Acom CoACJJF 80 PEG Ratio is 1.50 as of Jul. 02, 2026, which is 85% below its 10-year median of 9.68. GuruFocus rates ACJJF with a GF Score™ of 80/100 and a GF Value™ of $2.43. The stock has 2 warning signs investors should review. Among 234 Credit Services companies, Acom Co ranks worse than 73.5% on this metric.
PE Ratio without NRI / 5-Year EBITDA Growth Rate*
PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The growth rate we use is the 5-Year EBITDA growth rate. As of today, Acom Co's PE Ratio without NRI is 7.18. Acom Co's 5-Year EBITDA growth rate is 4.80%. Therefore, Acom Co's PEG Ratio for today is 1.50.
* The 5-Year EBITDA Growth Rate is the 5-year average EBITDA per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
The historical rank and industry rank for Acom Co's PEG Ratio or its related term are showing as below:
ACJJF'
s PEG Ratio Range Over the Past 10 Years
Min: 1.85 Med: 9.68 Max: 31.35
Current: 1.85
During the past 13 years, Acom Co's highest PEG Ratio was 31.35. The lowest was 1.85. And the median was 9.68.
ACJJF's PEG Ratio is ranked worse than 73.5% of 234
companies
in the Credit Services industry
Industry Median: 0.885
vs ACJJF: 1.85
Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.
Acom Co (OTCPK:ACJJF) PEG Ratio Explanation
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.
Acom Co PEG Ratio Related Terms
Acom Co PEG Ratio Historical Data
* Premium members only.
The historical data trend for Acom Co's PEG Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Acom Co's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Acom Co PEG Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Acom Co's PEG Ratio distribution charts can be found below:
* The bar in red indicates where Acom Co's PEG Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* Note: The 5-Year EBITDA Growth Rate is the 5-year average EBITDA per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
Acom Co (ACJJF) has a PEG Ratio of 1.50 as of Jul. 02, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Acom Co and its competitors. This is 85% below median its historical median of 9.68. Over the past decade, Acom Co's PEG Ratio has ranged from 1.85 to 31.35. According to the industry distribution chart, Acom Co ranks #172 out of 234 companies in the Credit Services industry, placing it in the top 73.5%.
Is Acom Co's PEG Ratio too high?
Acom Co's current PEG Ratio of 1.50 is 85% below median its 10-year median of 9.68. Over the past 10 years, this metric has ranged from a low of 1.85 to a high of 31.35. The Credit Services industry median PEG Ratio is 0.89. Acom Co's value of 1.50 is 69.5% above this industry median. Based on the distribution chart, Acom Co ranks #172 out of 234 companies in the Credit Services industry, which is below the industry midpoint. Overall, Acom Co has a GF Score™ of 80/100, reflecting its overall financial health beyond just this single metric.
How does Acom Co's PEG Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Acom Co ranks #172 out of 234 companies for PEG Ratio. This places Acom Co in the lower half of its industry. The industry median PEG Ratio is 0.89. Acom Co's value of 1.50 is 69.5% above this benchmark. Historically, Acom Co's own PEG Ratio has ranged from 1.85 to 31.35 over the past decade. While the company's 10-year median is 9.68 vs. the industry median of 0.89, Acom Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Credit Services company?
The median PEG Ratio among Credit Services companies is 0.89, based on 234 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Acom Co's current PEG Ratio of 1.50 is 69.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Acom Co and its competitors. For the Credit Services industry, the median PEG Ratio is 0.89 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Acom Co's current PEG Ratio is 1.50, which is 85% below median its own 10-year median of 9.68. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Acom Co stock overvalued right now?
Acom Co (ACJJF) has a current PEG Ratio of 1.50. The stock's GF Value™ is $2.43, compared to a current price of $2.44 — trading 0.4% above its estimated fair value. The current PEG Ratio is 1.50, which is 85% below median its 10-year median of 9.68 and 69.5% above the Credit Services industry median of 0.89. Acom Co's overall GF Score™ is 80/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For Acom Co (ACJJF), the current PEG Ratio is 1.50 as of Jul. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Acom Co (ACJJF) Overvalued in 2026?
Based on GuruFocus' analysis, Acom Co stock appears to be overvalued.
The current stock price of $2.44 is trading 0.4% above its estimated GF Value™ of $2.43.
Key valuation signals for ACJJF:
PEG Ratio: 1.50 (85% below median its 10-year median of 9.68)
GF Value™: $2.43 vs. price of $2.44 (0.4% above fair value)
Industry Position: 69.5% above the Credit Services median (#172 of 234)
No single metric tells the full story. See the ACJJF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Acom Co Ltd is a Japanese consumer finance company. Its core business segments are the loan and credit card business, Guarantee business, overseas financial business, Loan servicing business, and others. Its loan and credit business offers credit cards and unsecured loans; The guarantee segment provides credit guarantee services, including loan portfolio management and marketing analyses; The firm also offers loan administrative services in its loan servicing segment; Overseas businesses are mostly in the retail finance sector; and Others include contracting at the contact center and temporary personnel services. The company earns maximum revenue from its loan and credit card business.
80GF Score
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