Invest Bank PSC (ADX:INB) Return-on-Tangible-Equity: 5.35% (As of Mar. 2026)

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What is Invest Bank PSC Return-on-Tangible-Equity?

Invest Bank PSC ADX:INB Return-on-Tangible-Equity is 5.35% as of Mar. 2026. The stock has 2 warning signs investors should review. Among 1,526 Banks companies, Invest Bank PSC ranks worse than 52.03% on this metric.

Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Invest Bank PSC's annualized net income for the quarter that ended in Mar. 2026 was د.إ88.5 Mil. Invest Bank PSC's average shareholder tangible equity for the quarter that ended in Mar. 2026 was د.إ1,654.4 Mil. Therefore, Invest Bank PSC's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 was 5.35%.

The historical rank and industry rank for Invest Bank PSC's Return-on-Tangible-Equity or its related term are showing as below:

ADX:INB' s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: -161.12   Med: -35.04   Max: 10.9
Current: 10.9

During the past 13 years, Invest Bank PSC's highest Return-on-Tangible-Equity was 10.90%. The lowest was -161.12%. And the median was -35.04%.

ADX:INB's Return-on-Tangible-Equity is ranked worse than
52.03% of 1526 companies
in the Banks industry
Industry Median: 11.205 vs ADX:INB: 10.90

Invest Bank PSC  (ADX:INB) Return-on-Tangible-Equity Explanation

Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.


Be Aware

Net Income is used.

Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.


Invest Bank PSC Return-on-Tangible-Equity Related Terms


Invest Bank PSC Return-on-Tangible-Equity Historical Data

* Premium members only.

The historical data trend for Invest Bank PSC's Return-on-Tangible-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Invest Bank PSC Return-on-Tangible-Equity Chart

Invest Bank PSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Return-on-Tangible-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only -37.62 -161.12 -116.27 -12.03 10.35

Invest Bank PSC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Return-on-Tangible-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.00 10.01 13.05 15.35 5.35

Invest Bank PSC Return-on-Tangible-Equity Competitor Comparison

For the Banks - Regional subindustry, Invest Bank PSC's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Invest Bank PSC Return-on-Tangible-Equity vs Banks Industry

For the Banks industry and Financial Services sector, Invest Bank PSC's Return-on-Tangible-Equity distribution charts can be found below:

* The bar in red indicates where Invest Bank PSC's Return-on-Tangible-Equity falls into.



Invest Bank PSC Return-on-Tangible-Equity Calculation

Invest Bank PSC's annualized Return-on-Tangible-Equity for the fiscal year that ended in Dec. 2025 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets )/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=161.493/( (1478.718+1642.992 )/ 2 )
=161.493/1560.855
=10.35 %

Invest Bank PSC's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(Q: Mar. 2026 )  (Q: Dec. 2025 )(Q: Mar. 2026 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets)/ count )
(Q: Mar. 2026 )  (Q: Dec. 2025 )(Q: Mar. 2026 )
=88.504/( (1642.992+1665.833)/ 2 )
=88.504/1654.4125
=5.35 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is four times the quarterly (Mar. 2026) net income data. Return-on-Tangible-Equity is displayed in the 10-year financial page.

What does a Return-on-Tangible-Equity of 5.35% mean?
Invest Bank PSC (ADX:INB) has a Return-on-Tangible-Equity of 5.35% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Invest Bank PSC and its competitors. According to the industry distribution chart, Invest Bank PSC ranks #794 out of 1526 companies in the Banks industry, placing it in the top 52%.
Is Invest Bank PSC's Return-on-Tangible-Equity too high?
Invest Bank PSC's current Return-on-Tangible-Equity is 5.35%. The Banks industry median Return-on-Tangible-Equity is 11.21. Invest Bank PSC's value of 5.35% is 52.3% below this industry median. Based on the distribution chart, Invest Bank PSC ranks #794 out of 1526 companies in the Banks industry, which is below the industry midpoint.
How does Invest Bank PSC's Return-on-Tangible-Equity compare to competitors?
According to the Banks industry distribution chart, Invest Bank PSC ranks #794 out of 1526 companies for Return-on-Tangible-Equity. This places Invest Bank PSC in the lower half of its industry. The industry median Return-on-Tangible-Equity is 11.21. Invest Bank PSC's value of 5.35% is 52.3% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Banks company?
The median Return-on-Tangible-Equity among Banks companies is 11.21, based on 1,526 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Invest Bank PSC's current Return-on-Tangible-Equity of 5.35% is 52.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Invest Bank PSC and its competitors. For the Banks industry, the median Return-on-Tangible-Equity is 11.21 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Invest Bank PSC's current Return-on-Tangible-Equity is 5.35%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Invest Bank PSC stock overvalued right now?
Invest Bank PSC (ADX:INB) has a current Return-on-Tangible-Equity of 5.35%. The current Return-on-Tangible-Equity is 5.35% and 52.3% below the Banks industry median of 11.21. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Invest Bank PSC (ADX:INB), the current Return-on-Tangible-Equity is 5.35% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Invest Bank PSC Business Description

Address No. 105, Al Zahra Street, King Abdul Aziz Road, P.O. Box 1885, Al-Qasimiya, Sharjah, ARE
Invest Bank PSC is engaged in the business of corporate and retail banking. It is a commercial bank providing a full range of financial products and services to corporates as well as retail customers. Its product suite currently covers the entire spectrum of banking products and services such as Loans and Advances, Revolving Overdraft Facility, Guarantees, Foreign Exchange, Current Accounts, and many more. The group operates in the domestic market i.e. United Arab Emirates and international market i.e. outside UAE, and its segments are Commercial banking, Investment and Treasury banking.