Acom CoACJJF 74 PE Ratio (TTM) is 7.18 as of Jul. 06, 2026, which is 36% below its 10-year median of 11.16. GuruFocus rates ACJJF with a GF Score™ of 74/100 and a GF Value™ of $2.32. The stock has 2 warning signs investors should review. Among 406 Credit Services companies, Acom Co ranks better than 65.52% on this metric.
The PE Ratio (TTM), or Price-to-Earnings ratio, or P/E Ratio, is a financial ratio used to compare a company's market price to its Earnings per Share (Diluted). As of today (2026-07-06), Acom Co's share price is
$2.44.
Acom Co's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was $0.34. Therefore, Acom Co's PE Ratio (TTM) for today is 7.18.
The historical rank and industry rank for Acom Co's PE Ratio (TTM) or its related term are showing as below:
ACJJF'
s PE Ratio (TTM) Range Over the Past 10 Years
Min: 6.96 Med: 11.16 Max: 54.35
Current: 9.25
During the past 13 years, the highest PE Ratio (TTM) of Acom Co was 54.35. The lowest was 6.96. And the median was 11.16.
ACJJF's PE Ratio (TTM) is ranked better than 65.52% of 406
companies
in the Credit Services industry
Industry Median: 13.485
vs ACJJF: 9.25
As of today (2026-07-06), Acom Co's share price is $2.44.
Acom Co's EPS without NRI for the trailing twelve months (TTM) ended in Dec. 2025 was $0.34. Therefore, Acom Co's PE Ratio without NRI for today is 7.18.
During the past 13 years, Acom Co's highestPE Ratio without NRI was 50.82. The lowest was 6.89. And the median was 11.05.
Acom Co's EPS without NRI for the
three
months ended in Dec. 2025 was $0.07.
Its EPS without NRI for the trailing twelve months (TTM) ended in Dec. 2025 was $0.34.
During the past 12 months, Acom Co's average EPS without NRIGrowth Rate was 146.00% per year.
During the past 3 years, the average EPS without NRIGrowth Rate was 11.80% per year.
During the past 5 years, the average EPS without NRIGrowth Rate was -4.90% per year.
During the past 13 years, Acom Co's highest 3-Year average EPS without NRI Growth Rate was 86.80% per year. The lowest was -17.20% per year. And the median was 0.70% per year.
Acom Co's EPS (Basic) for the
three
months ended in Dec. 2025 was $0.07.
Its EPS (Basic) for the trailing twelve months (TTM) ended in Dec. 2025 was $0.34.
Acom Co (OTCPK:ACJJF) PE Ratio (TTM) Explanation
The PE Ratio (TTM) can be viewed as the number of years it takes for the company to earn back the price you pay for the stock. For example, if a company earns $2 a share per year, and the stock is traded at $30, the PE Ratio (TTM) is 15. Therefore it takes 15 years for the company to earn back the $30 you paid for its stock, assuming the earnings stays constant over the next 15 years.
In real business, earnings never stay constant. If a company can grow its earnings, it takes fewer years for the company to earn back the price you pay for the stock. If a company's earnings decline it takes more years. As a shareholder, you want the company to earn back the price you pay as soon as possible. Therefore, lower P/E stocks are more attractive than higher P/E stocks so long as the PE Ratio (TTM) is positive. Also for stocks with the same PE Ratio (TTM), the one with faster growth business is more attractive.
If a company loses money, the PE Ratio (TTM) becomes meaningless.
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the PE Ratio (TTM) divided by the growth ratio. He thinks a company with a PE Ratio (TTM) equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a PE Ratio (TTM) of 20, instead of a company growing 10% a year with a PE Ratio (TTM) of 10.
Because the PE Ratio (TTM) measures how long it takes to earn back the price you pay, the PE Ratio (TTM) can be applied to the stocks across different industries. That is why it is the one of the most important and widely used indicators for the valuation of stocks.
Investors need to be aware that the PE Ratio (TTM) can be misleading a lot of times, especially when the underlying business is cyclical and unpredictable. As Peter Lynch pointed out, cyclical businesses have higher profit margins at the peaks of the business cycles. Their earnings are high and PE Ratio (TTM)s are artificially low. It is usually a bad idea to buy a cyclical business when the PE Ratio (TTM) is low. A better ratio to identify the time to buy a cyclical businesses is the PS Ratio .
PE Ratio (TTM) can also be affected by non-recurring-items such as the sale of part of businesses. This may increase for the current year or quarter dramatically. But it cannot be repeated over and over. Therefore PE Ratio without NRI is a more accurate indication of valuation than PE Ratio (TTM).
Acom Co PE Ratio (TTM) Related Terms
Acom Co PE Ratio (TTM) Historical Data
* Premium members only.
The historical data trend for Acom Co's PE Ratio (TTM) can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Acom Co's PE Ratio (TTM), along with its competitors' market caps and PE Ratio (TTM) data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Acom Co PE Ratio (TTM) vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Acom Co's PE Ratio (TTM) distribution charts can be found below:
* The bar in red indicates where Acom Co's PE Ratio (TTM) falls into.
The PE Ratio (TTM), or Price-to-Earnings ratio, or P/E Ratio, is a financial ratio used to compare a company's market price to its Earnings per Share (Diluted). It is the most widely used ratio in the valuation of stocks.
Acom Co's PE Ratio (TTM) for today is calculated as
Acom Co's Share Price of today is $2.44.
Acom Co's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.34.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
There are at least three kinds of PE Ratio (TTM)s used by different investors. They are Trailing Twelve Month PE Ratio (TTM) or PE Ratio (TTM) (TTM), Forward PE Ratio, or PE Ratio without NRI. A new PE Ratio (TTM) based on inflation-adjusted normalized PE Ratio (TTM) is called Shiller PE Ratio, after Yale professor Robert Shiller.
In the calculation of PE Ratio (TTM), the earnings per share used are the earnings per share over the past 12 months. For Forward PE Ratio, the earnings are the expected earnings for the next twelve months. In the case of PE Ratio without NRI, the reported earnings less the non-recurring items are used.
For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. Since it looks at the average over the last 10 years, Shiller PE Ratio is also called PE10.
Acom Co (ACJJF) has a PE Ratio (TTM) of 7.18 as of Jul. 06, 2026. Trailing 12-month P/E ratio is the ratio of share price to a company's trailing 12-month earnings per share. View historical data on Acom Co and its competitors. This is 36% below median its historical median of 11.16. Over the past decade, Acom Co's PE Ratio (TTM) has ranged from 6.96 to 54.35. According to the industry distribution chart, Acom Co ranks #140 out of 406 companies in the Credit Services industry, placing it in the top 34.5%.
Is Acom Co's PE Ratio (TTM) too high?
Acom Co's current PE Ratio (TTM) of 7.18 is 36% below median its 10-year median of 11.16. Over the past 10 years, this metric has ranged from a low of 6.96 to a high of 54.35. The Credit Services industry median PE Ratio (TTM) is 13.49. Acom Co's value of 7.18 is 46.8% below this industry median. Based on the distribution chart, Acom Co ranks #140 out of 406 companies in the Credit Services industry, which is above the industry midpoint. Overall, Acom Co has a GF Score™ of 74/100, reflecting its overall financial health beyond just this single metric.
How does Acom Co's PE Ratio (TTM) compare to V and MA?
According to the Credit Services industry distribution chart, Acom Co ranks #140 out of 406 companies for PE Ratio (TTM). This puts Acom Co in the upper half of its industry. The industry median PE Ratio (TTM) is 13.49. Acom Co's value of 7.18 is 46.8% below this benchmark. Historically, Acom Co's own PE Ratio (TTM) has ranged from 6.96 to 54.35 over the past decade. While the company's 10-year median is 11.16 vs. the industry median of 13.49, Acom Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PE Ratio (TTM) for a Credit Services company?
The median PE Ratio (TTM) among Credit Services companies is 13.49, based on 406 companies in the industry. Companies in the top quartile (top 25%) have a PE Ratio (TTM) significantly above this median, while those in the bottom quartile fall well below. However, PE Ratio (TTM) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Acom Co's current PE Ratio (TTM) of 7.18 is 46.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PE Ratio (TTM) mean?
A high PE Ratio (TTM) can signal that a stock is expensive relative to its fundamentals. Trailing 12-month P/E ratio is the ratio of share price to a company's trailing 12-month earnings per share. View historical data on Acom Co and its competitors. For the Credit Services industry, the median PE Ratio (TTM) is 13.49 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Acom Co's current PE Ratio (TTM) is 7.18, which is 36% below median its own 10-year median of 11.16. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Acom Co stock overvalued right now?
Acom Co (ACJJF) has a current PE Ratio (TTM) of 7.18. The stock's GF Value™ is $2.32, compared to a current price of $2.44 — trading 5.2% above its estimated fair value. The current PE Ratio (TTM) is 7.18, which is 36% below median its 10-year median of 11.16 and 46.8% below the Credit Services industry median of 13.49. Acom Co's overall GF Score™ is 74/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PE Ratio (TTM) calculated?
PE Ratio (TTM) is calculated from a company's financial statements. For Acom Co (ACJJF), the current PE Ratio (TTM) is 7.18 as of Jul. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Acom Co (ACJJF) Overvalued in 2026?
Based on GuruFocus' analysis, Acom Co stock appears to be overvalued.
The current stock price of $2.44 is trading 5.2% above its estimated GF Value™ of $2.32.
Key valuation signals for ACJJF:
PE Ratio (TTM): 7.18 (36% below median its 10-year median of 11.16)
GF Value™: $2.32 vs. price of $2.44 (5.2% above fair value)
Industry Position: 46.8% below the Credit Services median (#140 of 406)
No single metric tells the full story. See the ACJJF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Acom Co Ltd is a Japanese consumer finance company. Its core business segments are the loan and credit card business, Guarantee business, overseas financial business, Loan servicing business, and others. Its loan and credit business offers credit cards and unsecured loans; The guarantee segment provides credit guarantee services, including loan portfolio management and marketing analyses; The firm also offers loan administrative services in its loan servicing segment; Overseas businesses are mostly in the retail finance sector; and Others include contracting at the contact center and temporary personnel services. The company earns maximum revenue from its loan and credit card business.
74GF Score
Get the complete analysis for ACJJF
PE Ratio (TTM) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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