Albaraka Turk Katilim Bankasi AS (IST:ALBRK) PB Ratio: 0.69 (As of Jul. 28, 2026) — 23% Above Median

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IST:ALBRK Albaraka Turk Katilim Bankasi AS IST:ALBRK
38 GF Score
Price ₺8.08
GF Value ₺10.41
Valuation Modestly Undervalued
! 3 Warning Signs
View Full Analysis

What is Albaraka Turk Katilim Bankasi AS PB Ratio?

Albaraka Turk Katilim Bankasi AS IST:ALBRK +0.25% 38 PB Ratio is 0.69 as of Jul. 28, 2026, which is 23% above its 10-year median of 0.56. GuruFocus rates IST:ALBRK with a GF Score™ of 38/100 and a GF Value™ of ₺10.41 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,516 Banks companies, Albaraka Turk Katilim Bankasi AS ranks better than 82.06% on this metric.

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-07-28), Albaraka Turk Katilim Bankasi AS's share price is ₺8.08. Albaraka Turk Katilim Bankasi AS's Book Value per Share for the quarter that ended in Mar. 2026 was ₺11.78. Hence, Albaraka Turk Katilim Bankasi AS's PB Ratio of today is 0.69.

Good Sign:

Albaraka Turk Katilim Bankasi AS stock PB Ratio (=0.68) is close to 3-year low of 0.67.

The historical rank and industry rank for Albaraka Turk Katilim Bankasi AS's PB Ratio or its related term are showing as below:

IST:ALBRK' s PB Ratio Range Over the Past 10 Years
Min: 0.28   Med: 0.56   Max: 1.13
Current: 0.68

During the past 13 years, Albaraka Turk Katilim Bankasi AS's highest PB Ratio was 1.13. The lowest was 0.28. And the median was 0.56.

IST:ALBRK's PB Ratio is ranked better than
82.06% of 1516 companies
in the Banks industry
Industry Median: 1.12 vs IST:ALBRK: 0.68

During the past 12 months, Albaraka Turk Katilim Bankasi AS's average Book Value Per Share Growth Rate was 44.40% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 49.60% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 38.50% per year. During the past 10 years, the average Book Value Per Share Growth Rate was 19.10% per year.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Albaraka Turk Katilim Bankasi AS was 64.60% per year. The lowest was -7.20% per year. And the median was 18.60% per year.

Back to Basics: PB Ratio


Albaraka Turk Katilim Bankasi AS  (IST:ALBRK) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


Albaraka Turk Katilim Bankasi AS PB Ratio Related Terms


Albaraka Turk Katilim Bankasi AS PB Ratio Historical Data

* Premium members only.

The historical data trend for Albaraka Turk Katilim Bankasi AS's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Albaraka Turk Katilim Bankasi AS PB Ratio Chart

Albaraka Turk Katilim Bankasi AS Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.49 0.98 0.68 0.81 0.69

Albaraka Turk Katilim Bankasi AS Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.75 0.93 0.87 0.69 0.68

IST:ALBRK vs PNC, USB: PB Ratio Comparison

For the Banks - Regional subindustry, Albaraka Turk Katilim Bankasi AS's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Albaraka Turk Katilim Bankasi AS PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Albaraka Turk Katilim Bankasi AS's PB Ratio distribution charts can be found below:

* The bar in red indicates where Albaraka Turk Katilim Bankasi AS's PB Ratio falls into.


IST:ALBRK
38GF Score
Albaraka Turk Katilim Bankasi AS IST:ALBRK
PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Albaraka Turk Katilim Bankasi AS PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Albaraka Turk Katilim Bankasi AS's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Mar. 2026)
=8.08/11.776
=0.69

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Frequently Asked Questions Learn more about PB Ratio →
What does a PB Ratio of 0.69 mean?
Albaraka Turk Katilim Bankasi AS (IST:ALBRK) has a PB Ratio of 0.69 as of Jul. 28, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Albaraka Turk Katilim Bankasi AS and its competitors. This is 23% above median its historical median of 0.56. Over the past decade, Albaraka Turk Katilim Bankasi AS's PB Ratio has ranged from 0.28 to 1.13. According to the industry distribution chart, Albaraka Turk Katilim Bankasi AS ranks #272 out of 1516 companies in the Banks industry, placing it in the top 17.9%.
Is Albaraka Turk Katilim Bankasi AS's PB Ratio too high?
Albaraka Turk Katilim Bankasi AS's current PB Ratio of 0.69 is 23% above median its 10-year median of 0.56. Over the past 10 years, this metric has ranged from a low of 0.28 to a high of 1.13. The Banks industry median PB Ratio is 1.12. Albaraka Turk Katilim Bankasi AS's value of 0.69 is 38.4% below this industry median. Based on the distribution chart, Albaraka Turk Katilim Bankasi AS ranks #272 out of 1516 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Albaraka Turk Katilim Bankasi AS has a GF Score™ of 38/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Albaraka Turk Katilim Bankasi AS's PB Ratio compare to PNC and USB?
According to the Banks industry distribution chart, Albaraka Turk Katilim Bankasi AS ranks #272 out of 1516 companies for PB Ratio. This places Albaraka Turk Katilim Bankasi AS in the top 18% of its industry — outperforming the majority of peers. The industry median PB Ratio is 1.12. Albaraka Turk Katilim Bankasi AS's value of 0.69 is 38.4% below this benchmark. Historically, Albaraka Turk Katilim Bankasi AS's own PB Ratio has ranged from 0.28 to 1.13 over the past decade. While the company's 10-year median is 0.56 vs. the industry median of 1.12, Albaraka Turk Katilim Bankasi AS has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.12, based on 1,516 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Albaraka Turk Katilim Bankasi AS's current PB Ratio of 0.69 is 38.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Albaraka Turk Katilim Bankasi AS and its competitors. For the Banks industry, the median PB Ratio is 1.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Albaraka Turk Katilim Bankasi AS's current PB Ratio is 0.69, which is 23% above median its own 10-year median of 0.56. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Albaraka Turk Katilim Bankasi AS stock overvalued right now?
Based on GuruFocus' analysis, Albaraka Turk Katilim Bankasi AS (IST:ALBRK) is currently considered Modestly Undervalued. The stock's GF Value™ is ₺10.41, compared to a current price of ₺8.08 — trading 22.4% below its estimated fair value. The current PB Ratio is 0.69, which is 23% above median its 10-year median of 0.56 and 38.4% below the Banks industry median of 1.12. Albaraka Turk Katilim Bankasi AS's overall GF Score™ is 38/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Albaraka Turk Katilim Bankasi AS (IST:ALBRK), the current PB Ratio is 0.69 as of Jul. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Albaraka Turk Katilim Bankasi AS (IST:ALBRK) Overvalued in 2026?

Based on GuruFocus' analysis, Albaraka Turk Katilim Bankasi AS stock appears to be undervalued. The current stock price of ₺8.08 is trading 22.4% below its estimated GF Value™ of ₺10.41. GuruFocus considers Albaraka Turk Katilim Bankasi AS to be Modestly Undervalued.

Key valuation signals for IST:ALBRK:

  • PB Ratio: 0.69 (23% above median its 10-year median of 0.56)
  • GF Value™: ₺10.41 vs. price of ₺8.08 (22.4% below fair value)
  • GF Score™: 38/100 with 3 warning signs
  • Industry Position: 38.4% below the Banks median (#272 of 1516)

No single metric tells the full story. See the IST:ALBRK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Albaraka Turk Katilim Bankasi AS Business Description

Address Saray Mah, Dr. Adnan Buyukdeniz Cad. No: 6, Umraniye, Istanbul, TUR, 34768
Albaraka Turk Katilim Bankasi AS is a Turkey-based finance institution engaged in banking services such as current & participation accounts, vehicle financing, consumer financing, electronic fund transfer, safe deposit boxes, insurance, credit cards, and Internet banking & phone banking. The bank operates in Retail, Commercial & Corporate, and Treasury banking segments.
38GF Score

Get the complete analysis for IST:ALBRK

PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₺8.08
Price
₺10.41
GF Value