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Krungthai Card PCL (BKK:KTC-R) Cyclically Adjusted PB Ratio : 2.53 (As of Jul. 10, 2025)


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What is Krungthai Card PCL Cyclically Adjusted PB Ratio?

As of today (2025-07-10), Krungthai Card PCL's current share price is ฿25.13405. Krungthai Card PCL's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2025 was ฿9.94. Krungthai Card PCL's Cyclically Adjusted PB Ratio for today is 2.53.

The historical rank and industry rank for Krungthai Card PCL's Cyclically Adjusted PB Ratio or its related term are showing as below:

BKK:KTC-R' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 2.52   Med: 8.92   Max: 17.8
Current: 2.57

During the past years, Krungthai Card PCL's highest Cyclically Adjusted PB Ratio was 17.80. The lowest was 2.52. And the median was 8.92.

BKK:KTC-R's Cyclically Adjusted PB Ratio is ranked worse than
79.13% of 412 companies
in the Credit Services industry
Industry Median: 1 vs BKK:KTC-R: 2.57

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Krungthai Card PCL's adjusted book value per share data for the three months ended in Mar. 2025 was ฿16.162. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is ฿9.94 for the trailing ten years ended in Mar. 2025.

Shiller PE for Stocks: The True Measure of Stock Valuation


Krungthai Card PCL Cyclically Adjusted PB Ratio Historical Data

The historical data trend for Krungthai Card PCL's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Krungthai Card PCL Cyclically Adjusted PB Ratio Chart

Krungthai Card PCL Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 13.50 10.92 8.83 5.49 5.39

Krungthai Card PCL Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.48 4.70 5.43 5.39 4.69

Competitive Comparison of Krungthai Card PCL's Cyclically Adjusted PB Ratio

For the Credit Services subindustry, Krungthai Card PCL's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Krungthai Card PCL's Cyclically Adjusted PB Ratio Distribution in the Credit Services Industry

For the Credit Services industry and Financial Services sector, Krungthai Card PCL's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Krungthai Card PCL's Cyclically Adjusted PB Ratio falls into.


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Krungthai Card PCL Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Krungthai Card PCL's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=25.13405/9.94
=2.53

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Krungthai Card PCL's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2025 is calculated as:

For example, Krungthai Card PCL's adjusted Book Value per Share data for the three months ended in Mar. 2025 was:

Adj_Book=Book Value per Share/CPI of Mar. 2025 (Change)*Current CPI (Mar. 2025)
=16.162/134.9266*134.9266
=16.162

Current CPI (Mar. 2025) = 134.9266.

Krungthai Card PCL Quarterly Data

Book Value per Share CPI Adj_Book
201506 2.986 100.684 4.002
201509 3.179 100.392 4.273
201512 3.387 99.792 4.579
201603 3.633 100.470 4.879
201606 3.533 101.688 4.688
201609 3.781 101.861 5.008
201612 4.003 101.863 5.302
201703 4.287 102.862 5.623
201706 4.192 103.349 5.473
201709 4.521 104.136 5.858
201712 4.878 104.011 6.328
201803 5.347 105.290 6.852
201806 5.323 106.317 6.755
201809 5.865 106.507 7.430
201812 6.342 105.998 8.073
201903 6.958 107.251 8.754
201906 6.652 108.070 8.305
201909 7.153 108.329 8.909
201912 7.644 108.420 9.513
202003 8.280 108.902 10.259
202006 7.846 108.767 9.733
202009 8.319 109.815 10.221
202012 8.843 109.897 10.857
202103 9.476 111.754 11.441
202106 9.395 114.631 11.058
202109 9.906 115.734 11.549
202112 10.408 117.630 11.938
202203 11.086 121.301 12.331
202206 10.821 125.017 11.679
202209 11.508 125.227 12.399
202212 12.160 125.222 13.102
202303 12.886 127.348 13.653
202306 12.437 128.729 13.036
202309 13.157 129.860 13.670
202312 13.839 129.419 14.428
202403 14.538 131.776 14.886
202406 13.977 132.554 14.227
202409 14.721 133.029 14.931
202412 15.440 133.157 15.645
202503 16.162 134.927 16.162

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Krungthai Card PCL  (BKK:KTC-R) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Krungthai Card PCL Cyclically Adjusted PB Ratio Related Terms

Thank you for viewing the detailed overview of Krungthai Card PCL's Cyclically Adjusted PB Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Krungthai Card PCL Business Description

Traded in Other Exchanges
Address
591 Sukhumvit Road, 14th Floor United Business Center II Building, Klongton Nua, Wattana, Bangkok, THA, 10110
Krungthai Card PCL engaged in credit cards, personal loans and other related businesses. The Company provides services such as Credit Cards, Personal Loans, KTC Brother Boom Money, MAAI by KTC, Shop business and many. The company operations relate to a single business segment which is the financial services business and are carried out in a single geographic area which is Thailand.

Krungthai Card PCL Headlines

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