Software ServiceSFSVF 91 Net Current Asset Value is $25.88 as of Apr. 2026, which is 544% above its 10-year median of 4.02. GuruFocus rates SFSVF with a GF Score™ of 91/100 and a GF Value™ of $100.80. The stock has 3 warning signs investors should review. Among 274 Healthcare Providers & Services companies, Software Service ranks better than 73.72% on this metric.
In calculating the Net Current Asset Value (NCAV), Benjamin Graham means a company's current assets (such as cash, marketable securities, and inventories) minus its total liabilities (including preferred stock, minority interest, and long-term debt).
Software Service's net current asset value per share for the quarter that ended in Apr. 2026 was $25.88.
The historical rank and industry rank for Software Service's Net Current Asset Value or its related term are showing as below:
SFSVF'
s Price-to-Net-Current-Asset-Value Range Over the Past 10 Years
Min: 2.57 Med: 4.02 Max: 11.05
Current: 2.57
During the past 13 years, the highest Price-to-Net-Current-Asset-Value Ratio of Software Service was 11.05. The lowest was 2.57. And the median was 4.02.
SFSVF's Price-to-Net-Current-Asset-Value is ranked better than 73.72% of 274
companies
in the Healthcare Providers & Services industry
Industry Median: 5.995
vs SFSVF: 2.57
Software Service (OTCPK:SFSVF) Net Current Asset Value Explanation
Benjamin Graham first discussed net current asset value (NCAV) in the 1934 edition of "Security Analysis", which he coauthored with David Dodd. In the book, (net) current asset value is defined as:" current assets alone, minus all liabilities and claims ahead of the issue."
The common definition of NCAV is: NCAV = current assets – [total liabilities + minority interest + preferred stock]
Net current assets exclude not only the intangible assets but also the fixed and miscellaneous assets. In addition, Graham believed that preferred stock belongs on the liability side of the balance sheet, not as part of capital and surplus. In "Security Analysis", preferred stock is dubbed "an imperfect creditorship position" that is best placed on the balance sheet alongside funded debt.
One research study, covering the years 1970 through 1983 showed that portfolios picked at the beginning of each year, and held for one year, returned 29.4 percent, on average, over the 13-year period, compared to 11.5 percent for the S&P 500 Index. Other studies of Grahams strategy produced similar results.
Benjamin Graham looked for companies whose market values were less than two-thirds of their Net-Net Working Capital. They are collected under our Net-Net screener.
Software Service Net Current Asset Value Related Terms
Software Service Net Current Asset Value Historical Data
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The historical data trend for Software Service's Net Current Asset Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SFSVF vs VEEV, BTSG, TEM: Net Current Asset Value Comparison
For the Health Information Services subindustry, Software Service's Price-to-Net-Current-Asset-Value, along with its competitors' market caps and Price-to-Net-Current-Asset-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Software Service Price-to-Net-Current-Asset-Value vs Healthcare Providers & Services Industry
For the Healthcare Providers & Services industry and Healthcare sector, Software Service's Price-to-Net-Current-Asset-Value distribution charts can be found below:
* The bar in red indicates where Software Service's Price-to-Net-Current-Asset-Value falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Net Current Asset Value of $25.88 mean?
Software Service (SFSVF) has a Net Current Asset Value of $25.88 as of Apr. 2026. Ben Graham's net current asset value equals the per-share value of total current assets less total liabilities. View historical data on Software Service and its competitors. This is 544% above median its historical median of 4.02. Over the past decade, Software Service's Net Current Asset Value has ranged from 2.57 to 11.05. According to the industry distribution chart, Software Service ranks #72 out of 274 companies in the Healthcare Providers & Services industry, placing it in the top 26.3%.
Is Software Service's Net Current Asset Value too high?
Software Service's current Net Current Asset Value of $25.88 is 544% above median its 10-year median of 4.02. Over the past 10 years, this metric has ranged from a low of 2.57 to a high of 11.05. The Healthcare Providers & Services industry median Net Current Asset Value is 6.00. Software Service's value of $25.88 is 331.7% above this industry median. Based on the distribution chart, Software Service ranks #72 out of 274 companies in the Healthcare Providers & Services industry, which is above the industry midpoint. Overall, Software Service has a GF Score™ of 91/100, reflecting its overall financial health beyond just this single metric.
How does Software Service's Net Current Asset Value compare to VEEV and BTSG?
According to the Healthcare Providers & Services industry distribution chart, Software Service ranks #72 out of 274 companies for Net Current Asset Value. This puts Software Service in the upper half of its industry. The industry median Net Current Asset Value is 6.00. Software Service's value of $25.88 is 331.7% above this benchmark. Historically, Software Service's own Net Current Asset Value has ranged from 2.57 to 11.05 over the past decade. While the company's 10-year median is 4.02 vs. the industry median of 6.00, Software Service has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Current Asset Value for a Healthcare Providers & Services company?
The median Net Current Asset Value among Healthcare Providers & Services companies is 6.00, based on 274 companies in the industry. Companies in the top quartile (top 25%) have a Net Current Asset Value significantly above this median, while those in the bottom quartile fall well below. However, Net Current Asset Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Software Service's current Net Current Asset Value of $25.88 is 331.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Current Asset Value mean?
A high Net Current Asset Value can signal that a stock is expensive relative to its fundamentals. Ben Graham's net current asset value equals the per-share value of total current assets less total liabilities. View historical data on Software Service and its competitors. For the Healthcare Providers & Services industry, the median Net Current Asset Value is 6.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Software Service's current Net Current Asset Value is $25.88, which is 544% above median its own 10-year median of 4.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Software Service stock overvalued right now?
Software Service (SFSVF) has a current Net Current Asset Value of $25.88. The stock's GF Value™ is $100.80, compared to a current price of $85.59 — trading 15.1% below its estimated fair value. The current Net Current Asset Value is $25.88, which is 544% above median its 10-year median of 4.02 and 331.7% above the Healthcare Providers & Services industry median of 6.00. Software Service's overall GF Score™ is 91/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Current Asset Value calculated?
Net Current Asset Value is calculated from a company's financial statements. For Software Service (SFSVF), the current Net Current Asset Value is $25.88 as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Software Service (SFSVF) Overvalued in 2026?
Based on GuruFocus' analysis, Software Service stock appears to be undervalued.
The current stock price of $85.59 is trading 15.1% below its estimated GF Value™ of $100.80.
Key valuation signals for SFSVF:
Net Current Asset Value: $25.88 (544% above median its 10-year median of 4.02)
GF Value™: $100.80 vs. price of $85.59 (15.1% below fair value)
Industry Position: 331.7% above the Healthcare Providers & Services median (#72 of 274)
No single metric tells the full story. See the SFSVF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Software Service Inc installs, develops and sells Electric Medical Record System, Hospital Total Ordering System, and nursing support system. The product line includes - Anesthesia recording system, Dialysis management system, Infection control system, Bacterial test system, Personnel payroll system, Visiting system for nursing, In-home medical care, Office-based care system, Hospital entrance care system, among others.
91GF Score
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Net Current Asset Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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