ACJJF (Acom Co) Cyclically Adjusted PB Ratio: (As of Aug. 05, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ACJJF Acom Co Ltd ACJJF
80 GF Score
Price $2.44
GF Value $2.26
! 4 Warning Signs
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What is Acom Co Cyclically Adjusted PB Ratio?

Shiller PE for Stocks: The True Measure of Stock Valuation


Acom Co  (OTCPK:ACJJF) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Acom Co Cyclically Adjusted PB Ratio Related Terms


Acom Co Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for Acom Co's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Acom Co Cyclically Adjusted PB Ratio Chart

Acom Co Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.35 1.22 1.41 1.21 0.00

Acom Co Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.33 1.47 1.48 0.00 0.00

ACJJF vs V, MA, AXP: Cyclically Adjusted PB Ratio Comparison

For the Credit Services subindustry, Acom Co's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Acom Co Cyclically Adjusted PB Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Acom Co's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Acom Co's Cyclically Adjusted PB Ratio falls into.


ACJJF
80GF Score
Acom Co Ltd ACJJF
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Acom Co Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Acom Co's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, Acom Co's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book=Book Value per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=2.892/112.7000*112.7000
=2.892

Current CPI (Mar. 2026) = 112.7000.

Acom Co Quarterly Data

Book Value per Share CPI Adj_Book
201606 2.054 98.100 2.360
201609 2.226 98.000 2.560
201612 1.971 98.400 2.257
201703 1.413 98.100 1.623
201706 1.533 98.500 1.754
201709 1.640 98.800 1.871
201712 1.726 99.400 1.957
201803 1.944 99.200 2.209
201806 1.966 99.200 2.234
201809 2.043 99.900 2.305
201812 2.148 99.700 2.428
201903 2.046 99.700 2.313
201906 2.268 99.800 2.561
201909 2.391 100.100 2.692
201912 2.456 100.500 2.754
202003 2.462 100.300 2.766
202006 2.543 99.900 2.869
202009 2.741 99.900 3.092
202012 2.883 99.300 3.272
202103 2.852 99.900 3.217
202106 2.973 99.500 3.367
202109 3.072 100.100 3.459
202112 2.972 100.100 3.346
202203 2.863 101.100 3.191
202206 2.612 101.800 2.892
202209 2.533 103.100 2.769
202212 2.702 104.100 2.925
202303 2.775 104.400 2.996
202306 2.663 105.200 2.853
202309 2.622 106.200 2.782
202312 2.718 106.800 2.868
202403 2.676 107.200 2.813
202406 2.560 108.200 2.666
202409 2.923 108.900 3.025
202412 2.747 110.700 2.797
202503 2.799 111.100 2.839
202506 2.957 111.700 2.983
202509 2.966 112.000 2.985
202512 2.842 113.000 2.834
202603 2.892 112.700 2.892

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Is Acom Co (ACJJF) Overvalued in 2026?

Based on GuruFocus' analysis, Acom Co stock appears to be overvalued. The current stock price of $2.44 is trading 8% above its estimated GF Value™ of $2.26.

Key valuation signals for ACJJF:

  • Cyclically Adjusted PB Ratio:
  • GF Value™: $2.26 vs. price of $2.44 (8% above fair value)
  • GF Score™: 80/100 with 4 warning signs

No single metric tells the full story. See the ACJJF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Acom Co Business Description

Other Exchanges 8572:JapanAK5:Germany
Address 9-1, Higashi Shinbashi 1-chome, Minato-ku, Tokyo, JPN, 100-8307
Acom Co Ltd is a Japanese consumer finance company. Its core business segments are the loan and credit card business, Guarantee business, overseas financial business, Loan servicing business, and others. Its loan and credit business offers credit cards and unsecured loans; The guarantee segment provides credit guarantee services, including loan portfolio management and marketing analyses; The firm also offers loan administrative services in its loan servicing segment; Overseas businesses are mostly in the retail finance sector; and Others include contracting at the contact center and temporary personnel services. The company earns maximum revenue from its loan and credit card business.
80GF Score

Get the complete analysis for ACJJF

Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$2.44
Price
$2.26
GF Value