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Invest Bank PSCADX:INB -3.33% ROA % is 0.61% as of Mar. 2026. The stock has 2 warning signs investors should review. Among 1,532 Banks companies, Invest Bank PSC ranks better than 70.17% on this metric.
ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Invest Bank PSC's annualizedNet Income for the quarter that ended in Mar. 2026 was د.إ88.5 Mil.
Invest Bank PSC's average Total Assets over the quarter that ended in Mar. 2026 was د.إ14,599.2 Mil. Therefore, Invest Bank PSC's annualized ROA % for the quarter that ended in Mar. 2026 was 0.61%.
The historical rank and industry rank for Invest Bank PSC's ROA % or its related term are showing as below:
ADX:INB'
s ROA % Range Over the Past 10 Years
Min: -10.01 Med: -3.28 Max: 1.75
Current: 1.3
During the past 13 years, Invest Bank PSC's highest ROA % was 1.75%. The lowest was -10.01%. And the median was -3.28%.
ADX:INB's ROA % is ranked better than 70.17% of 1532
companies
in the Banks industry
Industry Median: 0.98
vs ADX:INB: 1.30
Invest Bank PSC (ADX:INB) ROA % Explanation
ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A banks ROA % is typically well under 2%.
Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:
Note:
The Net Income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.
E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.
Invest Bank PSC ROA % Related Terms
Invest Bank PSC ROA % Historical Data
* Premium members only.
The historical data trend for Invest Bank PSC's ROA % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Invest Bank PSC's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Invest Bank PSC ROA % vs Banks Industry
For the Banks industry and Financial Services sector, Invest Bank PSC's ROA % distribution charts can be found below:
* The bar in red indicates where Invest Bank PSC's ROA % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Mar. 2026) net income data.
ROA % is displayed in the 30-year financial page.
Invest Bank PSC (ADX:INB) has a ROA % of 0.61% as of Mar. 2026. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Invest Bank PSC and its competitors. According to the industry distribution chart, Invest Bank PSC ranks #457 out of 1532 companies in the Banks industry, placing it in the top 29.8%.
Is Invest Bank PSC's ROA % too high?
Invest Bank PSC's current ROA % is 0.61%. The Banks industry median ROA % is 0.98. Invest Bank PSC's value of 0.61% is 37.8% below this industry median. Based on the distribution chart, Invest Bank PSC ranks #457 out of 1532 companies in the Banks industry, which is above the industry midpoint.
How does Invest Bank PSC's ROA % compare to competitors?
According to the Banks industry distribution chart, Invest Bank PSC ranks #457 out of 1532 companies for ROA %. This puts Invest Bank PSC in the upper half of its industry. The industry median ROA % is 0.98. Invest Bank PSC's value of 0.61% is 37.8% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a Banks company?
The median ROA % among Banks companies is 0.98, based on 1,532 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Invest Bank PSC's current ROA % of 0.61% is 37.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Invest Bank PSC and its competitors. For the Banks industry, the median ROA % is 0.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Invest Bank PSC's current ROA % is 0.61%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Invest Bank PSC stock overvalued right now?
Invest Bank PSC (ADX:INB) has a current ROA % of 0.61%. The current ROA % is 0.61% and 37.8% below the Banks industry median of 0.98. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Invest Bank PSC (ADX:INB), the current ROA % is 0.61% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Invest Bank PSC is engaged in the business of corporate and retail banking. It is a commercial bank providing a full range of financial products and services to corporates as well as retail customers. Its product suite currently covers the entire spectrum of banking products and services such as Loans and Advances, Revolving Overdraft Facility, Guarantees, Foreign Exchange, Current Accounts, and many more. The group operates in the domestic market i.e. United Arab Emirates and international market i.e. outside UAE, and its segments are Commercial banking, Investment and Treasury banking.
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