year EBITDA Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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