Invest Bank PSC (ADX:INB) Cyclically Adjusted PB Ratio: 1.10 (As of Aug. 29, 2026) — 224% Above Median

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What is Invest Bank PSC Cyclically Adjusted PB Ratio?

Invest Bank PSC ADX:INB +3.13% Cyclically Adjusted PB Ratio is 1.10 as of Aug. 29, 2026, which is 224% above its 10-year median of 0.34. The stock has 2 warning signs investors should review. Among 1,275 Banks companies, Invest Bank PSC ranks better than 58.2% on this metric.

As of today (2026-08-29), Invest Bank PSC's current share price is د.إ0.033. Invest Bank PSC's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was د.إ0.03. Invest Bank PSC's Cyclically Adjusted PB Ratio for today is 1.10.

The historical rank and industry rank for Invest Bank PSC's Cyclically Adjusted PB Ratio or its related term are showing as below:

ADX:INB' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 0.29   Med: 0.34   Max: 28.57
Current: 1.13

During the past years, Invest Bank PSC's highest Cyclically Adjusted PB Ratio was 28.57. The lowest was 0.29. And the median was 0.34.

ADX:INB's Cyclically Adjusted PB Ratio is ranked better than
58.2% of 1275 companies
in the Banks industry
Industry Median: 1.28 vs ADX:INB: 1.13

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Invest Bank PSC's adjusted book value per share data for the three months ended in Mar. 2026 was د.إ0.006. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is د.إ0.03 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Invest Bank PSC  (ADX:INB) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Invest Bank PSC Cyclically Adjusted PB Ratio Related Terms


Invest Bank PSC Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for Invest Bank PSC's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Invest Bank PSC Cyclically Adjusted PB Ratio Chart

Invest Bank PSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.31 0.33 0.35 23.38 29.43

Invest Bank PSC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 24.40 25.74 27.34 29.43 31.13

Invest Bank PSC Cyclically Adjusted PB Ratio Competitor Comparison

For the Banks - Regional subindustry, Invest Bank PSC's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Invest Bank PSC Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Invest Bank PSC's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Invest Bank PSC's Cyclically Adjusted PB Ratio falls into.



Invest Bank PSC Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Invest Bank PSC's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=0.033/0.03
=1.10

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Invest Bank PSC's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, Invest Bank PSC's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book=Book Value per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.006/330.2130*330.2130
=0.006

Current CPI (Mar. 2026) = 330.2130.

Invest Bank PSC Quarterly Data

Book Value per Share CPI Adj_Book
201606 0.062 241.018 0.085
201609 0.063 241.428 0.086
201612 0.063 241.432 0.086
201703 0.062 243.801 0.084
201706 0.064 244.955 0.086
201709 0.065 246.819 0.087
201712 0.054 246.524 0.072
201803 0.049 249.554 0.065
201806 0.046 251.989 0.060
201809 0.000 252.439 0.000
201812 0.016 251.233 0.021
201903 0.014 254.202 0.018
201906 0.018 256.143 0.023
201909 0.018 256.759 0.023
201912 0.014 256.974 0.018
202003 0.012 258.115 0.015
202006 0.012 257.797 0.015
202009 0.000 260.280 0.000
202012 0.010 260.474 0.013
202103 0.010 264.877 0.012
202106 0.009 271.696 0.011
202109 0.008 274.310 0.010
202112 0.007 278.802 0.008
202203 0.006 287.504 0.007
202206 0.004 296.311 0.004
202209 0.003 296.808 0.003
202212 0.001 296.797 0.001
202303 0.000 301.836 0.000
202306 0.000 305.109 0.000
202309 0.009 307.789 0.010
202312 0.006 306.746 0.006
202403 0.007 312.332 0.007
202406 0.007 314.175 0.007
202409 0.007 315.301 0.007
202412 0.006 315.605 0.006
202503 0.006 319.799 0.006
202506 0.006 322.561 0.006
202509 0.006 324.800 0.006
202512 0.006 324.054 0.006
202603 0.006 330.213 0.006

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PB Ratio of 1.10 mean?
Invest Bank PSC (ADX:INB) has a Cyclically Adjusted PB Ratio of 1.10 as of Aug. 29, 2026. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Invest Bank PSC and its competitors. This is 224% above median its historical median of 0.34. Over the past decade, Invest Bank PSC's Cyclically Adjusted PB Ratio has ranged from 0.29 to 28.57. According to the industry distribution chart, Invest Bank PSC ranks #533 out of 1275 companies in the Banks industry, placing it in the top 41.8%.
Is Invest Bank PSC's Cyclically Adjusted PB Ratio too high?
Invest Bank PSC's current Cyclically Adjusted PB Ratio of 1.10 is 224% above median its 10-year median of 0.34. Over the past 10 years, this metric has ranged from a low of 0.29 to a high of 28.57. The Banks industry median Cyclically Adjusted PB Ratio is 1.28. Invest Bank PSC's value of 1.10 is 14.1% below this industry median. Based on the distribution chart, Invest Bank PSC ranks #533 out of 1275 companies in the Banks industry, which is above the industry midpoint.
How does Invest Bank PSC's Cyclically Adjusted PB Ratio compare to competitors?
According to the Banks industry distribution chart, Invest Bank PSC ranks #533 out of 1275 companies for Cyclically Adjusted PB Ratio. This puts Invest Bank PSC in the upper half of its industry. The industry median Cyclically Adjusted PB Ratio is 1.28. Invest Bank PSC's value of 1.10 is 14.1% below this benchmark. Historically, Invest Bank PSC's own Cyclically Adjusted PB Ratio has ranged from 0.29 to 28.57 over the past decade. While the company's 10-year median is 0.34 vs. the industry median of 1.28, Invest Bank PSC has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PB Ratio for a Banks company?
The median Cyclically Adjusted PB Ratio among Banks companies is 1.28, based on 1,275 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Invest Bank PSC's current Cyclically Adjusted PB Ratio of 1.10 is 14.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PB Ratio mean?
A high Cyclically Adjusted PB Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Invest Bank PSC and its competitors. For the Banks industry, the median Cyclically Adjusted PB Ratio is 1.28 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Invest Bank PSC's current Cyclically Adjusted PB Ratio is 1.10, which is 224% above median its own 10-year median of 0.34. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Invest Bank PSC stock overvalued right now?
Invest Bank PSC (ADX:INB) has a current Cyclically Adjusted PB Ratio of 1.10. The current Cyclically Adjusted PB Ratio is 1.10, which is 224% above median its 10-year median of 0.34 and 14.1% below the Banks industry median of 1.28. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PB Ratio calculated?
Cyclically Adjusted PB Ratio is calculated from a company's financial statements. For Invest Bank PSC (ADX:INB), the current Cyclically Adjusted PB Ratio is 1.10 as of Aug. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Invest Bank PSC Business Description

Address No. 105, Al Zahra Street, King Abdul Aziz Road, P.O. Box 1885, Al-Qasimiya, Sharjah, ARE
Invest Bank PSC is engaged in the business of corporate and retail banking. It is a commercial bank providing a full range of financial products and services to corporates as well as retail customers. Its product suite currently covers the entire spectrum of banking products and services such as Loans and Advances, Revolving Overdraft Facility, Guarantees, Foreign Exchange, Current Accounts, and many more. The group operates in the domestic market i.e. United Arab Emirates and international market i.e. outside UAE, and its segments are Commercial banking, Investment and Treasury banking.