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Acom CoACJJF 67 Equity-to-Asset is 0.45 as of Mar. 2026, which is 10% above its 10-year median of 0.41. GuruFocus rates ACJJF with a GF Score™ of 67/100. The stock has 2 warning signs investors should review. Among 549 Credit Services companies, Acom Co ranks better than 54.83% on this metric.
Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Acom Co's Total Stockholders Equity for the quarter that ended in Mar. 2026 was $4,531 Mil. Acom Co's Total Assets for the quarter that ended in Mar. 2026 was $10,186 Mil.
Therefore, Acom Co's Equity to Asset Ratio for the quarter that ended in Mar. 2026 was 0.45.
The historical rank and industry rank for Acom Co's Equity-to-Asset or its related term are showing as below:
ACJJF'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.2 Med: 0.41 Max: 0.45
Current: 0.45
During the past 13 years, the highest Equity to Asset Ratio of Acom Co was 0.45. The lowest was 0.20. And the median was 0.41.
ACJJF's Equity-to-Asset is ranked better than 54.83% of 549
companies
in the Credit Services industry
Industry Median: 0.4
vs ACJJF: 0.45
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Acom Co Equity-to-Asset Related Terms
Acom Co Equity-to-Asset Historical Data
* Premium members only.
The historical data trend for Acom Co's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Acom Co's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Acom Co Equity-to-Asset vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Acom Co's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Acom Co's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Acom Co's Equity to Asset Ratio for the fiscal year that ended in Mar. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Acom Co (ACJJF) has a Equity-to-Asset of 0.45 as of Mar. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Acom Co and its competitors. This is 10% above median its historical median of 0.41. Over the past decade, Acom Co's Equity-to-Asset has ranged from 0.20 to 0.45. According to the industry distribution chart, Acom Co ranks #248 out of 549 companies in the Credit Services industry, placing it in the top 45.2%.
Is Acom Co's Equity-to-Asset too high?
Acom Co's current Equity-to-Asset of 0.45 is 10% above median its 10-year median of 0.41. Over the past 10 years, this metric has ranged from a low of 0.20 to a high of 0.45. The Credit Services industry median Equity-to-Asset is 0.40. Acom Co's value of 0.45 is 12.5% above this industry median. Based on the distribution chart, Acom Co ranks #248 out of 549 companies in the Credit Services industry, which is above the industry midpoint. Overall, Acom Co has a GF Score™ of 67/100, reflecting its overall financial health beyond just this single metric.
How does Acom Co's Equity-to-Asset compare to V and MA?
According to the Credit Services industry distribution chart, Acom Co ranks #248 out of 549 companies for Equity-to-Asset. This puts Acom Co in the upper half of its industry. The industry median Equity-to-Asset is 0.40. Acom Co's value of 0.45 is 12.5% above this benchmark. Historically, Acom Co's own Equity-to-Asset has ranged from 0.20 to 0.45 over the past decade. While the company's 10-year median is 0.41 vs. the industry median of 0.40, Acom Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Credit Services company?
The median Equity-to-Asset among Credit Services companies is 0.40, based on 549 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Acom Co's current Equity-to-Asset of 0.45 is 12.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Acom Co and its competitors. For the Credit Services industry, the median Equity-to-Asset is 0.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Acom Co's current Equity-to-Asset is 0.45, which is 10% above median its own 10-year median of 0.41. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Acom Co stock overvalued right now?
Acom Co (ACJJF) has a current Equity-to-Asset of 0.45. The current Equity-to-Asset is 0.45, which is 10% above median its 10-year median of 0.41 and 12.5% above the Credit Services industry median of 0.40. Acom Co's overall GF Score™ is 67/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Acom Co (ACJJF), the current Equity-to-Asset is 0.45 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Acom Co Ltd is a Japanese consumer finance company. Its core business segments are the loan and credit card business, Guarantee business, overseas financial business, Loan servicing business, and others. Its loan and credit business offers credit cards and unsecured loans; The guarantee segment provides credit guarantee services, including loan portfolio management and marketing analyses; The firm also offers loan administrative services in its loan servicing segment; Overseas businesses are mostly in the retail finance sector; and Others include contracting at the contact center and temporary personnel services. The company earns maximum revenue from its loan and credit card business.
67GF Score
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