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Invest Bank PSCADX:INB -3.33% ROE % is 5.35% as of Mar. 2026. The stock has 2 warning signs investors should review. Among 1,528 Banks companies, Invest Bank PSC ranks better than 55.04% on this metric.
ROE % is calculated as Net Income divided by its average Total Stockholders Equity over a certain period of time. Invest Bank PSC's annualized net income for the quarter that ended in Mar. 2026 was د.إ88.5 Mil. Invest Bank PSC's average Total Stockholders Equity over the quarter that ended in Mar. 2026 was د.إ1,654.4 Mil. Therefore, Invest Bank PSC's annualized ROE % for the quarter that ended in Mar. 2026 was 5.35%.
The historical rank and industry rank for Invest Bank PSC's ROE % or its related term are showing as below:
ADX:INB'
s ROE % Range Over the Past 10 Years
Min: -161.12 Med: -35.04 Max: 10.9
Current: 10.9
During the past 13 years, Invest Bank PSC's highest ROE % was 10.90%. The lowest was -161.12%. And the median was -35.04%.
ADX:INB's ROE % is ranked better than 55.04% of 1528
companies
in the Banks industry
Industry Median: 10.225
vs ADX:INB: 10.90
Invest Bank PSC (ADX:INB) ROE % Explanation
ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.
The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:
Note:
The net income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Net Income is used.
Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.
Invest Bank PSC ROE % Related Terms
Invest Bank PSC ROE % Historical Data
* Premium members only.
The historical data trend for Invest Bank PSC's ROE % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Invest Bank PSC's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Invest Bank PSC ROE % vs Banks Industry
For the Banks industry and Financial Services sector, Invest Bank PSC's ROE % distribution charts can be found below:
* The bar in red indicates where Invest Bank PSC's ROE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
ROE % is displayed in the 30-year financial page.
Invest Bank PSC (ADX:INB) has a ROE % of 5.35% as of Mar. 2026. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Invest Bank PSC and its competitors. According to the industry distribution chart, Invest Bank PSC ranks #687 out of 1528 companies in the Banks industry, placing it in the top 45%.
Is Invest Bank PSC's ROE % too high?
Invest Bank PSC's current ROE % is 5.35%. The Banks industry median ROE % is 10.23. Invest Bank PSC's value of 5.35% is 47.7% below this industry median. Based on the distribution chart, Invest Bank PSC ranks #687 out of 1528 companies in the Banks industry, which is above the industry midpoint.
How does Invest Bank PSC's ROE % compare to competitors?
According to the Banks industry distribution chart, Invest Bank PSC ranks #687 out of 1528 companies for ROE %. This puts Invest Bank PSC in the upper half of its industry. The industry median ROE % is 10.23. Invest Bank PSC's value of 5.35% is 47.7% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Banks company?
The median ROE % among Banks companies is 10.23, based on 1,528 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Invest Bank PSC's current ROE % of 5.35% is 47.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Invest Bank PSC and its competitors. For the Banks industry, the median ROE % is 10.23 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Invest Bank PSC's current ROE % is 5.35%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Invest Bank PSC stock overvalued right now?
Invest Bank PSC (ADX:INB) has a current ROE % of 5.35%. The current ROE % is 5.35% and 47.7% below the Banks industry median of 10.23. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Invest Bank PSC (ADX:INB), the current ROE % is 5.35% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Invest Bank PSC is engaged in the business of corporate and retail banking. It is a commercial bank providing a full range of financial products and services to corporates as well as retail customers. Its product suite currently covers the entire spectrum of banking products and services such as Loans and Advances, Revolving Overdraft Facility, Guarantees, Foreign Exchange, Current Accounts, and many more. The group operates in the domestic market i.e. United Arab Emirates and international market i.e. outside UAE, and its segments are Commercial banking, Investment and Treasury banking.
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