Invest Bank PSC (ADX:INB) Scaled Net Operating Assets: -0.04 (As of Mar. 2026)

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What is Invest Bank PSC Scaled Net Operating Assets?

Invest Bank PSC ADX:INB -3.33% Scaled Net Operating Assets is -0.04 as of Mar. 2026. The stock has 2 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Invest Bank PSC's operating assets for the quarter that ended in Mar. 2026 was د.إ12,777.5 Mil. Invest Bank PSC's operating liabilities for the quarter that ended in Mar. 2026 was د.إ13,363.6 Mil. Invest Bank PSC's Total Assets for the quarter that ended in Dec. 2025 was د.إ14,169.3 Mil. Therefore, Invest Bank PSC's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was -0.04.

Invest Bank PSC Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Invest Bank PSC's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(11238.331-12524.973)/11068.75
=-0.12

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=14169.274 - 2930.943
=11238.331

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=12526.188 - 1.215 - 0
=12524.973

Invest Bank PSC's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(12777.495-13363.577)/14169.274
=-0.04

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=15029.151 - 2251.656
=12777.495

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=13363.577 - 0 - 0
=13363.577

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of -0.04 mean?
Invest Bank PSC (ADX:INB) has a Scaled Net Operating Assets of -0.04 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Invest Bank PSC and its competitors.
Is Invest Bank PSC's Scaled Net Operating Assets too high?
Invest Bank PSC's current Scaled Net Operating Assets is -0.04.
How does Invest Bank PSC's Scaled Net Operating Assets compare to competitors?
Invest Bank PSC's Scaled Net Operating Assets of -0.04 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Invest Bank PSC and its competitors. Invest Bank PSC's current Scaled Net Operating Assets is -0.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Invest Bank PSC stock overvalued right now?
Invest Bank PSC (ADX:INB) has a current Scaled Net Operating Assets of -0.04. The current Scaled Net Operating Assets is -0.04. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Invest Bank PSC (ADX:INB), the current Scaled Net Operating Assets is -0.04 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Invest Bank PSC Business Description

Address No. 105, Al Zahra Street, King Abdul Aziz Road, P.O. Box 1885, Al-Qasimiya, Sharjah, ARE
Invest Bank PSC is engaged in the business of corporate and retail banking. It is a commercial bank providing a full range of financial products and services to corporates as well as retail customers. Its product suite currently covers the entire spectrum of banking products and services such as Loans and Advances, Revolving Overdraft Facility, Guarantees, Foreign Exchange, Current Accounts, and many more. The group operates in the domestic market i.e. United Arab Emirates and international market i.e. outside UAE, and its segments are Commercial banking, Investment and Treasury banking.