Albaraka Turk Katilim Bankasi AS (IST:ALBRK) Moat Score: 0/10 (As of Jul. 15, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

IST:ALBRK Albaraka Turk Katilim Bankasi AS IST:ALBRK
37 GF Score
Price ₺7.95
GF Value ₺10.34
Valuation Modestly Undervalued
! 3 Warning Signs
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What is Albaraka Turk Katilim Bankasi AS Moat Score?

Albaraka Turk Katilim Bankasi AS has the Moat Score of 0, which implies that the company might have No Moat - No discernible moat.

Albaraka Turk Katilim Bankasi AS has

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Albaraka Turk Katilim Bankasi AS might have No Moat - No discernible moat.

Albaraka Turk Katilim Bankasi AS  (IST:ALBRK) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Albaraka Turk Katilim Bankasi AS Moat Score Related Terms

IST:ALBRK
37GF Score
Albaraka Turk Katilim Bankasi AS IST:ALBRK
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Albaraka Turk Katilim Bankasi AS (IST:ALBRK) Overvalued in 2026?

Based on GuruFocus' analysis, Albaraka Turk Katilim Bankasi AS stock appears to be undervalued. The current stock price of ₺7.95 is trading 23.1% below its estimated GF Value™ of ₺10.34. GuruFocus considers Albaraka Turk Katilim Bankasi AS to be Modestly Undervalued.

Key valuation signals for IST:ALBRK:

  • Moat Score: 0
  • GF Value™: ₺10.34 vs. price of ₺7.95 (23.1% below fair value)
  • GF Score™: 37/100 with 3 warning signs

No single metric tells the full story. See the IST:ALBRK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Albaraka Turk Katilim Bankasi AS Business Description

Address Saray Mah, Dr. Adnan Buyukdeniz Cad. No: 6, Umraniye, Istanbul, TUR, 34768
Albaraka Turk Katilim Bankasi AS is a Turkey-based finance institution engaged in banking services such as current & participation accounts, vehicle financing, consumer financing, electronic fund transfer, safe deposit boxes, insurance, credit cards, and Internet banking & phone banking. The bank operates in Retail, Commercial & Corporate, and Treasury banking segments.
37GF Score

Get the complete analysis for IST:ALBRK

Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₺7.95
Price
₺10.34
GF Value