Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Acom CoACJJF 67 5-Year Yield-on-Cost % is 0.00 as of Jul. 22, 2026. GuruFocus rates ACJJF with a GF Score™ of 67/100 and a GF Value™ of $2.26. The stock has 4 warning signs investors should review. Among 211 Credit Services companies, Acom Co ranks better than 94.79% on this metric.
Acom Co's yield on cost for the quarter that ended in Dec. 2025 was 0.00.
The historical rank and industry rank for Acom Co's 5-Year Yield-on-Cost % or its related term are showing as below:
During the past 13 years, Acom Co's highest Yield on Cost was 13.99. The lowest was 0.00. And the median was 7.36.
ACJJF's 5-Year Yield-on-Cost % is not ranked *
in the Credit Services industry.
Industry Median: 4.55 * Ranked among companies with meaningful 5-Year Yield-on-Cost % only.
Acom Co (OTCPK:ACJJF) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Acom Co 5-Year Yield-on-Cost % Related Terms
ACJJF vs V, MA, AXP: 5-Year Yield-on-Cost % Comparison
For the Credit Services subindustry, Acom Co's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Acom Co 5-Year Yield-on-Cost % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Acom Co's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Acom Co's 5-Year Yield-on-Cost % falls into.
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Therefore, Yield-on-Cost of Acom Co is calculated as
Acom Co (ACJJF) has a 5-Year Yield-on-Cost % of 0.00 as of Jul. 22, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Acom Co and its competitors. According to the industry distribution chart, Acom Co ranks #11 out of 211 companies in the Credit Services industry, placing it in the top 5.2%.
Is Acom Co's 5-Year Yield-on-Cost % too high?
Acom Co's current 5-Year Yield-on-Cost % is 0.00. Based on the distribution chart, Acom Co ranks #11 out of 211 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Acom Co has a GF Score™ of 67/100, reflecting its overall financial health beyond just this single metric.
How does Acom Co's 5-Year Yield-on-Cost % compare to V and MA?
According to the Credit Services industry distribution chart, Acom Co ranks #11 out of 211 companies for 5-Year Yield-on-Cost %. This places Acom Co in the top 5% of its industry — outperforming the majority of peers. The industry median 5-Year Yield-on-Cost % is 4.55. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Credit Services company?
The median 5-Year Yield-on-Cost % among Credit Services companies is 4.55, based on 211 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Acom Co and its competitors. For the Credit Services industry, the median 5-Year Yield-on-Cost % is 4.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Acom Co's current 5-Year Yield-on-Cost % is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Acom Co stock overvalued right now?
Acom Co (ACJJF) has a current 5-Year Yield-on-Cost % of 0.00. The stock's GF Value™ is $2.26, compared to a current price of $2.44 — trading 8% above its estimated fair value. The current 5-Year Yield-on-Cost % is 0.00. Acom Co's overall GF Score™ is 67/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Acom Co (ACJJF), the current 5-Year Yield-on-Cost % is 0.00 as of Jul. 22, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Acom Co (ACJJF) Overvalued in 2026?
Based on GuruFocus' analysis, Acom Co stock appears to be overvalued.
The current stock price of $2.44 is trading 8% above its estimated GF Value™ of $2.26.
Key valuation signals for ACJJF:
5-Year Yield-on-Cost %: 0.00
GF Value™: $2.26 vs. price of $2.44 (8% above fair value)
No single metric tells the full story. See the ACJJF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Acom Co Ltd is a Japanese consumer finance company. Its core business segments are the loan and credit card business, Guarantee business, overseas financial business, Loan servicing business, and others. Its loan and credit business offers credit cards and unsecured loans; The guarantee segment provides credit guarantee services, including loan portfolio management and marketing analyses; The firm also offers loan administrative services in its loan servicing segment; Overseas businesses are mostly in the retail finance sector; and Others include contracting at the contact center and temporary personnel services. The company earns maximum revenue from its loan and credit card business.
67GF Score
Get the complete analysis for ACJJF
5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
ACJJF has been successfully added to your 
