Albaraka Turk Katilim Bankasi AS (IST:ALBRK) Cyclically Adjusted PB Ratio: 1.69 (As of Aug. 15, 2026) — 88% Above Median

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IST:ALBRK Albaraka Turk Katilim Bankasi AS IST:ALBRK
37 GF Score
Price ₺8.26
GF Value ₺11.13
Valuation Modestly Undervalued
! 2 Warning Signs
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What is Albaraka Turk Katilim Bankasi AS Cyclically Adjusted PB Ratio?

Albaraka Turk Katilim Bankasi AS IST:ALBRK +0.24% 37 Cyclically Adjusted PB Ratio is 1.69 as of Aug. 15, 2026, which is 88% above its 10-year median of 0.90. GuruFocus rates IST:ALBRK with a GF Score™ of 37/100 and a GF Value™ of ₺11.13 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 1,286 Banks companies, Albaraka Turk Katilim Bankasi AS ranks worse than 74.42% on this metric.

As of today (2026-08-15), Albaraka Turk Katilim Bankasi AS's current share price is ₺8.26. Albaraka Turk Katilim Bankasi AS's Cyclically Adjusted Book per Share for the quarter that ended in Jun. 2026 was ₺4.89. Albaraka Turk Katilim Bankasi AS's Cyclically Adjusted PB Ratio for today is 1.69.

The historical rank and industry rank for Albaraka Turk Katilim Bankasi AS's Cyclically Adjusted PB Ratio or its related term are showing as below:

IST:ALBRK' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 0.52   Med: 0.9   Max: 2.41
Current: 1.69

During the past years, Albaraka Turk Katilim Bankasi AS's highest Cyclically Adjusted PB Ratio was 2.41. The lowest was 0.52. And the median was 0.90.

IST:ALBRK's Cyclically Adjusted PB Ratio is ranked worse than
74.42% of 1286 companies
in the Banks industry
Industry Median: 1.29 vs IST:ALBRK: 1.69

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Albaraka Turk Katilim Bankasi AS's adjusted book value per share data for the three months ended in Jun. 2026 was ₺12.873. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is ₺4.89 for the trailing ten years ended in Jun. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Albaraka Turk Katilim Bankasi AS  (IST:ALBRK) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Albaraka Turk Katilim Bankasi AS Cyclically Adjusted PB Ratio Related Terms


Albaraka Turk Katilim Bankasi AS Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for Albaraka Turk Katilim Bankasi AS's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Albaraka Turk Katilim Bankasi AS Cyclically Adjusted PB Ratio Chart

Albaraka Turk Katilim Bankasi AS Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.66 1.38 1.36 1.88 1.85

Albaraka Turk Katilim Bankasi AS Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.14 2.05 1.85 1.76 1.66

IST:ALBRK vs PNC, USB: Cyclically Adjusted PB Ratio Comparison

For the Banks - Regional subindustry, Albaraka Turk Katilim Bankasi AS's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Albaraka Turk Katilim Bankasi AS Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Albaraka Turk Katilim Bankasi AS's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Albaraka Turk Katilim Bankasi AS's Cyclically Adjusted PB Ratio falls into.


IST:ALBRK
37GF Score
Albaraka Turk Katilim Bankasi AS IST:ALBRK
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Albaraka Turk Katilim Bankasi AS Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Albaraka Turk Katilim Bankasi AS's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=8.26/4.89
=1.69

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Albaraka Turk Katilim Bankasi AS's Cyclically Adjusted Book per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, Albaraka Turk Katilim Bankasi AS's adjusted Book Value per Share data for the three months ended in Jun. 2026 was:

Adj_Book=Book Value per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=12.873/333.9520*333.9520
=12.873

Current CPI (Jun. 2026) = 333.9520.

Albaraka Turk Katilim Bankasi AS Quarterly Data

Book Value per Share CPI Adj_Book
201609 1.757 241.428 2.430
201612 1.805 241.432 2.497
201703 1.804 243.801 2.471
201706 1.885 244.955 2.570
201709 1.892 246.819 2.560
201712 1.976 246.524 2.677
201803 2.512 249.554 3.362
201806 2.616 251.989 3.467
201809 2.791 252.439 3.692
201812 2.612 251.233 3.472
201903 2.596 254.202 3.410
201906 2.642 256.143 3.445
201909 2.598 256.759 3.379
201912 3.076 256.974 3.997
202003 2.249 258.115 2.910
202006 2.332 257.797 3.021
202009 2.371 260.280 3.042
202012 2.429 260.474 3.114
202103 2.475 264.877 3.120
202106 2.475 271.696 3.042
202109 2.489 274.310 3.030
202112 2.797 278.802 3.350
202203 2.850 287.504 3.310
202206 2.958 296.311 3.334
202209 3.125 296.808 3.516
202212 3.428 296.797 3.857
202303 3.387 301.836 3.747
202306 4.050 305.109 4.433
202309 4.823 307.789 5.233
202312 5.626 306.746 6.125
202403 6.038 312.332 6.456
202406 6.646 314.175 7.064
202409 7.440 315.301 7.880
202412 7.978 315.605 8.442
202503 8.153 319.799 8.514
202506 8.782 322.561 9.092
202509 9.553 324.800 9.822
202512 11.472 324.054 11.822
202603 11.776 330.213 11.909
202606 12.873 333.952 12.873

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PB Ratio of 1.69 mean?
Albaraka Turk Katilim Bankasi AS (IST:ALBRK) has a Cyclically Adjusted PB Ratio of 1.69 as of Aug. 15, 2026. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Albaraka Turk Katilim Bankasi AS and its competitors. This is 88% above median its historical median of 0.90. Over the past decade, Albaraka Turk Katilim Bankasi AS's Cyclically Adjusted PB Ratio has ranged from 0.52 to 2.41. According to the industry distribution chart, Albaraka Turk Katilim Bankasi AS ranks #957 out of 1286 companies in the Banks industry, placing it in the top 74.4%.
Is Albaraka Turk Katilim Bankasi AS's Cyclically Adjusted PB Ratio too high?
Albaraka Turk Katilim Bankasi AS's current Cyclically Adjusted PB Ratio of 1.69 is 88% above median its 10-year median of 0.90. Over the past 10 years, this metric has ranged from a low of 0.52 to a high of 2.41. The Banks industry median Cyclically Adjusted PB Ratio is 1.29. Albaraka Turk Katilim Bankasi AS's value of 1.69 is 31% above this industry median. Based on the distribution chart, Albaraka Turk Katilim Bankasi AS ranks #957 out of 1286 companies in the Banks industry, which is below the industry midpoint. Overall, Albaraka Turk Katilim Bankasi AS has a GF Score™ of 37/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Albaraka Turk Katilim Bankasi AS's Cyclically Adjusted PB Ratio compare to PNC and USB?
According to the Banks industry distribution chart, Albaraka Turk Katilim Bankasi AS ranks #957 out of 1286 companies for Cyclically Adjusted PB Ratio. This places Albaraka Turk Katilim Bankasi AS in the lower half of its industry. The industry median Cyclically Adjusted PB Ratio is 1.29. Albaraka Turk Katilim Bankasi AS's value of 1.69 is 31% above this benchmark. Historically, Albaraka Turk Katilim Bankasi AS's own Cyclically Adjusted PB Ratio has ranged from 0.52 to 2.41 over the past decade. While the company's 10-year median is 0.90 vs. the industry median of 1.29, Albaraka Turk Katilim Bankasi AS has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PB Ratio for a Banks company?
The median Cyclically Adjusted PB Ratio among Banks companies is 1.29, based on 1,286 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Albaraka Turk Katilim Bankasi AS's current Cyclically Adjusted PB Ratio of 1.69 is 31% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PB Ratio mean?
A high Cyclically Adjusted PB Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Albaraka Turk Katilim Bankasi AS and its competitors. For the Banks industry, the median Cyclically Adjusted PB Ratio is 1.29 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Albaraka Turk Katilim Bankasi AS's current Cyclically Adjusted PB Ratio is 1.69, which is 88% above median its own 10-year median of 0.90. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Albaraka Turk Katilim Bankasi AS stock overvalued right now?
Based on GuruFocus' analysis, Albaraka Turk Katilim Bankasi AS (IST:ALBRK) is currently considered Modestly Undervalued. The stock's GF Value™ is ₺11.13, compared to a current price of ₺8.26 — trading 25.8% below its estimated fair value. The current Cyclically Adjusted PB Ratio is 1.69, which is 88% above median its 10-year median of 0.90 and 31% above the Banks industry median of 1.29. Albaraka Turk Katilim Bankasi AS's overall GF Score™ is 37/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PB Ratio calculated?
Cyclically Adjusted PB Ratio is calculated from a company's financial statements. For Albaraka Turk Katilim Bankasi AS (IST:ALBRK), the current Cyclically Adjusted PB Ratio is 1.69 as of Aug. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Albaraka Turk Katilim Bankasi AS (IST:ALBRK) Overvalued in 2026?

Based on GuruFocus' analysis, Albaraka Turk Katilim Bankasi AS stock appears to be undervalued. The current stock price of ₺8.26 is trading 25.8% below its estimated GF Value™ of ₺11.13. GuruFocus considers Albaraka Turk Katilim Bankasi AS to be Modestly Undervalued.

Key valuation signals for IST:ALBRK:

  • Cyclically Adjusted PB Ratio: 1.69 (88% above median its 10-year median of 0.90)
  • GF Value™: ₺11.13 vs. price of ₺8.26 (25.8% below fair value)
  • GF Score™: 37/100 with 2 warning signs
  • Industry Position: 31% above the Banks median (#957 of 1286)

No single metric tells the full story. See the IST:ALBRK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Albaraka Turk Katilim Bankasi AS Business Description

Address Saray Mah, Dr. Adnan Buyukdeniz Cad. No: 6, Umraniye, Istanbul, TUR, 34768
Albaraka Turk Katilim Bankasi AS is a Turkey-based finance institution engaged in banking services such as current & participation accounts, vehicle financing, consumer financing, electronic fund transfer, safe deposit boxes, insurance, credit cards, and Internet banking & phone banking. The bank operates in Retail, Commercial & Corporate, and Treasury banking segments.
37GF Score

Get the complete analysis for IST:ALBRK

Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₺8.26
Price
₺11.13
GF Value