SFSVF (Software Service) Cyclically Adjusted PB Ratio: 2.14 (As of Jul. 07, 2026) — 31% Below Median


SFSVF Software Service Inc SFSVF
89 GF Score
Price $85.59
GF Value $93.01
! 4 Warning Signs
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What is Software Service Cyclically Adjusted PB Ratio?

Software Service SFSVF 89 Cyclically Adjusted PB Ratio is 2.14 as of Jul. 07, 2026, which is 31% below its 10-year median of 3.09. GuruFocus rates SFSVF with a GF Score™ of 89/100 and a GF Value™ of $93.01. The stock has 4 warning signs investors should review. Among 358 Healthcare Providers & Services companies, Software Service ranks worse than 58.1% on this metric.

As of today (2026-07-07), Software Service's current share price is $85.59. Software Service's Cyclically Adjusted Book per Share for the quarter that ended in Apr. 2026 was $40.03. Software Service's Cyclically Adjusted PB Ratio for today is 2.14.

The historical rank and industry rank for Software Service's Cyclically Adjusted PB Ratio or its related term are showing as below:

SFSVF' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 1.68   Med: 3.09   Max: 5.2
Current: 2.22

During the past years, Software Service's highest Cyclically Adjusted PB Ratio was 5.20. The lowest was 1.68. And the median was 3.09.

SFSVF's Cyclically Adjusted PB Ratio is ranked worse than
58.1% of 358 companies
in the Healthcare Providers & Services industry
Industry Median: 1.82 vs SFSVF: 2.22

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Software Service's adjusted book value per share data for the three months ended in Apr. 2026 was $51.359. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is $40.03 for the trailing ten years ended in Apr. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Software Service  (OTCPK:SFSVF) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Software Service Cyclically Adjusted PB Ratio Related Terms


Software Service Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for Software Service's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Software Service Cyclically Adjusted PB Ratio Chart

Software Service Annual Data
Trend Oct16 Oct17 Oct18 Oct19 Oct20 Oct21 Oct22 Oct23 Oct24 Oct25
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.44 2.42 2.21 2.90 2.73

Software Service Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.67 2.82 2.73 2.48 2.14

SFSVF vs VEEV, BTSG, TEM: Cyclically Adjusted PB Ratio Comparison

For the Health Information Services subindustry, Software Service's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Software Service Cyclically Adjusted PB Ratio vs Healthcare Providers & Services Industry

For the Healthcare Providers & Services industry and Healthcare sector, Software Service's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Software Service's Cyclically Adjusted PB Ratio falls into.


SFSVF
89GF Score
Software Service Inc SFSVF
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Software Service Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Software Service's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=85.59/40.03
=2.14

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Software Service's Cyclically Adjusted Book per Share for the quarter that ended in Apr. 2026 is calculated as:

For example, Software Service's adjusted Book Value per Share data for the three months ended in Apr. 2026 was:

Adj_Book=Book Value per Share/CPI of Apr. 2026 (Change)*Current CPI (Apr. 2026)
=51.359/112.7000*112.7000
=51.359

Current CPI (Apr. 2026) = 112.7000.

Software Service Quarterly Data

Book Value per Share CPI Adj_Book
201607 26.165 97.900 30.120
201610 26.832 98.600 30.669
201701 24.039 98.200 27.589
201704 26.094 98.500 29.856
201707 26.085 98.300 29.906
201710 27.197 98.800 31.023
201801 27.641 99.500 31.308
201804 30.162 99.100 34.301
201807 30.153 99.200 34.256
201810 31.513 100.200 35.444
201901 31.979 99.700 36.149
201904 32.706 100.000 36.860
201907 35.346 99.800 39.915
201910 36.328 100.400 40.779
202001 35.835 100.500 40.185
202004 37.870 100.200 42.594
202007 38.897 100.000 43.837
202010 40.614 99.800 45.864
202101 41.432 99.800 46.787
202104 40.965 99.100 46.587
202107 41.619 99.700 47.046
202110 42.005 99.900 47.387
202201 41.648 100.300 46.797
202204 39.639 101.500 44.013
202207 37.357 102.300 41.155
202210 35.460 103.700 38.538
202301 40.514 104.700 43.610
202304 41.892 105.100 44.921
202307 40.994 105.700 43.709
202310 40.458 107.100 42.573
202401 42.839 106.900 45.163
202404 43.105 107.700 45.106
202407 42.907 108.600 44.527
202410 46.462 109.500 47.820
202501 45.159 111.200 45.768
202504 51.311 111.500 51.863
202507 51.732 111.900 52.102
202510 52.875 112.800 52.828
202601 51.170 112.900 51.079
202604 51.359 112.700 51.359

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PB Ratio of 2.14 mean?
Software Service (SFSVF) has a Cyclically Adjusted PB Ratio of 2.14 as of Jul. 07, 2026. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Software Service and its competitors. This is 31% below median its historical median of 3.09. Over the past decade, Software Service's Cyclically Adjusted PB Ratio has ranged from 1.68 to 5.20. According to the industry distribution chart, Software Service ranks #208 out of 358 companies in the Healthcare Providers & Services industry, placing it in the top 58.1%.
Is Software Service's Cyclically Adjusted PB Ratio too high?
Software Service's current Cyclically Adjusted PB Ratio of 2.14 is 31% below median its 10-year median of 3.09. Over the past 10 years, this metric has ranged from a low of 1.68 to a high of 5.20. The Healthcare Providers & Services industry median Cyclically Adjusted PB Ratio is 1.82. Software Service's value of 2.14 is 17.6% above this industry median. Based on the distribution chart, Software Service ranks #208 out of 358 companies in the Healthcare Providers & Services industry, which is below the industry midpoint. Overall, Software Service has a GF Score™ of 89/100, reflecting its overall financial health beyond just this single metric.
How does Software Service's Cyclically Adjusted PB Ratio compare to VEEV and BTSG?
According to the Healthcare Providers & Services industry distribution chart, Software Service ranks #208 out of 358 companies for Cyclically Adjusted PB Ratio. This places Software Service in the lower half of its industry. The industry median Cyclically Adjusted PB Ratio is 1.82. Software Service's value of 2.14 is 17.6% above this benchmark. Historically, Software Service's own Cyclically Adjusted PB Ratio has ranged from 1.68 to 5.20 over the past decade. While the company's 10-year median is 3.09 vs. the industry median of 1.82, Software Service has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PB Ratio for a Healthcare Providers & Services company?
The median Cyclically Adjusted PB Ratio among Healthcare Providers & Services companies is 1.82, based on 358 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Software Service's current Cyclically Adjusted PB Ratio of 2.14 is 17.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PB Ratio mean?
A high Cyclically Adjusted PB Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Software Service and its competitors. For the Healthcare Providers & Services industry, the median Cyclically Adjusted PB Ratio is 1.82 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Software Service's current Cyclically Adjusted PB Ratio is 2.14, which is 31% below median its own 10-year median of 3.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Software Service stock overvalued right now?
Software Service (SFSVF) has a current Cyclically Adjusted PB Ratio of 2.14. The stock's GF Value™ is $93.01, compared to a current price of $85.59 — trading 8% below its estimated fair value. The current Cyclically Adjusted PB Ratio is 2.14, which is 31% below median its 10-year median of 3.09 and 17.6% above the Healthcare Providers & Services industry median of 1.82. Software Service's overall GF Score™ is 89/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PB Ratio calculated?
Cyclically Adjusted PB Ratio is calculated from a company's financial statements. For Software Service (SFSVF), the current Cyclically Adjusted PB Ratio is 2.14 as of Jul. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Software Service (SFSVF) Overvalued in 2026?

Based on GuruFocus' analysis, Software Service stock appears to be undervalued. The current stock price of $85.59 is trading 8% below its estimated GF Value™ of $93.01.

Key valuation signals for SFSVF:

  • Cyclically Adjusted PB Ratio: 2.14 (31% below median its 10-year median of 3.09)
  • GF Value™: $93.01 vs. price of $85.59 (8% below fair value)
  • GF Score™: 89/100 with 4 warning signs
  • Industry Position: 17.6% above the Healthcare Providers & Services median (#208 of 358)

No single metric tells the full story. See the SFSVF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Software Service Business Description

Other Exchanges 3733:Japan
Address 4-2-30, Miyahara, Osaka, JPN
Software Service Inc installs, develops and sells Electric Medical Record System, Hospital Total Ordering System, and nursing support system. The product line includes - Anesthesia recording system, Dialysis management system, Infection control system, Bacterial test system, Personnel payroll system, Visiting system for nursing, In-home medical care, Office-based care system, Hospital entrance care system, among others.
89GF Score

Get the complete analysis for SFSVF

Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$85.59
Price
$93.01
GF Value