Invest Bank PSC (ADX:INB) Return-on-Tangible-Asset: 0.61% (As of Mar. 2026)

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What is Invest Bank PSC Return-on-Tangible-Asset?

Invest Bank PSC ADX:INB +3.13% Return-on-Tangible-Asset is 0.61% as of Mar. 2026. The stock has 2 warning signs investors should review. Among 1,522 Banks companies, Invest Bank PSC ranks better than 67.15% on this metric.

Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. Invest Bank PSC's annualized Net Income for the quarter that ended in Mar. 2026 was د.إ88.5 Mil. Invest Bank PSC's average total tangible assets for the quarter that ended in Mar. 2026 was د.إ14,599.2 Mil. Therefore, Invest Bank PSC's annualized Return-on-Tangible-Asset for the quarter that ended in Mar. 2026 was 0.61%.

The historical rank and industry rank for Invest Bank PSC's Return-on-Tangible-Asset or its related term are showing as below:

ADX:INB' s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: -10.01   Med: -3.28   Max: 1.75
Current: 1.3

During the past 13 years, Invest Bank PSC's highest Return-on-Tangible-Asset was 1.75%. The lowest was -10.01%. And the median was -3.28%.

ADX:INB's Return-on-Tangible-Asset is ranked better than
67.15% of 1522 companies
in the Banks industry
Industry Median: 1.03 vs ADX:INB: 1.30

Invest Bank PSC  (ADX:INB) Return-on-Tangible-Asset Explanation

Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.


Be Aware

Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the company’s earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a company’s tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).

Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.


Invest Bank PSC Return-on-Tangible-Asset Related Terms


Invest Bank PSC Return-on-Tangible-Asset Historical Data

* Premium members only.

The historical data trend for Invest Bank PSC's Return-on-Tangible-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Invest Bank PSC Return-on-Tangible-Asset Chart

Invest Bank PSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Return-on-Tangible-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only -3.06 -6.27 -10.01 -1.64 1.28

Invest Bank PSC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Return-on-Tangible-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.40 1.28 1.58 1.80 0.61

Invest Bank PSC Return-on-Tangible-Asset Competitor Comparison

For the Banks - Regional subindustry, Invest Bank PSC's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Invest Bank PSC Return-on-Tangible-Asset vs Banks Industry

For the Banks industry and Financial Services sector, Invest Bank PSC's Return-on-Tangible-Asset distribution charts can be found below:

* The bar in red indicates where Invest Bank PSC's Return-on-Tangible-Asset falls into.



Invest Bank PSC Return-on-Tangible-Asset Calculation

Invest Bank PSC's annualized Return-on-Tangible-Asset for the fiscal year that ended in Dec. 2025 is calculated as:

Return-on-Tangible-Asset=Net Income/( (Total Tangible Assets+Total Tangible Assets)/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=Net Income/( (Total Assets - Intangible Assets+Total Assets - Intangible Assets)/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=161.493/( (11068.75+14169.274)/ 2 )
=161.493/12619.012
=1.28 %

Invest Bank PSC's annualized Return-on-Tangible-Asset for the quarter that ended in Mar. 2026 is calculated as:

Return-on-Tangible-Asset=Net Income/( (Total Tangible Assets+Total Tangible Assets)/ count )
(Q: Mar. 2026 )  (Q: Dec. 2025 )(Q: Mar. 2026 )
=Net Income/( (Total Assets - Intangible Assets+Total Assets - Intangible Assets)/ count )
(Q: Mar. 2026 )  (Q: Dec. 2025 )(Q: Mar. 2026 )
=88.504/( (14169.274+15029.151)/ 2 )
=88.504/14599.2125
=0.61 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data, the Net Income data used here is four times the quarterly (Mar. 2026) net income data.

What does a Return-on-Tangible-Asset of 0.61% mean?
Invest Bank PSC (ADX:INB) has a Return-on-Tangible-Asset of 0.61% as of Mar. 2026. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Invest Bank PSC and its competitors. According to the industry distribution chart, Invest Bank PSC ranks #500 out of 1522 companies in the Banks industry, placing it in the top 32.9%.
Is Invest Bank PSC's Return-on-Tangible-Asset too high?
Invest Bank PSC's current Return-on-Tangible-Asset is 0.61%. The Banks industry median Return-on-Tangible-Asset is 1.03. Invest Bank PSC's value of 0.61% is 40.8% below this industry median. Based on the distribution chart, Invest Bank PSC ranks #500 out of 1522 companies in the Banks industry, which is above the industry midpoint.
How does Invest Bank PSC's Return-on-Tangible-Asset compare to competitors?
According to the Banks industry distribution chart, Invest Bank PSC ranks #500 out of 1522 companies for Return-on-Tangible-Asset. This puts Invest Bank PSC in the upper half of its industry. The industry median Return-on-Tangible-Asset is 1.03. Invest Bank PSC's value of 0.61% is 40.8% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for a Banks company?
The median Return-on-Tangible-Asset among Banks companies is 1.03, based on 1,522 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Invest Bank PSC's current Return-on-Tangible-Asset of 0.61% is 40.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Invest Bank PSC and its competitors. For the Banks industry, the median Return-on-Tangible-Asset is 1.03 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Invest Bank PSC's current Return-on-Tangible-Asset is 0.61%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Invest Bank PSC stock overvalued right now?
Invest Bank PSC (ADX:INB) has a current Return-on-Tangible-Asset of 0.61%. The current Return-on-Tangible-Asset is 0.61% and 40.8% below the Banks industry median of 1.03. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For Invest Bank PSC (ADX:INB), the current Return-on-Tangible-Asset is 0.61% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Invest Bank PSC Business Description

Address No. 105, Al Zahra Street, King Abdul Aziz Road, P.O. Box 1885, Al-Qasimiya, Sharjah, ARE
Invest Bank PSC is engaged in the business of corporate and retail banking. It is a commercial bank providing a full range of financial products and services to corporates as well as retail customers. Its product suite currently covers the entire spectrum of banking products and services such as Loans and Advances, Revolving Overdraft Facility, Guarantees, Foreign Exchange, Current Accounts, and many more. The group operates in the domestic market i.e. United Arab Emirates and international market i.e. outside UAE, and its segments are Commercial banking, Investment and Treasury banking.