Albaraka Turk Katilim Bankasi AS (IST:ALBRK) LT-Debt-to-Total-Asset: 0.29 (As of Mar. 2026)

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IST:ALBRK Albaraka Turk Katilim Bankasi AS IST:ALBRK
37 GF Score
Price ₺7.95
GF Value ₺10.35
Valuation Modestly Undervalued
! 3 Warning Signs
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What is Albaraka Turk Katilim Bankasi AS LT-Debt-to-Total-Asset?

Albaraka Turk Katilim Bankasi AS IST:ALBRK +2.32% 37 LT-Debt-to-Total-Asset is 0.29 as of Mar. 2026. GuruFocus rates IST:ALBRK with a GF Score™ of 37/100 and a GF Value™ of ₺10.35 (Modestly Undervalued). The stock has 3 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Albaraka Turk Katilim Bankasi AS's long-term debt to total assests ratio for the quarter that ended in Mar. 2026 was 0.29.

Albaraka Turk Katilim Bankasi AS's long-term debt to total assets ratio increased from Mar. 2025 (0.29) to Mar. 2026 (0.29). It may suggest that Albaraka Turk Katilim Bankasi AS is progressively becoming more dependent on debt to grow their business.

Albaraka Turk Katilim Bankasi AS  (IST:ALBRK) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Albaraka Turk Katilim Bankasi AS LT-Debt-to-Total-Asset Related Terms

Albaraka Turk Katilim Bankasi AS LT-Debt-to-Total-Asset Historical Data

* Premium members only.

The historical data trend for Albaraka Turk Katilim Bankasi AS's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Albaraka Turk Katilim Bankasi AS LT-Debt-to-Total-Asset Chart

Albaraka Turk Katilim Bankasi AS Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
LT-Debt-to-Total-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.08 0.12 0.17 0.21 0.30

Albaraka Turk Katilim Bankasi AS Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
LT-Debt-to-Total-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.29 0.27 0.29 0.30 0.29
IST:ALBRK
37GF Score
Albaraka Turk Katilim Bankasi AS IST:ALBRK
LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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Albaraka Turk Katilim Bankasi AS LT-Debt-to-Total-Asset Calculation

Albaraka Turk Katilim Bankasi AS's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )=Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )/Total Assets (A: Dec. 2025 )
=141511.29/470998.7
=0.30

Albaraka Turk Katilim Bankasi AS's Long-Term Debt to Total Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (Q: Mar. 2026 )=Long-Term Debt & Capital Lease Obligation (Q: Mar. 2026 )/Total Assets (Q: Mar. 2026 )
=148323.546/504793.978
=0.29

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →
What does a LT-Debt-to-Total-Asset of 0.29 mean?
Albaraka Turk Katilim Bankasi AS (IST:ALBRK) has a LT-Debt-to-Total-Asset of 0.29 as of Mar. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Albaraka Turk Katilim Bankasi AS and its competitors.
Is Albaraka Turk Katilim Bankasi AS's LT-Debt-to-Total-Asset too high?
Albaraka Turk Katilim Bankasi AS's current LT-Debt-to-Total-Asset is 0.29. Overall, Albaraka Turk Katilim Bankasi AS has a GF Score™ of 37/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Albaraka Turk Katilim Bankasi AS's LT-Debt-to-Total-Asset compare to PNC and USB?
Albaraka Turk Katilim Bankasi AS's LT-Debt-to-Total-Asset of 0.29 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good LT-Debt-to-Total-Asset for a Banks company?
A good LT-Debt-to-Total-Asset depends on the Banks industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high LT-Debt-to-Total-Asset mean?
A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Albaraka Turk Katilim Bankasi AS and its competitors. Albaraka Turk Katilim Bankasi AS's current LT-Debt-to-Total-Asset is 0.29. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Albaraka Turk Katilim Bankasi AS stock overvalued right now?
Based on GuruFocus' analysis, Albaraka Turk Katilim Bankasi AS (IST:ALBRK) is currently considered Modestly Undervalued. The stock's GF Value™ is ₺10.35, compared to a current price of ₺7.95 — trading 23.2% below its estimated fair value. The current LT-Debt-to-Total-Asset is 0.29. Albaraka Turk Katilim Bankasi AS's overall GF Score™ is 37/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is LT-Debt-to-Total-Asset calculated?
LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Albaraka Turk Katilim Bankasi AS (IST:ALBRK), the current LT-Debt-to-Total-Asset is 0.29 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Albaraka Turk Katilim Bankasi AS (IST:ALBRK) Overvalued in 2026?

Based on GuruFocus' analysis, Albaraka Turk Katilim Bankasi AS stock appears to be undervalued. The current stock price of ₺7.95 is trading 23.2% below its estimated GF Value™ of ₺10.35. GuruFocus considers Albaraka Turk Katilim Bankasi AS to be Modestly Undervalued.

Key valuation signals for IST:ALBRK:

  • LT-Debt-to-Total-Asset: 0.29
  • GF Value™: ₺10.35 vs. price of ₺7.95 (23.2% below fair value)
  • GF Score™: 37/100 with 3 warning signs

No single metric tells the full story. See the IST:ALBRK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Albaraka Turk Katilim Bankasi AS Business Description

Address Saray Mah, Dr. Adnan Buyukdeniz Cad. No: 6, Umraniye, Istanbul, TUR, 34768
Albaraka Turk Katilim Bankasi AS is a Turkey-based finance institution engaged in banking services such as current & participation accounts, vehicle financing, consumer financing, electronic fund transfer, safe deposit boxes, insurance, credit cards, and Internet banking & phone banking. The bank operates in Retail, Commercial & Corporate, and Treasury banking segments.
37GF Score

Get the complete analysis for IST:ALBRK

LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₺7.95
Price
₺10.35
GF Value