Krungthai Card PCL (BKK:KTC-R) Moat Score : 4/10 (As of Jul. 13, 2025)

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What is Krungthai Card PCL Moat Score?

Krungthai Card PCL has the Moat Score of 4, which implies that the company might have Narrow Moat - Discernible but modest moat.

Krungthai Card PCL has Narrow Moat: Krungthai Card PCL has a discernible moat with customer switching costs and regulatory barriers in the financial services sector. However, it lacks strong brand strength and significant pricing power, limiting its competitive advantage.

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Krungthai Card PCL might have Narrow Moat - Discernible but modest moat.

Competitive Comparison of Krungthai Card PCL's Moat Score

For the Credit Services subindustry, Krungthai Card PCL's Moat Score, along with its competitors' market caps and Moat Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Krungthai Card PCL's Moat Score Distribution in the Credit Services Industry

For the Credit Services industry and Financial Services sector, Krungthai Card PCL's Moat Score distribution charts can be found below:

* The bar in red indicates where Krungthai Card PCL's Moat Score falls into.

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Krungthai Card PCL (BKK:KTC-R) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score	Moat Level
10	Wide Moat - Exceptionally dominant and durable wide moat
8 - 9	Wide Moat - Clear and robust wide moat
7	Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6	Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5	Narrow Moat - Solid narrow moat
4	Narrow Moat - Discernible but modest moat
1 - 3	No Moat - Very weak/transient advantages
0	No Moat - No discernible moat

Krungthai Card PCL Moat Score Related Terms

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Krungthai Card PCL Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Credit Services » Krungthai Card PCL (BKK:KTC-R) » Definitions » Moat Score

Comparable Companies

Traded in Other Exchanges

KGTHY:USA KTC:Thailand

Address

591 Sukhumvit Road, 14th Floor United Business Center II Building, Klongton Nua, Wattana, Bangkok, THA, 10110

Website

https://www.ktc.co.th

Krungthai Card PCL engaged in credit cards, personal loans and other related businesses. The Company provides services such as Credit Cards, Personal Loans, KTC Brother Boom Money, MAAI by KTC, Shop business and many. The company operations relate to a single business segment which is the financial services business and are carried out in a single geographic area which is Thailand.

Krungthai Card PCL Headlines

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