SFSVF (Software Service) Effective Interest Rate on Debt %: 0.00% (As of Apr. 2026)


SFSVF Software Service Inc SFSVF
91 GF Score
Price $85.59
GF Value $100.80
! 3 Warning Signs
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What is Software Service Effective Interest Rate on Debt %?

Software Service SFSVF 91 Effective Interest Rate on Debt % is 0.00% as of Apr. 2026. GuruFocus rates SFSVF with a GF Score™ of 91/100 and a GF Value™ of $100.80. The stock has 3 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Software Service's annualized positive value of Interest Expense for the quarter that ended in Apr. 2026 was $0.0 Mil. Software Service's average total debt for the quarter that ended in Apr. 2026 was $0.0 Mil. Therefore, Software Service's annualized Effective Interest Rate on Debt % for the quarter that ended in Apr. 2026 was N/A%.

Software Service  (OTCPK:SFSVF) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.

Software Service Effective Interest Rate on Debt % Related Terms

Software Service Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Software Service's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Software Service Effective Interest Rate on Debt % Chart

Software Service Annual Data
Trend Oct16 Oct17 Oct18 Oct19 Oct20 Oct21 Oct22 Oct23 Oct24 Oct25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

Software Service Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

SFSVF vs VEEV, BTSG, TEM: Effective Interest Rate on Debt % Comparison

For the Health Information Services subindustry, Software Service's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Software Service Effective Interest Rate on Debt % vs Healthcare Providers & Services Industry

For the Healthcare Providers & Services industry and Healthcare sector, Software Service's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Software Service's Effective Interest Rate on Debt % falls into.


SFSVF
91GF Score
Software Service Inc SFSVF
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Software Service Effective Interest Rate on Debt % Calculation

Software Service's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Oct. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Oct. 2024 )+Total Debt  (A: Oct. 2025 ))/ count )
=-1  *  0/( (0+0)/ 1 )
=-1  *  0/0
=N/A %

where

Total Debt  (A: Oct. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0 + 0
=0

Total Debt  (A: Oct. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0 + 0
=0

Software Service's annualized Effective Interest Rate on Debt % for the quarter that ended in Apr. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jan. 2026 )+Total Debt  (Q: Apr. 2026 ))/ count )
=-1  *  0/( (0+0)/ 1 )
=-1  *  0/0
=N/A %

where

Total Debt  (Q: Jan. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0 + 0
=0

Total Debt  (Q: Apr. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0 + 0
=0

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Apr. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 0.00% mean?
Software Service (SFSVF) has a Effective Interest Rate on Debt % of 0.00% as of Apr. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Software Service and its competitors.
Is Software Service's Effective Interest Rate on Debt % too high?
Software Service's current Effective Interest Rate on Debt % is 0.00%. Overall, Software Service has a GF Score™ of 91/100, reflecting its overall financial health beyond just this single metric.
How does Software Service's Effective Interest Rate on Debt % compare to VEEV and BTSG?
Software Service's Effective Interest Rate on Debt % of 0.00% can be compared against companies in the Healthcare Providers & Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Healthcare Providers & Services company?
A good Effective Interest Rate on Debt % depends on the Healthcare Providers & Services industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Software Service and its competitors. Software Service's current Effective Interest Rate on Debt % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Software Service stock overvalued right now?
Software Service (SFSVF) has a current Effective Interest Rate on Debt % of 0.00%. The stock's GF Value™ is $100.80, compared to a current price of $85.59 — trading 15.1% below its estimated fair value. The current Effective Interest Rate on Debt % is 0.00%. Software Service's overall GF Score™ is 91/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Software Service (SFSVF), the current Effective Interest Rate on Debt % is 0.00% as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Software Service (SFSVF) Overvalued in 2026?

Based on GuruFocus' analysis, Software Service stock appears to be undervalued. The current stock price of $85.59 is trading 15.1% below its estimated GF Value™ of $100.80.

Key valuation signals for SFSVF:

  • Effective Interest Rate on Debt %: 0.00%
  • GF Value™: $100.80 vs. price of $85.59 (15.1% below fair value)
  • GF Score™: 91/100 with 3 warning signs

No single metric tells the full story. See the SFSVF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Software Service Business Description

Other Exchanges 3733:Japan
Address 4-2-30, Miyahara, Osaka, JPN
Software Service Inc installs, develops and sells Electric Medical Record System, Hospital Total Ordering System, and nursing support system. The product line includes - Anesthesia recording system, Dialysis management system, Infection control system, Bacterial test system, Personnel payroll system, Visiting system for nursing, In-home medical care, Office-based care system, Hospital entrance care system, among others.
91GF Score

Get the complete analysis for SFSVF

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$85.59
Price
$100.80
GF Value