Albaraka Turk Katilim Bankasi AS (IST:ALBRK) Return-on-Tangible-Equity: 19.31% (As of Mar. 2026) — 85% Above Median

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IST:ALBRK Albaraka Turk Katilim Bankasi AS IST:ALBRK
37 GF Score
Price ₺8.05
GF Value ₺10.37
Valuation Modestly Undervalued
! 3 Warning Signs
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What is Albaraka Turk Katilim Bankasi AS Return-on-Tangible-Equity?

Albaraka Turk Katilim Bankasi AS IST:ALBRK -0.86% 37 Return-on-Tangible-Equity is 19.31% as of Mar. 2026, which is 85% above its 10-year median of 10.45. GuruFocus rates IST:ALBRK with a GF Score™ of 37/100 and a GF Value™ of ₺10.37 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,521 Banks companies, Albaraka Turk Katilim Bankasi AS ranks better than 97.44% on this metric.

Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Albaraka Turk Katilim Bankasi AS's annualized net income for the quarter that ended in Mar. 2026 was ₺5,355 Mil. Albaraka Turk Katilim Bankasi AS's average shareholder tangible equity for the quarter that ended in Mar. 2026 was ₺27,736 Mil. Therefore, Albaraka Turk Katilim Bankasi AS's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 was 19.31%.

The historical rank and industry rank for Albaraka Turk Katilim Bankasi AS's Return-on-Tangible-Equity or its related term are showing as below:

IST:ALBRK' s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 2.54   Med: 10.45   Max: 64.39
Current: 34.71

During the past 13 years, Albaraka Turk Katilim Bankasi AS's highest Return-on-Tangible-Equity was 64.39%. The lowest was 2.54%. And the median was 10.45%.

IST:ALBRK's Return-on-Tangible-Equity is ranked better than
97.44% of 1521 companies
in the Banks industry
Industry Median: 11.24 vs IST:ALBRK: 34.71

Albaraka Turk Katilim Bankasi AS  (IST:ALBRK) Return-on-Tangible-Equity Explanation

Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.


Be Aware

Net Income is used.

Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.


Albaraka Turk Katilim Bankasi AS Return-on-Tangible-Equity Related Terms


Albaraka Turk Katilim Bankasi AS Return-on-Tangible-Equity Historical Data

* Premium members only.

The historical data trend for Albaraka Turk Katilim Bankasi AS's Return-on-Tangible-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Albaraka Turk Katilim Bankasi AS Return-on-Tangible-Equity Chart

Albaraka Turk Katilim Bankasi AS Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Return-on-Tangible-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 7.61 26.03 35.94 31.34 64.39

Albaraka Turk Katilim Bankasi AS Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Return-on-Tangible-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 167.66 30.76 27.56 61.20 19.31

IST:ALBRK vs PNC, USB: Return-on-Tangible-Equity Comparison

For the Banks - Regional subindustry, Albaraka Turk Katilim Bankasi AS's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Albaraka Turk Katilim Bankasi AS Return-on-Tangible-Equity vs Banks Industry

For the Banks industry and Financial Services sector, Albaraka Turk Katilim Bankasi AS's Return-on-Tangible-Equity distribution charts can be found below:

* The bar in red indicates where Albaraka Turk Katilim Bankasi AS's Return-on-Tangible-Equity falls into.


IST:ALBRK
37GF Score
Albaraka Turk Katilim Bankasi AS IST:ALBRK
Return-on-Tangible-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
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Albaraka Turk Katilim Bankasi AS Return-on-Tangible-Equity Calculation

Albaraka Turk Katilim Bankasi AS's annualized Return-on-Tangible-Equity for the fiscal year that ended in Dec. 2025 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets )/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=15017.44/( (19230.441+27415.414 )/ 2 )
=15017.44/23322.9275
=64.39 %

Albaraka Turk Katilim Bankasi AS's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(Q: Mar. 2026 )  (Q: Dec. 2025 )(Q: Mar. 2026 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets)/ count )
(Q: Mar. 2026 )  (Q: Dec. 2025 )(Q: Mar. 2026 )
=5354.516/( (27415.414+28056.452)/ 2 )
=5354.516/27735.933
=19.31 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is four times the quarterly (Mar. 2026) net income data. Return-on-Tangible-Equity is displayed in the 10-year financial page.

What does a Return-on-Tangible-Equity of 19.31% mean?
Albaraka Turk Katilim Bankasi AS (IST:ALBRK) has a Return-on-Tangible-Equity of 19.31% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Albaraka Turk Katilim Bankasi AS and its competitors. This is 85% above median its historical median of 10.45. Over the past decade, Albaraka Turk Katilim Bankasi AS's Return-on-Tangible-Equity has ranged from 2.54 to 64.39. According to the industry distribution chart, Albaraka Turk Katilim Bankasi AS ranks #39 out of 1521 companies in the Banks industry, placing it in the top 2.6%.
Is Albaraka Turk Katilim Bankasi AS's Return-on-Tangible-Equity too high?
Albaraka Turk Katilim Bankasi AS's current Return-on-Tangible-Equity of 19.31% is 85% above median its 10-year median of 10.45. Over the past 10 years, this metric has ranged from a low of 2.54 to a high of 64.39. The Banks industry median Return-on-Tangible-Equity is 11.24. Albaraka Turk Katilim Bankasi AS's value of 19.31% is 71.8% above this industry median. Based on the distribution chart, Albaraka Turk Katilim Bankasi AS ranks #39 out of 1521 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Albaraka Turk Katilim Bankasi AS has a GF Score™ of 37/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Albaraka Turk Katilim Bankasi AS's Return-on-Tangible-Equity compare to PNC and USB?
According to the Banks industry distribution chart, Albaraka Turk Katilim Bankasi AS ranks #39 out of 1521 companies for Return-on-Tangible-Equity. This places Albaraka Turk Katilim Bankasi AS in the top 3% of its industry — outperforming the majority of peers. The industry median Return-on-Tangible-Equity is 11.24. Albaraka Turk Katilim Bankasi AS's value of 19.31% is 71.8% above this benchmark. Historically, Albaraka Turk Katilim Bankasi AS's own Return-on-Tangible-Equity has ranged from 2.54 to 64.39 over the past decade. While the company's 10-year median is 10.45 vs. the industry median of 11.24, Albaraka Turk Katilim Bankasi AS has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Banks company?
The median Return-on-Tangible-Equity among Banks companies is 11.24, based on 1,521 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Albaraka Turk Katilim Bankasi AS's current Return-on-Tangible-Equity of 19.31% is 71.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Albaraka Turk Katilim Bankasi AS and its competitors. For the Banks industry, the median Return-on-Tangible-Equity is 11.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Albaraka Turk Katilim Bankasi AS's current Return-on-Tangible-Equity is 19.31%, which is 85% above median its own 10-year median of 10.45. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Albaraka Turk Katilim Bankasi AS stock overvalued right now?
Based on GuruFocus' analysis, Albaraka Turk Katilim Bankasi AS (IST:ALBRK) is currently considered Modestly Undervalued. The stock's GF Value™ is ₺10.37, compared to a current price of ₺8.05 — trading 22.4% below its estimated fair value. The current Return-on-Tangible-Equity is 19.31%, which is 85% above median its 10-year median of 10.45 and 71.8% above the Banks industry median of 11.24. Albaraka Turk Katilim Bankasi AS's overall GF Score™ is 37/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Albaraka Turk Katilim Bankasi AS (IST:ALBRK), the current Return-on-Tangible-Equity is 19.31% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Albaraka Turk Katilim Bankasi AS (IST:ALBRK) Overvalued in 2026?

Based on GuruFocus' analysis, Albaraka Turk Katilim Bankasi AS stock appears to be undervalued. The current stock price of ₺8.05 is trading 22.4% below its estimated GF Value™ of ₺10.37. GuruFocus considers Albaraka Turk Katilim Bankasi AS to be Modestly Undervalued.

Key valuation signals for IST:ALBRK:

  • Return-on-Tangible-Equity: 19.31% (85% above median its 10-year median of 10.45)
  • GF Value™: ₺10.37 vs. price of ₺8.05 (22.4% below fair value)
  • GF Score™: 37/100 with 3 warning signs
  • Industry Position: 71.8% above the Banks median (#39 of 1521)

No single metric tells the full story. See the IST:ALBRK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Albaraka Turk Katilim Bankasi AS Business Description

Address Saray Mah, Dr. Adnan Buyukdeniz Cad. No: 6, Umraniye, Istanbul, TUR, 34768
Albaraka Turk Katilim Bankasi AS is a Turkey-based finance institution engaged in banking services such as current & participation accounts, vehicle financing, consumer financing, electronic fund transfer, safe deposit boxes, insurance, credit cards, and Internet banking & phone banking. The bank operates in Retail, Commercial & Corporate, and Treasury banking segments.
37GF Score

Get the complete analysis for IST:ALBRK

Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₺8.05
Price
₺10.37
GF Value